| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LW SOLUTIONS, INCORPORATED3 | 6735 RANCHO TYON PLACE SAN DIEGO, CA 92130 | EMBLEMHEALTH | $164K | — | $164K | 3.00% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GR0UP PLANS INC | 225 WIRELESS BOULEVARD SUITE 200 HAUPPAUGE, NY 11788 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $19K | — | $19K | 8.07% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BOULEVARD SUITE 200 HAUPPAUGE, NY 11788 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | $6K | $6K | 2.46% |
| DONALD C SAVOY INC3 | 258 HANOVER ROAD SUITE 220 FLORHAM PARK, NJ 07932 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 1.51% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BOULEVARD 2ND FLOOR HAUPPAUGE, NY 11788 | HARTFORD LIFE AND ACCIDENT | $9K | $8K | $17K | 7.97% |
| DONALD C SAVOY INC3 | 25 B HANOVER ROAD SUITE 220 FLORHAM PARK, NJ 07932 | HARTFORD LIFE AND ACCIDENT | $281 | $3K | $3K | 1.41% |
| AMERICAN TEL-TEK INC.3 Filed as: AMERICAN TEL-TEK INCORPORATED | 92 NORTH AVENUE SUITE 102 NEW ROCHELLE, NY 10801 | AFLAC | $3K | $166 | $4K | 5.65% |
| PACKES J D CORP3 Filed as: PACKES J D CORPORATION | 92 NORTH AVENUE SUITE 102 NEW ROCHELLE, NY 10801 | AFLAC | $2K | $133 | $2K | 3.93% |
| JACK E WILSON3 Filed as: JACK WILSON | 83 BROADWAY HARRISON, NY 10528 | AFLAC | $2K | $142 | $2K | 2.69% |
| ALVARO MONTENEGRO3 | 14 WALL STREET NEW YORK, NY 10005 | AFLAC | $1K | $204 | $2K | 2.38% |
| KEVIN CARTY3 | 18 BRADHURST ROAD CARMEL, NY 10512 | AFLAC | $1K | $45 | $1K | 2.04% |
| CLINTON JOHNSON3 | 430 EAST 22ND STREET APARTMENT 3B BROOKLYN, NY 11226 | AFLAC | $690 | $16 | $706 | 1.12% |
| ANGELA MONTENEGRO3 | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $358 | — | $358 | 0.57% |
| RICHARD JOSEPH3 | 34 PONDVIEW DRIVE CONGERS, NY 10920 | AFLAC | $271 | $65 | $336 | 0.53% |
| KEVIN MCCARTHY3 | 197 LANG DRIVE NORTH KINGSTOWN, RI 02852 | AFLAC | $259 | — | $259 | 0.41% |
| RABIA EBRAHIM3 | 5 RENAISSANCE SQUARE APARTMENT PH #2E WHITE PLAINS, NY 10601 | AFLAC | $252 | — | $252 | 0.40% |
| DENNIS E FEERY3 Filed as: DENNIS FEERY | 92 NORTH AVENUE SUITE 2 NEW ROCHELLE, NY 10801 | AFLAC | $232 | — | $232 | 0.37% |
| TERRENCE ELLIOTT3 | 1523 TAYLOR AVENUE APARTMENT 11 BRONX, NY 10460 | AFLAC | $200 | — | $200 | 0.32% |
| FRANCIS JOSEPH KEENOY3 Filed as: FRANCIS KENNOY | 3130 KINGSBRIDGE AVENUE APARTMENT 302A BRONX, NY 10463 | AFLAC | $184 | — | $184 | 0.29% |
| PATRICK RUHLE3 Filed as: PATRICK HARDIE | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $171 | $3 | $174 | 0.27% |
| PERRY E MEDINA3 Filed as: PERRY MEDINA | 30 DOROTHY DRIVE MONROE, NY 10950 | AFLAC | $167 | — | $167 | 0.26% |
| JOSEPH FOXLEY3 | 580 WHITE PLAINS ROAD SUITE 115 TARRYTOWN, NY 10591 | AFLAC | $152 | — | $152 | 0.24% |
