| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOCK & ASSOCIATES INC.3 | PO BOX 211584 AUGUSTA, GA 30917 | UNITEDHEALTHCARE INSURANCE COMPANY | -$20K | $49K | $29K | 2.56% |
| HOCK & ASSOCIATES INC.3 Filed as: HOCK AND ASSOCIATES, INC | 3520 STEVENS WAY AUGUSTA, GA 30907 | BLUE CROSS AND BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC | — | — | $0 | 0.00% |
| HOCK & ASSOCIATES INC.3 | PO BOX 211584 AUGUSTA, GA 30917 | GREATER GEORGIA LIFE INSURANCE COMPANY | $7K | $0 | $7K | 13.31% |
| HOCK & ASSOCIATES INC.3 | 2909-B PROFESSIONAL PARKWAY AUGUSTA, GA 30907 | GREATER GEORGIA LIFE INSURANCE COMPANY | $4K | $0 | $4K | 7.58% |
| HOCK & ASSOCIATES INC.3 Filed as: HOCK AND ASSOCIATES, INC. | 3520 STEVENS WAY AUGUSTA, GA 30907 | BLUE CROSS BLUE SHIELD OF GEORGIA, INC | $15K | $0 | $15K | 69.47% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 428 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 428 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 428 | $1.5M |
| Dental | BLUE CROSS BLUE SHIELD OF GEORGIA, INC | 242 | $22K |
| Vision | BLUE CROSS BLUE SHIELD OF GEORGIA, INC | 242 | $22K |
| Life insurance | GREATER GEORGIA LIFE INSURANCE COMPANY | 0 | $56K |
| Short-term disability | GREATER GEORGIA LIFE INSURANCE COMPANY | 0 | $56K |
| Other | GREATER GEORGIA LIFE INSURANCE COMPANY | 0 | $56K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 428 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.