Welfare broker

ROBERT PIASSEK

Mailing address (most recent filing)

221 PAWNEE ROAD

CRANFORD, NJ 07016

Total comp: $232K
Commissions: $69K
Fees: $163K
Filings: 6
Sponsors: 6

Carrier mix

Where ROBERT PIASSEK places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA50.0%
AETNA LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$146K	50.0%
AETNA LIFE INSURANCE COMPANY	1	$8.8M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$146K	0.0%	12.07x
NJ	1	$8.8M	0.0%	23.26x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ROBERT PIASSEK's plans by broker comp / premium ratio. Median 4.28% vs welfare-wide median 6.35% (n=2).

Prospect-flag exposure · vs market baseline

Share of ROBERT PIASSEK's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where ROBERT PIASSEK is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
VALCOR ENGINEERING CORPORATION VALCOR HEALTH PLAN	NJ	$8.8M	$199K	AETNA LIFE INSURANCE COMPANY AND AFFILIATES
EASTERN ATLANTIC STATES REGIONAL COUNCIL OF CARPENTERS EASTERN ATLANTIC STATES REGIONAL COUNCIL OF CARPENTERS	PA	$146K	$9K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

$146K

50.0%

AETNA LIFE INSURANCE COMPANY

$8.8M

50.0%

State

Plans

Premium

State share

Index

$146K

0.0%

12.07x

$8.8M

0.0%

23.26x

Sponsor

Loc

Premium

Comp

Carrier

VALCOR ENGINEERING CORPORATION

VALCOR HEALTH PLAN

$8.8M

$199K

AETNA LIFE INSURANCE COMPANY AND AFFILIATES

EASTERN ATLANTIC STATES REGIONAL COUNCIL OF CARPENTERS

$146K

$9K

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA