| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | 29840 NETWORK PLACE 29840 CHICAGO, IL 606731298 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | — | $5K | $5K | 0.87% |
| AON CONSULTING INC3 Filed as: AON CONSULTING OF NEW JERSEY | 29840 NETWORK PLACE CHICAGO, IL 60673 | MVP HEALTH CARE | $12K | — | $12K | 4.20% |
| TRI-STARR AGENCY3 Filed as: TRI-STARR AGENCY, INC. | 70 NOSTRAND AVENUE STATEN ISLAND, NY 10314 | ZURICH AMERICAN INSURANCE COMPANY | $6K | — | $6K | 2.21% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | AETNA LIFE INSURANCE COMPANY | $11K | — | $11K | 7.40% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | HYATT LEGAL PLANS | $4K | $683 | $5K | 11.55% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | COMMISSION LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 100877447 | HYATT LEGAL PLANS | — | $92 | $92 | 0.21% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $42K | $1K | $44K | 103.31% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | PO BOX 28852 NEW YORK, NY 100878852 | METROPOLITAN LIFE INSURANCE COMPANY | $714 | $218 | $932 | 7.13% |
| AON CONSULTING INC3 | D/B/A AON CONSULTING OF NEW JERSEY 29840 CHICAGO, ID 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $119 | $79 | $198 | 1.52% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, ID 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $36 | $36 | 0.28% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC | PO BOX 28852 NEW YORK, NY 100878852 | METROPOLITAN LIFE INSURANCE COMPANY | $253 | $63 | $316 | 4.04% |
| AON CONSULTING INC3 | D/B/A AON CONSULTING OF NEW JERSEY 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $215 | $90 | $305 | 3.90% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $58 | $58 | 0.74% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $14 | $14 | 0.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,560 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 450 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,010 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MVP HEALTH CARE | 42 | $280K |
| Vision | VISION SERVICE PLAN | 1,093 | $172K |
| Life insurance(3 contracts, 3 carriers) | AETNA LIFE INSURANCE CO. | 2,335 | $658K |
| Long-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 1,480 | $559K |
| Other(5 contracts, 4 carriers) | ZURICH AMERICAN INSURANCE COMPANY | 1,560 | $389K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,335 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.