| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC | 220 WEST MAIN STREET LOUISVILLE, KY 402021382 | METROPOLITAN LIFE INSURANCE COMPANY | — | $420 | $420 | 0.05% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC | 29840 NETWORK PLACE CHICAGO, IL 606949000 | METROPOLITAN LIFE INSURANCE COMPANY | — | $79 | $79 | 0.01% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC | 29840 NETWORK PLACE CHICAGO, IL 60673 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA | $25K | — | $25K | 3.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES, INC EIN 41-1289245 PRVDS SVCS TO RLTD PLAN | Other services; Claims processing Service code 12 | — | $2.3M |
| BENEFIT FOCUS.COM INC PROVD SRVS TO RELATED PLN | Consulting (general) Service code 16 | 100 BENEFIT FOCUS WAY CHARLESTON, SC 29492 | $216K |
| EMPYREAN BENEFIT SOLUTIONS, INC EIN 20-3029813 NONE | Actuarial Service code 11 | — | $198K |
| SPEILMAN, KOENIGSBERG & PARKER LLP EIN 13-3367751 PRFRMS SVS FOR PL. SPONSR | Accounting (including auditing) Service code 10 | — | $187K |
| AON HEWITT ASSOCIATES LLC EIN 36-2235791 PRFRMS SVS FOR PL. SPONSR | Actuarial Service code 11 | — | $167K |
| METROPOLITAN LIFE INSURANCE CO. EIN 13-5581829 NONE | Claims processing; Contract Administrator Service code 12 | — | $151K |
| LIBERTY LIFE ASSURANCE COMPANY EIN 04-6076039 PRFRMS SVS FOR REL. PLANS | Claims processing Service code 12 | — | $61K |
| BUCHBINDER TUNICK & CO. LLP EIN 13-1578842 PRFRMS SVS FOR REL. PLANS | Accounting (including auditing) Service code 10 | — | $55K |
| EXECUTIVE MEDICAL SERVICES P.C. EIN 22-3712962 NONE | Actuarial Service code 11 | — | $15K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,957 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 72 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 5,029 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN, INC | 476 | $3.0M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 3,578 | $892K |
| Vision | VISION SERVICE PLAN | 4,088 | $813K |
| Prescription drug(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN, INC | 476 | $3.0M |
| Stop-loss / reinsurancereinsurance | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA | 5,008 | $844K |
| Other | UNITED BEHAVIORAL HEALTH DBA OPTUM HEALTH | 6,466 | $118K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,466 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.