| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PREMIER CONSULTING PARTNERS LLC3 Filed as: PREMIER CONSULTING PARTNERS, LLC | 1000 WOODBURY ROAD SUITE 300 WOODBURY, NY 11797 | OXFORD HEALTH INSURANCE, INC. | $52K | — | $52K | 2.59% |
| FNA INSURANCE SERVICES INC3 Filed as: FNA INSURANCE SERVICES INC.-GA | 1000 WOODBURY ROAD SUITE 403, 4TH FLOOR WOODBURY, NY 11797 | OXFORD HEALTH INSURANCE, INC. | — | $24K | $24K | 1.20% |
| SRN SERVICES INC3 Filed as: SRN SERVICES, INC. | 300 GARDEN CITY PLAZA SUITE 252 GARDEN CITY, NY 11530 | OXFORD HEALTH INSURANCE, INC. | $14K | — | $14K | 0.70% |
| HZEZ, LLC3 | 300 GARDEN CITY PLAZA SUITE 252 GARDEN CITY, NY 11530 | OXFORD HEALTH INSURANCE, INC. | $14K | — | $14K | 0.70% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BOULEVARD FLOOR 2 HAUPPAUGE, NY 11788 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $234 | $4K | 5.49% |
| PREMIER CONSULTING PARTNERS LLC3 | 1000 WOODBURY ROAD SUITE 300 WOODBURY, NY 11797 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 5.34% |
| SRN SERVICES INC3 | 300 GARDEN CITY PLAZA SUITE 252 GARDEN CITY, NY 11530 | METROPOLITAN LIFE INSURANCE COMPANY | $930 | — | $930 | 1.44% |
| HZEZ, LLC3 Filed as: HZEZ LLC | 300 GARDEN CITY PLAZA SUITE 252 GARDEN CITY, NY 11530 | METROPOLITAN LIFE INSURANCE COMPANY | $930 | — | $930 | 1.44% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC. | 225 WIRELESS BOULEVARD 2ND FLOOR HAUPPAUGE, NY 11788 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | — | $2K | $2K | 3.97% |
| PREMIER CONSULTING PARTNERS LLC3 Filed as: PREMIER CONSULTING PARTNERS, LLC | 1000 WOODBURY ROAD SUITE 300 WOODBURY, NY 11797 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $2K | — | $2K | 3.22% |
| SRN SERVICES INC3 | 300 GARDEN CITY PLAZA SUITE 252 GARDEN CITY, NY 11530 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $528 | — | $528 | 0.87% |
| HZEZ, LLC3 Filed as: HZEZ LLC | 300 GARDEN CITY PLAZA SUITE 252 GARDEN CITY, NY 11530 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $528 | — | $528 | 0.87% |
| DAVID RISPLER3 Filed as: DAVID B. RISPLER | 35 KERI WAY WOODBURY, NY 11797 | UNION SECURITY LIFE INSURANCE COMPANY OF NEW YORK | $710 | — | $710 | 5.10% |
| THE DBL CENTER LTD3 Filed as: DBL CENTER LTD, THE | 555 BROADHOLLOW ROAD SUITE 271 MELVILLE, NY 11747 | UNION SECURITY LIFE INSURANCE COMPANY OF NEW YORK | — | $696 | $696 | 5.00% |
| SRN SERVICES INC3 | 300 GARDEN CITY PLAZA GARDEN CITY, NY 11530 | UNION SECURITY LIFE INSURANCE COMPANY OF NEW YORK | $689 | — | $689 | 4.95% |
| HOWARD ZODICOFF3 Filed as: HOWARD S. ZODICOFF | 300 GARDEN CITY PLAZA SUITE 252 GARDEN CITY, NY 11530 | UNION SECURITY LIFE INSURANCE COMPANY OF NEW YORK | $689 | — | $689 | 4.95% |
| SJRDK ATTN REID KLEINMAN3 | POST OFFICE BOX 20565 NEW YORK, NY 10021 | AFLAC | $706 | $53 | $759 | 6.91% |
| JENNIFER E LUBELSKY3 Filed as: JENNIFER ELIA LUBELSKY | 80 JOHN STREET 11C NEW YORK, NY 10038 | AFLAC | $617 | $52 | $669 | 6.09% |
| S BEIN INC3 | 81 STEPHEN DRIVE PLAINVIEW, NY 11803 | AFLAC | $483 | $21 | $504 | 4.59% |
| TODD J BURKE CORP3 Filed as: TODD J. BURKE CORPORATION | 2 IRIS LANE GARDEN CITY, NY 11530 | AFLAC | $382 | $21 | $403 | 3.67% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C. MEIER CORPORATION | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $142 | $21 | $163 | 1.48% |
| RLK AND ASSOCIATES INC3 | 345 EAST 80TH STREET APARTMENT 21 C NEW YORK, NY 10075 | AFLAC | $24 | — | $24 | 0.22% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 146 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 149 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | OXFORD HEALTH INSURANCE, INC. | 299 | $2.0M |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 216 | $126K |
| Long-term disability | UNION SECURITY LIFE INSURANCE COMPANY OF NEW YORK | 55 | $14K |
| Other | AFLAC | 13 | $11K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 299 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.