| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | HARTFORD LIFE AND ACCIDENT | $31K | $21K | $52K | 3.07% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | PO BOX 955816 SAINT LOUIS, MO 63195 | HARTFORD LIFE AND ACCIDENT | — | $6K | $6K | 0.34% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | VISION SERVICE PLAN | $7K | — | $7K | 1.64% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $16K | — | $16K | 9.20% |
| LOCKTON COMPANIES, LLC3 | 2100 ROSS AVE,#1200 DALLAS, TX 75201 | GENWORTH LIFE INSURANCE COMPANY | $11K | — | $11K | 10.09% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES OF PR | 75 REMITTANCE DRIVE SUITE 1446 CHICAGO, IL 60675 | TRIPLE S SALUD, INC. | $1K | — | $1K | 5.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $814 | — | $814 | 9.20% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 2100 ROSS AVE. STE. 1200 DALLAS, TX 75201 | LIFE INSURANCE COMPANY OF NORTH AMERICA | -$186 | — | -$186 | -2.10% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 5005 LBJ FREEWAY, SUITE 1400 DALLAS, TX 75244 | HAWAII DENTAL SERVICE | $253 | — | $253 | 2.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,690 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 125 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,815 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 83 | $1.3M |
| Dental(3 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 26 | $208K |
| Vision | VISION SERVICE PLAN | 2,142 | $411K |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 5,444 | $1.7M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 5,444 | $1.7M |
| Prescription drug(4 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 83 | $1.1M |
| Other(4 contracts, 4 carriers) | HARTFORD LIFE AND ACCIDENT | 6,318 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,318 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.