| MCINERNEY GROUP LLC3 | 580 WHITE PLAINS ROAD SUITE 600 TARRYTOWN, NY 10591 | AFLAC | $146 | — | $146 | 0.23% |
| JOSHUA K HOPPE3 Filed as: JOSHUA HOPPE | 580 WHITE PLAINS ROAD SUITE 115 TARRYTOWN, NY 10591 | AFLAC | $145 | — | $145 | 0.23% |
| SAFWAAN EBRAHIM3 | 33207 TOWN GREEN DRIVE ELMSFORD, NY 10523 | AFLAC | $141 | — | $141 | 0.22% |
| KATHLEEN BYRNE3 Filed as: KATHLEEN PERRINE | 580 WHITE PLAINS ROAD SUITE 115 TARRYTOWN, NY 10591 | AFLAC | $117 | — | $117 | 0.18% |
| JOY A FRANCIS3 Filed as: JOY FRANCIS | 52 PLAINEDGE DRIVE BETHPAGE, NY 11714 | AFLAC | $113 | — | $113 | 0.18% |
| TREVOR FENNELL3 | 11835 QUEENS BOULEVARD SUITE 1403 FOREST HILLS, NY 11375 | AFLAC | $60 | — | $60 | 0.09% |
| KENNETH C MEIER CORP3 | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $44 | — | $44 | 0.07% |
| CHRISTY DAY ASSOCIATES LLC3 | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $44 | — | $44 | 0.07% |
| BRIAN MILLER3 | 14 WALL STREET 8TH FLOOR NEW YORK, NY 10005 | AFLAC | $43 | — | $43 | 0.07% |
| CHARLTON W DAVENPORT3 Filed as: CHARLTON DAVENPORT | 3132 EDSON AVENUE SUITE 2 BRONX, NY 10469 | AFLAC | $42 | — | $42 | 0.07% |
| JEAN DAVID3 | 125 JERICHO TURNPIKE SUITE 201 JERICHO, NY 11753 | AFLAC | $32 | — | $32 | 0.05% |
| DOUGLAS MEIER3 | 23 ROCKLEDGE TERRACE POMPTON PLAINS, NJ 07444 | AFLAC | $27 | $3 | $30 | 0.05% |
| JACQUES P DAVID CORPORATION3 | 125 JERICHO TURNPIKE SUITE 201 JERICHO, NY 11753 | AFLAC | $21 | — | $21 | 0.03% |
| MELISA SCHOFIELD3 | 34 WATCH HILL DRIVE MIDDLETOWN, CT 06457 | AFLAC | $19 | — | $19 | 0.03% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF NEW YORK INC | 800 WESTCHESTER AVENUE SUITE N-311 RYEBROOK, NY 10573 | AFLAC | $18 | — | $18 | 0.03% |
| TOMAS FLORES3 | 1265 15TH STREET APARTMENT 16G FORT LEE, NJ 07024 | AFLAC | $17 | — | $17 | 0.03% |
| NANCY A PODHRADSKY3 Filed as: NANCY PODHRADSKY | 71 DARLING AVENUE NEW ROCHELLE, NY 10804 | AFLAC | $13 | — | $13 | 0.02% |
| BRIAN WHITE3 | 6 COWDIN LANE CHAPPAQUA, NY 10514 | AFLAC | $12 | — | $12 | 0.02% |
| BENITO A ROTONDI II INC3 | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $10 | — | $10 | 0.02% |
| STEPHEN WHITE3 | 5 EMERALD LANE MONTEBELLO, NY 10901 | AFLAC | $10 | — | $10 | 0.02% |
| WENDY CALIENDO3 | 1036 MAGGIE ROAD NEWBURGH, NY 12550 | AFLAC | $9 | — | $9 | 0.01% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY R ORGERA INC | 14 WALL STREET SUITE 8C ATTN AFLAC NEW YORK, NY 10005 | AFLAC | $4 | — | $4 | 0.01% |
| JACQUELINE CASTRO3 Filed as: JACQUELINE S CASTRO LLC | 100 WALL STREET FLOOR 28 NEW YORK, NY 10005 | AFLAC | $4 | — | $4 | 0.01% |
| SHERYL LAWSON3 | 100 CO OP CITY BOULEVARD APARTMENT 13G BRONX, NY 10475 | AFLAC | $3 | — | $3 | 0.00% |
| JUAN LOJA3 | 108 MAIN STREET SUITE 200 TARRYTOWN, NY 10591 | AFLAC | $2 | — | $2 | 0.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 320 WEST 57TH STREET NEW YORK, NY 10019 | AFLAC | $1 | — | $1 | 0.00% |
