| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JEFFERY ASHEAR | PO BOX 385 DEAL, NJ 07723 | DELTA DENTAL OF NEW JERSEY INC. | $4K | — | $4K | 2.92% |
| ROBERT J. ROSSITER Filed as: ROBERT J ROSSITER | 123 SOUTH ST STE 112 OYSTER BAY, NY 117712259 | DELTA DENTAL OF NEW JERSEY INC. | $968 | — | $968 | 0.73% |
| JEFFERY ASHEAR | 901 WEST PARK AVENUE SUITE 2N OCEAN, NJ 07712 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 3.36% |
| JAMES R NELLIGAN & ASSOCIATES LLC Filed as: JAMES R. NELLIGAN & ASSOCIATES LLC | 1933 STATE ROUTE 35 SUITE 368 WALL, NJ 07719 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 1.67% |
| ROSSITER INSURANCE AGENCY | 22 KELLOGG STREET OYSTER BAY, NY 117712259 | STANDARD INSURANCE COMPANY | $857 | — | $857 | 1.00% |
| JAMES R NELLIGAN & ASSOCIATES LLC Filed as: JAMES R. NELLIGAN & ASSOCIATES LLC | 1933 STATE ROUTE 35 SUITE 368 WALL, NJ 07719 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 3.54% |
| JEFFERY ASHEAR | 1127EAST 8TH STREET BROOKLYN, NY 11230 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 3.25% |
| ROSSITER INSURANCE AGENCY | 22 KELLOGG STREET OYSTER BAY, NY 117712259 | STANDARD INSURANCE COMPANY | $812 | — | $812 | 0.95% |
| DYLAN FRANCIS MONTEFORTE | 13 EAGLE NEST RD COLTS NECK, NJ 07722 | AFLAC | $244 | — | $244 | 1.39% |
| ABRAHAM BASH | 148 S FRONT ST APT 321 FARMINGDALE, NY 11735 | AFLAC | $231 | — | $231 | 1.31% |
| SHUAN T KONIOR | 31 STRATFORD GRN FARMINGDALE, NY 11735 | AFLAC | $171 | — | $171 | 0.97% |
| ANTHONY G COLLINCINI | 300 COOKMAN AVENUE UNIT 222 ASBURY PARK, NJ 07712 | AFLAC | $164 | — | $164 | 0.93% |
| ANTHONY GORHAM | 12210 ROCKLEDGE DR BOWIE, MD 20715 | AFLAC | $109 | — | $109 | 0.62% |
| PATRICK R RUHLE | 200 GARDEN CITY PLZ STE 410 GARDEN CITY, NY 11530 | AFLAC | $86 | — | $86 | 0.49% |
| DYNASTY ADVISORS LLC | 123 STATE ROUTE 33 201 MANALAPAN, NJ 07726 | AFLAC | $71 | — | $71 | 0.40% |
| DANDLEY ALEXANDRE | 1 DONALD ST APT B BLOOMFIELD, NJ 07003 | AFLAC | $61 | — | $61 | 0.35% |
| MICHAEL P ZILINSKI | 1633 WASHINGTON BLVD APT 4E STAMFORD, CT 06902 | AFLAC | $51 | — | $51 | 0.29% |
| BETH E FREDERICKSON | 19 DAVENPORT RD MONTVILLE, NJ 07045 | AFLAC | $32 | $10 | $42 | 0.24% |
| LAUREN DEY | 4 BIRCHWOOD BOONTON, NJ 07005 | AFLAC | $40 | — | $40 | 0.23% |
| TUCKER ROBERT KUNKEL | 40 CASTLE ROCK RD LAKE HOPATCONG, NJ 07849 | AFLAC | $12 | — | $12 | 0.07% |
| DIVYA JAIN | 14155 NEWBROOK DR STE 130 CHANTILLY, VA 20151 | AFLAC | $7 | — | $7 | 0.04% |
| VICTORIA ANNE BEENE Filed as: VICTORIA ANNE PRICE | 6 BAYOU POINTE SR HOUSTON, TX 77063 | AFLAC | $5 | — | $5 | 0.03% |
| LISA N. BATES Filed as: LISA NICOLE BATES | 15 MAIZE FLOWER PL TOMBALL, TX 77375 | AFLAC | $4 | — | $4 | 0.02% |
| JUAN R MAS | 593 BELMONT AVE HALEDON, NJ 07508 | AFLAC | $2 | — | $2 | 0.01% |
| MICHAEL ANDERS LLC | 10 MOON BEAM CT SPRING, TX 77381 | AFLAC | $2 | — | $2 | 0.01% |
| CHRISTOPHER T KELLY | 2040 NORTYH LOOP STE 12 HOUSTON, TX 77018 | AFLAC | $2 | — | $2 | 0.01% |
| ROBERT PIASSEK Filed as: ROBERT E PIASSEK | 822 SOUTH AVE W WESTFIELD, NJ 07090 | AFLAC | — | — | $0 | 0.00% |
| ARNOLD KATZ | 362 STILES CT WEST ORANGE, NJ 07052 | AFLAC | — | — | $0 | 0.00% |
| JEFFERY ASHEAR | 1127EAST 8TH STREET BROOKLYN, NY 11230 | STANDARD INSURANCE COMPANY | $628 | — | $628 | 6.57% |
| JAMES R NELLIGAN & ASSOCIATES LLC Filed as: JAMES R. NELLIGAN & ASSOCIATES LLC | 1933 STATE ROUTE 35 SUITE 368 WALL, NJ 07719 | STANDARD INSURANCE COMPANY | $326 | — | $326 | 3.41% |
| JEFFERY ASHEAR | 901 WEST PARK AVENUE SUITE 2N OCEAN, NJ 07712 | DELTA DENTAL | $30 | — | $30 | 3.36% |
| ROSSITER INSURANCE AGENCY | 123 SOUTH ST STE 112 OYSTER BAY, NY 117712259 | VSP VISION CARE | — | — | $0 | — |
| JEFFERY ASHEAR | PO BOX 385 DEAL, NJ 07723 | VSP VISION CARE | — | — | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 221 | Currently employed and enrolled or eligible. |
| Retired/separated still eligible | 221 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 442 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SUN LIFE ASSURANCE COMPANY OF CANADA | 89 | $253K |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF NEW JERSEY INC. | 221 | $134K |
| Vision | VSP VISION CARE | 0 | $0 |
| Life insurance | STANDARD INSURANCE COMPANY | 117 | $86K |
| Short-term disability | STANDARD INSURANCE COMPANY | 34 | $10K |
| Long-term disability | STANDARD INSURANCE COMPANY | 89 | $86K |
| Prescription drug | UNITED HEALTHCARE INSURANCE COMPANY | 6 | $9K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 221 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.