| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 | PO BOX 123042 DALLAS, TX 75312 | AETNA LIFE INSURANCE COMPANY | $106K | $0 | $106K | 6.74% |
| LOCKTON COMPANIES, LLC3 | 2100 ROSS AVENUE, SUITE 1200 DALLAS, TX 75201 | AETNA LIFE INSURANCE COMPANY | $39K | $13K | $52K | 3.28% |
| LOCKTON COMPANIES, LLC3 | 2100 ROSS AVENUE, SUITE 1200 DALLAS, TX 75201 | HARTFORD LIFE AND ACCIDENT | $56K | $0 | $56K | 7.60% |
| LOCKTON COMPANIES, LLC3 | PO BOX 843844 KANSAS CITY, MO 64184 | HARTFORD LIFE AND ACCIDENT | $0 | $13K | $13K | 1.79% |
| XN FINANCIAL SERVICES (CANADA) INC.3 | — | HAUTEVILLE INSURANCE COMPANY LIMITED | $32K | $3K | $34K | 127.06% |
| HENNER3 | UNKNOWN WITCHITA, KS 67277 | HAUTEVILLE INSURANCE COMPANY LIMITED | $32K | $2K | $34K | 125.88% |
| JEAN CLAUDE FRESNEL JR3 Filed as: JEAN R. FABI AND CIE LTEE | — | INDUSTRIAL ALLIANCE INSURANCE AND FINANCIAL SERVICES INC. | $172 | $0 | $172 | 1.30% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,395 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 235 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,630 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HAUTEVILLE INSURANCE COMPANY LIMITED | 3 | $27K |
| Dental | HAUTEVILLE INSURANCE COMPANY LIMITED | 3 | $27K |
| Life insurance | AETNA LIFE INSURANCE COMPANY | 2,933 | $1.6M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 2,933 | $732K |
| Prescription drug | HAUTEVILLE INSURANCE COMPANY LIMITED | 3 | $27K |
| Other(4 contracts, 4 carriers) | AETNA LIFE INSURANCE COMPANY | 3,395 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,395 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.