| LORENA GILER LOPEZ3 | 7784 271ST STREET NEW HYDE PARK, NY 11040 | AFLAC | $1 | — | $1 | 0.00% |
| PACKES J D CORP3 | 92 NORTH AVENUE SUITE 102 NEW ROCHELLE, NY 10801 | AFLAC | $3K | $148 | $4K | 5.74% |
| AMERICAN TEL-TEK INC.3 | 92 NORTH AVENUE SUITE 102 NEW ROCHELLE, NY 10801 | AFLAC | $3K | $69 | $3K | 4.51% |
| JACK E WILSON3 Filed as: JACK WILSON | 83 BROADWAY HARRISON, NY 10528 | AFLAC | $2K | $130 | $2K | 3.23% |
| ALVARO MONTENEGRO3 | 14 WALL STREET NEW YORK, NY 10005 | AFLAC | $1K | $156 | $2K | 2.44% |
| KEVIN CARTY3 | 18 BRADHURST ROAD CARMEL, NY 10512 | AFLAC | $571 | $17 | $588 | 0.94% |
| KEVIN MCCARTHY3 | 197 LANG DRIVE NORTH KINGSTOWN, RI 02852 | AFLAC | $567 | — | $567 | 0.91% |
| JUAN LOJA3 | 108 MAIN STREET SUITE 200 TARRYTOWN, NY 10591 | AFLAC | $375 | — | $375 | 0.60% |
| ROSA JONES3 | 100 FRANCIS STREET WATERBURY, CT 06708 | AFLAC | $296 | $14 | $310 | 0.50% |
| RICHARD JOSEPH3 | 34 PONDVIEW DRIVE CONGERS, NY 10920 | AFLAC | $256 | $15 | $271 | 0.43% |
| PERRY E MEDINA3 Filed as: PERRY MEDINA | 30 DOROTHY DRIVE MONROE, NY 10950 | AFLAC | $240 | — | $240 | 0.38% |
| TERRENCE ELLIOTT3 | 1523 TAYLOR AVENUE APARTMENT 11 BRONX, NY 10460 | AFLAC | $237 | — | $237 | 0.38% |
| MCINERNEY GROUP LLC3 | 580 WHITE PLAINS ROAD SUITE 600 TARRYTOWN, NY 10591 | AFLAC | $228 | — | $228 | 0.37% |
| JOY A FRANCIS3 Filed as: JOY FRANCIS | 52 PLAINEDGE DRIVE BETHPAGE, NY 11714 | AFLAC | $215 | — | $215 | 0.34% |
| FRANCIS JOSEPH KEENOY3 Filed as: FRANCIS KENNOY | 3130 KINGSBRIDGE AVENUE APARTMENT 302A BRONX, NY 10463 | AFLAC | $182 | — | $182 | 0.29% |
| ANGELA MONTENEGRO3 | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $172 | — | $172 | 0.28% |
| NANCY A PODHRADSKY3 Filed as: NANCY PODHRADSKY | 71 DARLING AVENUE NEW ROCHELLE, NY 10804 | AFLAC | $117 | — | $117 | 0.19% |
| JOSEPH FOXLEY3 | 580 WHITE PLAINS ROAD SUITE 115 TARRYTOWN, NY 10591 | AFLAC | $114 | — | $114 | 0.18% |
| SAFWAAN EBRAHIM3 | 33207 TOWN GREEN DRIVE ELMSFORD, NY 10523 | AFLAC | $112 | — | $112 | 0.18% |
| RABIA EBRAHIM3 | 5 RENAISSANCE SQUARE APARTMENT PH #2E WHITE PLAINS, NY 10601 | AFLAC | $111 | — | $111 | 0.18% |
| CHARLTON W DAVENPORT3 Filed as: CHARLTON DAVENPORT | 3132 EDSON AVENUE SUITE 2 BRONX, NY 10469 | AFLAC | $104 | — | $104 | 0.17% |
| CLINTON JOHNSON3 | 430 EAST 22ND STREET APARTMENT 3B BROOKLYN, NY 11226 | AFLAC | $93 | — | $93 | 0.15% |
| KATHLEEN BYRNE3 Filed as: KATHLEEN PERRINE | 580 WHITE PLAINS ROAD SUITE 115 TARRYTOWN, NY 10591 | AFLAC | $80 | — | $80 | 0.13% |
| DENNIS E FEERY3 Filed as: DENNIS FEERY | 92 NORTH AVENUE SUITE 2 NEW ROCHELLE, NY 10801 | AFLAC | $51 | — | $51 | 0.08% |
| PATRICK RUHLE3 Filed as: PATRICK HARDIE | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $43 | — | $43 | 0.07% |
