| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | PO BOX 654118 DALLAS, TX 75265 | BLUESHIELD OF NORTHEASTERN NEW YORK | $57K | — | $57K | 3.67% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE, SUITE 1000 MOUNT LAUREL, NJ 08054 | BLUE CROSS AND BLUE SHIELD OF KANSAS CITY | $16K | — | $16K | 5.91% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE, SUITE 100 MOUNT LAUREL, NJ 08054 | KAISER FOUNDATION HEALTH PLAN INC | $11K | — | $11K | 4.99% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | UNKNOWN DALLAS, TX 75265 | UNITED CONCORDIA INSURANCE COMPANY OF NEW YORK | $15K | — | $15K | 11.81% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE, SUITE 100 MOUNT LAUREL, NJ 08054 | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | $8K | $2K | $10K | 14.69% |
| PAUL THOMAS GIANGRECO3 | 184 SWEENEY STREET, SUITE 424 NORTH TONAWANDA, NY 14120 | AFLAC | $3K | $1K | $4K | 9.40% |
| MJ INSURANCE3 Filed as: KAREN LANGLEY AND VARIOUS AGENTS | 1000B NE WHISPERING WINDS COURT LEES SUMMIT, MO 64064 | AFLAC | $2K | $172 | $2K | 4.14% |
| CHANDRA RENEE CARRIER3 | 10928 NORTH SKILES COURT KANSAS CITY, MO 64157 | AFLAC | $1K | $131 | $1K | 3.52% |
| CALLISTA JACKSON3 | 116 BEREHAVEN DRIVE AMHERST, NY 14228 | AFLAC | $950 | — | $950 | 2.27% |
| MONICA BLAINE BROCKMAN3 | 10904 NORTH DONNELLY COURT KANSAS CITY, MO 64157 | AFLAC | $452 | $58 | $510 | 1.22% |
| MICHAEL P FARLEY3 Filed as: MICHAEL P. FARLEY | 1412 SWEET HOME ROAD, SUITE 2 AMHERST, NY 14228 | AFLAC | $436 | $28 | $464 | 1.11% |
| THE C & S GROUP INC3 Filed as: THE C AND S GROUP, INC. | 2301 BURLINGTON STREET, SUITE 200 NORTH KANSAS CITY, MO 64116 | AFLAC | $350 | $46 | $396 | 0.95% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE, SUITE 100 MOUNT LAUREL, NJ 08054 | US FIRE | $1K | — | $1K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 164 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 166 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | BLUESHIELD OF NORTHEASTERN NEW YORK | 186 | $2.1M |
| Dental | UNITED CONCORDIA INSURANCE COMPANY OF NEW YORK | 280 | $127K |
| Vision | US FIRE | 277 | $11K |
| Life insurance | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | 161 | $67K |
| Short-term disability | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | 161 | $67K |
| Long-term disability | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | 161 | $67K |
| Prescription drug(3 contracts, 3 carriers) | BLUESHIELD OF NORTHEASTERN NEW YORK | 186 | $2.0M |
| Other(3 contracts, 3 carriers) | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | 168 | $109K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 280 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.