| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PARKWAY SE, SUITE 1950 ATLANTA, GA 30339 | REGENCE BLUE CROSS BLUE SHIELD OF UTAH | $118K | — | $118K | 2.51% |
| BENEFITS RESOURCE GROUP3 Filed as: BENEFITS RESOURCE LLC | 20 ENTERPRISE, SUITE 330 ALISO VIEJO, CA 92656 | REGENCE BLUE CROSS BLUE SHIELD OF UTAH | $32K | — | $32K | 0.69% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PARKWAY, SUITE 1950 ATLANTA, GA 30339 | COMPANION LIFE INSURANCE CO. | $18K | — | $18K | 3.94% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 6330 SO. 3000 EAST SUITE 670 SALT LAKE CITY, UT 84121 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14K | — | $14K | 18.41% |
| MIKE C LUNDQUIST3 Filed as: MIKE C. LUNDQUIST | 8889 S. SILVERSTONE WAY SANDY, UT 84093 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8K | — | $8K | 10.91% |
| MAURICIO R PLATT3 Filed as: MAURICIO R. PLATT | 1475 E. SANDPIPER WAY #352 SALT LAKE CITY, UT 84117 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 1.71% |
| DAMON STREETMAN3 | 5894 WILDFLOWER CT. HIGHLAND, UT 84003 | CONTINENTAL AMERICAN INSURANCE COMPANY | $666 | — | $666 | 0.86% |
| LYNN MARIE BARRY3 Filed as: LYNN G. BARNSON | 2961 W. MAPLE LOOP ROAD SUITE 230 LEHI, UT 84043 | CONTINENTAL AMERICAN INSURANCE COMPANY | $81 | — | $81 | 0.10% |
| BARRY BEVERLY3 Filed as: BARRY BEVERLY AND ASSOCIATES, INC. | 11521 S. BLACK FOREST DRIVE SANDY, UT 84094 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | — | $23 | 0.03% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PARKWAY, SUITE 1950 ATLANTA, GA 30339 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $12K | — | $12K | 20.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PARKWAY, SUITE 1950 ATLANTA, GA 30339 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 7.19% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PARKWAY, SUITE 1950 ATLANTA, GA 30339 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 8.86% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PARKWAY, SUITE 1950 ATLANTA, GA 30339 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 14.21% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 727 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 730 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | REGENCE BLUE CROSS BLUE SHIELD OF UTAH | 1,468 | $4.7M |
| Dental | COMPANION LIFE INSURANCE CO. | 1,439 | $458K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 633 | $85K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 633 | $40K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 633 | $20K |
| Prescription drug | REGENCE BLUE CROSS BLUE SHIELD OF UTAH | 1,468 | $4.7M |
| Other(3 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 633 | $163K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,468 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.