| MELISA SCHOFIELD3 | 34 WATCH HILL DRIVE MIDDLETOWN, CT 06457 | AFLAC | $38 | — | $38 | 0.06% |
| JOSHUA K HOPPE3 Filed as: JOSHUA HOPPE | 580 WHITE PLAINS ROAD SUITE 115 TARRYTOWN, NY 10591 | AFLAC | $31 | — | $31 | 0.05% |
| SHERON LAWSON3 | 3320 SEYMOUR AVENUE BRONX, NY 10469 | AFLAC | $23 | — | $23 | 0.04% |
| TOMAS FLORES3 | 1265 15TH STREET APARTMENT 16G FORT LEE, NJ 07024 | AFLAC | $19 | — | $19 | 0.03% |
| WENDY CALIENDO3 | 1036 MAGGIE ROAD NEWBURGH, NY 12550 | AFLAC | $17 | — | $17 | 0.03% |
| DOUGLAS MEIER3 | 23 ROCKLEDGE TERRACE POMPTON PLAINS, NJ 07444 | AFLAC | $8 | — | $8 | 0.01% |
| KENNETH C MEIER CORP3 | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $7 | — | $7 | 0.01% |
| TREVOR FENNELL3 | 11835 QUEENS BOULEVARD SUITE 1403 FOREST HILLS, NY 11375 | AFLAC | $6 | — | $6 | 0.01% |
| BRIAN MILLER3 | 14 WALL STREET 8TH FLOOR NEW YORK, NY 10005 | AFLAC | $6 | — | $6 | 0.01% |
| STEPHEN WHITE3 | 5 EMERALD LANE MONTEBELLO, NY 10901 | AFLAC | $4 | — | $4 | 0.01% |
| BRIAN WHITE3 | 6 COWDIN LANE CHAPPAQUA, NY 10514 | AFLAC | $2 | — | $2 | 0.00% |
| BENITO A ROTONDI II INC3 | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $1 | — | $1 | 0.00% |
| AMERICAN TEL-TEK INC.3 | 92 NORTH AVENUE SUITE 102 NEW ROCHELLE, NY 10801 | AFLAC | $2K | $118 | $2K | 9.03% |
| JACK E WILSON3 Filed as: JACK WILSON | 83 BROADWAY HARRISON, NY 10528 | AFLAC | $1K | $109 | $1K | 6.02% |
| ALVARO MONTENEGRO3 | 14 WALL STREET NEW YORK, NY 10005 | AFLAC | $659 | $100 | $759 | 3.55% |
| PACKES J D CORP3 | 92 NORTH AVENUE SUITE 102 NEW ROCHELLE, NY 10801 | AFLAC | $505 | $14 | $519 | 2.43% |
| CLINTON JOHNSON3 | 430 EAST 22ND STREET APARTMENT 3B BROOKLYN, NY 11226 | AFLAC | $340 | $7 | $347 | 1.62% |
| PATRICK RUHLE3 Filed as: PATRICK HARDIE | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $143 | $1 | $144 | 0.67% |
| KEVIN CARTY3 | 18 BRADHURST ROAD CARMEL, NY 10512 | AFLAC | $127 | $4 | $131 | 0.61% |
| RICHARD JOSEPH3 | 34 PONDVIEW DRIVE CONGERS, NY 10920 | AFLAC | $64 | $17 | $81 | 0.38% |
| SAFWAAN EBRAHIM3 | 33207 TOWN GREEN DRIVE ELMSFORD, NY 10523 | AFLAC | $78 | — | $78 | 0.37% |
| KEVIN MCCARTHY3 | 197 LANG DRIVE NORTH KINGSTOWN, RI 02852 | AFLAC | $71 | — | $71 | 0.33% |
| RABIA EBRAHIM3 | 5 RENAISSANCE SQUARE APARTMENT PH #2E WHITE PLAINS, NY 10601 | AFLAC | $67 | — | $67 | 0.31% |
| JOSEPH FOXLEY3 | 580 WHITE PLAINS ROAD SUITE 115 TARRYTOWN, NY 10591 | AFLAC | $60 | — | $60 | 0.28% |
| KATHLEEN BYRNE3 Filed as: KATHLEEN PERRINE | 580 WHITE PLAINS ROAD SUITE 115 TARRYTOWN, NY 10591 | AFLAC | $46 | — | $46 | 0.22% |
| ANGELA MONTENEGRO3 | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $43 | — | $43 | 0.20% |
| SHERYL LAWSON3 | 100 CO OP CITY BOULEVARD APARTMENT 13G BRONX, NY 10475 | AFLAC | $41 | — | $41 | 0.19% |
