Welfare broker

ROBERT PIASSEK

Mailing address (most recent filing)

822 SOUTH AVENUE

WESTFIELD, NJ 07090

Total comp: $241K
Commissions: $78K
Fees: $163K
Filings: 7
Sponsors: 7

Carrier mix

Where ROBERT PIASSEK places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY33.3%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA33.3%
AETNA LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$100K	33.3%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$151K	33.3%
AETNA LIFE INSURANCE COMPANY	1	$8.8M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$100K	0.0%	5.57x
PA	1	$151K	0.0%	7.99x
NJ	1	$8.8M	0.0%	15.46x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ROBERT PIASSEK's plans by broker comp / premium ratio. Median 6.96% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of ROBERT PIASSEK's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where ROBERT PIASSEK is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
VALCOR ENGINEERING CORPORATION VALCOR HEALTH PLAN	NJ	$8.8M	$199K	AETNA LIFE INSURANCE COMPANY AND AFFILIATES
LADERACH USA, INC LADERACH USA INC BENEFITS PLAN	TX	$100K	$11K	PRINCIPAL LIFE INSURANCE COMPANY
EASTERN ATLANTIC STATES REGIONAL COUNCIL OF CARPENTERS EASTERN ATLANTIC STATES REGIONAL COUNCIL OF CARPENTERS	PA	$151K	$11K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

PRINCIPAL LIFE INSURANCE COMPANY

$100K

33.3%

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

$151K

33.3%

AETNA LIFE INSURANCE COMPANY

$8.8M

33.3%

State

Plans

Premium

State share

Index

$100K

0.0%

5.57x

$151K

0.0%

7.99x

$8.8M

0.0%

15.46x

Sponsor

Loc

Premium

Comp

Carrier

VALCOR ENGINEERING CORPORATION

VALCOR HEALTH PLAN

$8.8M

$199K

AETNA LIFE INSURANCE COMPANY AND AFFILIATES

LADERACH USA, INC

LADERACH USA INC BENEFITS PLAN

$100K

$11K

PRINCIPAL LIFE INSURANCE COMPANY

EASTERN ATLANTIC STATES REGIONAL COUNCIL OF CARPENTERS

$151K

$11K

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA