| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE | 1901 ROXBOROUGH ROAD SUITE 300 CHARLOTTE, NC 28211 | HARTFORD LIFE AND ACCIDENT | $304K | — | $304K | 5.00% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (TX), LLC | 1250 S CAPITAL OF TX HWY BLDG II STE 125 AUSTIN, TX 78746 | HARTFORD LIFE AND ACCIDENT | — | $76K | $76K | 1.25% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (SE) INC | 1901 ROXBOROUGH ROAD, SUITE 300 SUITE 300 CHARLOTTE, NC 282115588 | HARTFORD LIFE AND ACCIDENT | $11K | $2K | $13K | 6.14% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY LLC | 200 PARK AVE ROOM 3202 NEW YORK, NY 10166 | AMERITAS LIFE INSURANCE CORP. | — | $3K | $3K | 1.40% |
| NFP INSURANCE SERVICES INC3 | 1250 CAPITAL OF TX HWY S BLDG II STE 600 AUSTIN, TX 78746 | AMERITAS LIFE INSURANCE CORP. | — | $2K | $2K | 1.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,667 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,672 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AMERITAS LIFE INSURANCE CORP. | 7,434 | $213K |
| Vision | VISION SERVICE PLAN | 6,283 | $1.2M |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 8,371 | $6.1M |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 8,371 | $6.1M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 8,371 | $6.1M |
| Other(5 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 8,371 | $6.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,371 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.