| PERRY E MEDINA3 Filed as: PERRY MEDINA | 30 DOROTHY DRIVE MONROE, NY 10950 | AFLAC | $40 | — | $40 | 0.19% |
| MCINERNEY GROUP LLC3 | 580 WHITE PLAINS ROAD SUITE 600 TARRYTOWN, NY 10591 | AFLAC | $38 | — | $38 | 0.18% |
| DENNIS E FEERY3 Filed as: DENNIS FEERY | 92 NORTH AVENUE SUITE 2 NEW ROCHELLE, NY 10801 | AFLAC | $37 | — | $37 | 0.17% |
| KENNETH C MEIER CORP3 | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $30 | — | $30 | 0.14% |
| BRIAN MILLER3 | 14 WALL STREET 8TH FLOOR NEW YORK, NY 10005 | AFLAC | $21 | — | $21 | 0.10% |
| TIMOTHY CAVAZOS3 | 11551 NUCKOLS ROAD SUITE P GLEN ALLEN, VA 23059 | AFLAC | $20 | — | $20 | 0.09% |
| FRANCIS JOSEPH KEENOY3 Filed as: FRANCIS KEENOY | 3130 KINGSBRIDGE AVENUE APARTMENT 302A BRONX, NY 10463 | AFLAC | $19 | — | $19 | 0.09% |
| DOUGLAS MEIER3 | 23 ROCKLEDGE TERRACE POMPTON PLAINS, NJ 07444 | AFLAC | $18 | $1 | $19 | 0.09% |
| STEPHEN WHITE3 | 5 EMERALD LANE MONTEBELLO, NY 10901 | AFLAC | $16 | — | $16 | 0.07% |
| TREVOR FENNELL3 | 11835 QUEENS BOULEVARD SUITE 1403 FOREST HILLS, NY 11375 | AFLAC | $10 | — | $10 | 0.05% |
| JOSHUA K HOPPE3 Filed as: JOSHUA HOPPE | 580 WHITE PLAINS ROAD SUITE 115 TARRYTOWN, NY 10591 | AFLAC | $10 | — | $10 | 0.05% |
| MELISA SCHOFIELD3 | 34 WATCH HILL DRIVE MIDDLETOWN, CT 06457 | AFLAC | $8 | — | $8 | 0.04% |
| BRIAN WHITE3 | 6 COWDIN LANE CHAPPAQUA, NY 10514 | AFLAC | $6 | — | $6 | 0.03% |
| BENITO A ROTONDI II INC3 | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $5 | — | $5 | 0.02% |
| WENDY CALIENDO3 | 1036 MAGGIE ROAD NEWBURGH, NY 12550 | AFLAC | $4 | — | $4 | 0.02% |
| TOMAS FLORES3 | 1265 15TH STREET APARTMENT 16G FORT LEE, NJ 07024 | AFLAC | $2 | — | $2 | 0.01% |
| TAMI ILLINGWORTH3 | 317 JAMIE COURT HENDERSON, NV 89074 | AFLAC | $445 | $24 | $469 | 3.84% |
| ESTELLE TOLSON3 | 92 NORTH AVENUE SUITE 102 NEW ROCHELLE, NY 10801 | AFLAC | $307 | $15 | $322 | 2.64% |
| JAMES D PACKES3 Filed as: JAMES PACKES | 92 NORTH AVENUE SUITE 102 NEW ROCHELLE, NY 10801 | AFLAC | $221 | $10 | $231 | 1.89% |
| ERIN RADA3 | 3589 BRITTLEWOOD AVENUE LAS VEGAS, NV 89120 | AFLAC | $152 | $5 | $157 | 1.29% |
| CONLON AND ASSOCIATES LLC3 | PO BOX 402 BRIDGEPORT, PA 19405 | AFLAC | $58 | — | $58 | 0.48% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL JAIME | 5603 FAIRMEADE WAY LAS VEGAS, NV 89135 | AFLAC | $49 | $5 | $54 | 0.44% |
| LAURENCE RAY3 | 3095 EAST PATRICK LANE SUITE 1 LAS VEGAS, NV 89102 | AFLAC | $49 | — | $49 | 0.40% |
| LANCE J MILLER3 Filed as: LANCE MILLER | 17133 KNOLL DALE TRAIL CONROE, TX 77385 | AFLAC | $45 | — | $45 | 0.37% |
| LARRY W NICHOLSON3 Filed as: LARRY NICHOLSON | 861 NORTH AUBURNDALE STREET MEMPHIS, TN 38107 | AFLAC | $21 | — | $21 | 0.17% |
| DEBORAH L SENN3 Filed as: DEBORAH SENN | 230 BRIGGS RANCH DRIVE FOLSOM, CA 95630 | AFLAC | $20 | — | $20 | 0.16% |
