| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 2700 POST OAK BLVD FL 25 HOUSTON, TX 770565705 | METROPOLITAN LIFE INSURANCE COMPANY | $120K | — | $120K | 3.75% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INS CENTER | PO BOX 511398 LOS ANGELES, CA 900517953 | METROPOLITAN LIFE INSURANCE COMPANY | — | $39K | $39K | 1.23% |
| ASCENDE, INC.3 Filed as: ASCENDE INC | 2700 POST OAK BLVD FL 25 HOUSTON, TX 770565705 | METROPOLITAN LIFE INSURANCE COMPANY | -$5K | — | -$5K | -0.14% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MORGAN STANLEY AIP GL LP EIN 23-3060887 NONE | Direct payment from the plan; Other investment fees and expenses; Securities brokerage; Investment advisory (plan); Securities brokerage commissions and fees Service code 27 | — | $285K |
| BLUECROSS BLUE SHIELD OF TEXAS EIN 36-1236610 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $263K |
| MORGAN STANLEY SMITH BARNEY LLC EIN 26-4310632 NONE | Investment advisory (plan); Other investment fees and expenses; Securities brokerage; Direct payment from the plan; Securities brokerage commissions and fees Service code 27 | — | $210K |
| STATE STREET BANK & TRUST COMPANY EIN 04-1867445 NONE | Direct payment from the plan; Investment management; Custodial (securities); Investment management fees paid indirectly by plan; Float revenue; Trustee (directed) Service code 19 | — | $28K |
| MCCONNELL & JONES LLP EIN 76-0488832 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $26K |
| VOYA INVESTMENT MANAGEMENT EIN 06-0888148 NONE | Investment management; Investment management fees paid directly by plan; Direct payment from the plan Service code 28 | — | $20K |
| CLEARWATER ANALYTICS EIN 42-1658172 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $9K |
| METROPOLITAN LIFE INSURANCE COMPANY EIN 13-5581829 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 881 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 445 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,326 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 2,852 | $3.2M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 2,852 | $3.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,852 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.