| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LEAGUE CORP3 | 515 N. STATE ST SUITE 800 CHICAGO, IL 60654 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $18K | $0 | $18K | 8.84% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 15939 COLLECTIONS CTR DR. CHICAGO, IL 60693 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $3K | $3K | 1.45% |
| LEAGUE CORP3 Filed as: LEAGUE CORP. | 111 W. ILLINOIS STREET 5TH FLOOR CHICAGO, IL 60654 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $7K | $0 | $7K | 3.88% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 3 CITYPLACE DRIVE SUITE 900 ST LOUIS, MO 63141 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $2K | $2K | 1.07% |
| ENROLLEASE3 Filed as: FIRST PERSON INC. | 9000 KEYSTONE CROSSING SUITE 910 INDIANAPOLIS, IN 46240 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $0 | $2K | 1.01% |
| LEAGUE CORP3 | 515 N. STATE ST SUITE 800 CHICAGO, IL 60654 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | $0 | $3K | 9.36% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 15939 COLLECTIONS CTR DR CHICAGO, IL 60693 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $944 | $944 | 3.21% |
| LEAGUE CORP3 | 111 W. ILLINOIS ST 5TH FLOOR CHICAGO, IL 60654 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $530 | $0 | $530 | 11.70% |
| ENROLLEASE3 Filed as: FIRST PERSON INC. | 9000 KEYSTONE CROSSING SUITE 910 INDIANAPOLIS, IN 46240 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $149 | $0 | $149 | 3.29% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 3 CITYPLACE DRIVE SUITE 900 ST LOUIS, MO 63141 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $40 | $40 | 0.88% |
| LEAGUE CORP3 | 111 W. ILLINOIS ST 5TH FLOOR CHICAGO, IL 60654 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $227 | $0 | $227 | 15.41% |
| ENROLLEASE3 Filed as: FIRST PERSON INC. | 9000 KEYSTONE CROSSING SUITE 910 INDIANAPOLIS, IN 46240 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $63 | $0 | $63 | 4.28% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 3 CITYPLACE DRIVE SUITE 900 ST LOUIS, MO 63141 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $20 | $20 | 1.36% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,392 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 34 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,426 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 1,032 | $61K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,324 | $175K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 384 | $29K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 738 | $205K |
| Other(3 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,392 | $9K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,392 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.