| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DOAMM AGENCY LLC3 Filed as: DOAMM AGENCY, LLC | 3131 PRINCETON PIKE, BUILDING 6 SUITE 201 LAWRENCEVILLE, NJ 08648 | UNITEDHEALTHCARE INSURANCE COMPANY | $544K | $0 | $544K | 2.78% |
| ENGAGE INSURANCE3 Filed as: ENGAGE INSURANCE, LLC | 3001 EXECUTIVE DRIVE, SUITE 340 CLEARWATER, FL 33762 | UNITEDHEALTHCARE INSURANCE COMPANY | $110K | $0 | $110K | 0.56% |
| DOAMM AGENCY LLC3 Filed as: DOAMM AGENCY, LLC | 3131 PRINCETON PIKE, BUILDING 6 SUITE 201 LAWRENCEVILLE, NJ 08648 | METROPOLITAN LIFE INSURANCE COMPANY | $97K | $0 | $97K | 8.44% |
| ENGAGE INSURANCE3 Filed as: ENGAGE INSURANCE, LLC | 4000 HOLLYWOOD BOULEVARD SUITE 400N HOLLYWOOD, FL 33021 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $0 | $9K | 0.77% |
| EDWARD PICCIONE3 | 729 LYNWOOD DRIVE FEASTERVILLE TREVOSE, PA 19053 | METROPOLITAN LIFE INSURANCE COMPANY | $241 | $0 | $241 | 0.02% |
| EDWARD PICCIONE3 Filed as: EDWARD A. PICCIONE | 729 LYNWOOD DRIVE FESTERVILLE, PA 19053 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $9K | $2K | $11K | 10.20% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 Filed as: JAMES R. NELLIGAN AND ASSOCIATES | 1933 STATE ROUTE 35, SUITE 368 WALL, NJ 07719 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $0 | $6K | 5.43% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,154 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,154 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 2,713 | $19.6M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 2,327 | $1.1M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 2,327 | $1.1M |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 353 | $109K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 2,327 | $1.1M |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 353 | $109K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 2,713 | $19.6M |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 353 | $109K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,713 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.