| MAIN LINE BENEFIT SOLUTIONS LLC3 | 5 GREAT VALLEY PARKWAY SUITE 100 MALVERN, PA 19355 | AFLAC | $18 | — | $18 | 0.15% |
| KEVIN R MCINERNEY3 Filed as: KEVIN MCINERNEY | 580 WHITE PLAINS ROAD SUITE 600 TARRYTOWN, NY 10591 | AFLAC | $16 | — | $16 | 0.13% |
| DANIEL BOUNDS3 | 2202 TEDESCA DRIVE HENDERSON, NV 89052 | AFLAC | $15 | — | $15 | 0.12% |
| SIMON REYES3 | 4625 POLARIS AVENUE SUITE 212 LAS VEGAS, NV 89103 | AFLAC | $14 | — | $14 | 0.11% |
| MATTHEW G BERGER3 Filed as: MATTHEW BERGER | 22 SUNNYRIDGE ROAD PHILADELPHIA, PA 19125 | AFLAC | $9 | — | $9 | 0.07% |
| MICHELE L BOGRETTE3 Filed as: MICHELE BOGRETTE | 989 BEAR TAVERN ROAD TRENTON, NJ 08628 | AFLAC | $9 | — | $9 | 0.07% |
| MICHAEL BELL3 | 8550 WEST DESERT INN ROAD SUITE 102 LAS VEGAS, NV 89117 | AFLAC | $7 | — | $7 | 0.06% |
| DWAYNE R MARTINEZ3 Filed as: DWAYNE MARTINEZ | 3095 EAST PATRICK LANE SUITE 1 LAS VEGAS, NV 89120 | AFLAC | $5 | — | $5 | 0.04% |
| TAMMY SWAIN3 | 10736 KNICKERBOCKER AVENUE LAS VEGAS, NV 89166 | AFLAC | $5 | — | $5 | 0.04% |
| COLLEEN LAPRADE3 | 6005 HIDDEN VALLEY ROAD SUITE 150 CARLSBAD, CA 92011 | AFLAC | $3 | — | $3 | 0.02% |
| TRACI HUTCHINSON3 | 2155 PAGANINI AVENUE HENDERSON, NV 89052 | AFLAC | $2 | — | $2 | 0.02% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH WILLIS JR | 1431 NORTHEAST 55TH STREET FORT LAUDERDALE, FL 33334 | AFLAC | $2 | — | $2 | 0.02% |
| VICTORIA KAMMER3 | 5417 AEGEAN WAY LAS VEGAS, NV 89149 | AFLAC | $2 | — | $2 | 0.02% |
| TOMAS FLORES3 | 151 SOUTHEAST 3RD AVENUE APARTMENT 411 DELRAY BEACH, FL 33483 | AFLAC | $2 | — | $2 | 0.02% |
| RYAN GOLDBERG3 | 103 CHURCH STREET #3 PHILADELPHIA, PA 19106 | AFLAC | $1 | — | $1 | 0.01% |
| KEVIN MCCARTHY3 | 197 LANG DRIVE NORTH KINGSTOWN, RI 02852 | AFLAC | $1 | — | $1 | 0.01% |
| ANGELA MASSARELLI3 | 30 WATERFRONT WAY HAMMONTON, NJ 08037 | AFLAC | $1 | — | $1 | 0.01% |
| DARREN RIDDLE3 | 7850 AVONDALE TERRACE HARRISBURG, PA 17112 | AFLAC | $1 | — | $1 | 0.01% |
| MARTIN E BYSTROM3 Filed as: MARTIN BYSTROM | 333 OVERLOOK LANE GULPH MILLS, PA 19428 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,048 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,052 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | EMBLEMHEALTH | 414 | $5.5M |
| Dental(5 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 420 | $392K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 420 | $233K |
| Life insurance(5 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 1,048 | $378K |
| Short-term disability(4 contracts) | AFLAC | 110 | $159K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 1,048 | $219K |
| Prescription drug | EMBLEMHEALTH | 414 | $5.5M |
| Other(7 contracts, 4 carriers) | EMBLEMHEALTH | 1,048 | $5.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,048 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.