No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EMPIRE HEALTHCHOICE ASSURANCE, INC EIN 23-7391136 NONE | Other services; Float revenue; Insurance agents and brokers; Contract Administrator; Other commissions; Claims processing; Insurance brokerage commissions and fees; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $552K |
| THE SEGAL COMPANY, INC. EIN 13-4835864 NONE | Insurance brokerage commissions and fees; Actuarial Service code 11 | — | $65K |
| BARNES, IACCARINO, VIRGINIA EIN 13-4212610 NONE | Legal Service code 29 | — | $29K |
| MSPC EIN 22-2951202 NONE | Accounting (including auditing) Service code 10 | — | $24K |
| DMI BOOKKEEPING & ACCOUNTING EIN 20-2400574 NONE | Accounting (including auditing) Service code 10 | — | $8K |
| REYNOLDS CONSULTING SERVICES LLC EIN 11-2558102 NONE | Consulting (general) Service code 16 | 410 JERICHO TURNPIKE JERICHO, NY 11753 | $8K |
| STACEY BRAUN EIN 13-2889432 NONE | Investment advisory (plan); Soft dollars commissions Service code 27 | — | $7K |
| AMALGAMATED BANK EIN 13-4920330 SERVICE PROVIDER | Investment management fees paid directly by plan; Custodial (securities); Investment management fees paid indirectly by plan Service code 19 | — | $1K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 600 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 408 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,008 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts, 2 carriers) | COMPANION LIFE INSURANCE COMPANY | 1,027 | $340K |
| Stop-loss / reinsurancereinsurance | EMPIRE BLUE CROSS BLUE SHIELD | 222 | $436K |
| Other | MUTUAL OF OMAHA INSURANCE COMPANY | 638 | $3K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,027 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.