| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 2700 POST OAK BLVD 25TH FLOOR HOUSTON, TX 77056 | DELTA DENTAL OF CALIFORNIA | $6K | — | $6K | 0.49% |
| ASCENDE, INC.3 Filed as: ASCENDE, INC | 2700 POST OAK BLVD 25TH FLOOR HOUSTON, TX 77056 | DELTA DENTAL OF CALIFORNIA | $4K | — | $4K | 0.33% |
| ASCENDE, INC.3 Filed as: ASCENDE | 2700 POST OAK BLVD FL25 HOUSTON, TX 770565705 | KAISER FOUNDATION HEALTH PLAN INC | $41K | — | $41K | 4.41% |
| ABD INS. AND FINANCIAL SVCS., INC.3 Filed as: ABD INSURANCE AND FINANCIAL SERVICE | 3 WATERS PARK DR STE 100 SAN MATEO, CA 944031162 | KAISER FOUNDATION HEALTH PLAN INC | $2K | $2K | $4K | 0.40% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 2700 POST OAK BLVD 25TH FLOOR HOUSTON, TX 77056 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $11K | — | $11K | 3.38% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $400 | — | $400 | 0.12% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 2700 POST OAK BLVD 25TH FLOOR HOUSTON, TX 77056 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $9K | — | $9K | 3.50% |
| ASCENDE, INC.3 Filed as: ASCENDE INC | 2700 POST OAK BLVD FL 25 HOUSTON, TX 77056 | METROPOLITAN LIFE INSURANCE COMPANY | — | $23 | $23 | 0.02% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 2700 POST OAK BLVD 25TH FLOOR HOUSTON, TX 77056 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 3.42% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $74 | — | $74 | 0.08% |
| ASCENDE, INC.3 Filed as: ASCENDE | 2700 POST OAK BLVD FL 25 HOUSTON, TX 770565705 | KAISER FOUNDATION HEALTH PLAN INC | $5K | — | $5K | 5.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 2700 POST OAK 25TH FLOOR HOUSTON, TX 77056 | DELTA DENTAL OF CALIFORNIA | $406 | — | $406 | 1.80% |
| ASCENDE, INC.3 | 2700 POST OAK BLVD 25TH FLOOR HOUSTON, TX 77056 | DELTA DENTAL OF CALIFORNIA | $178 | — | $178 | 0.79% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 2700 POST OAK BLVD 25TH FLOOR HOUSTON, TX 77056 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $520 | — | $520 | 3.01% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $85 | — | $85 | 0.49% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 199 WATER STREET 12TH FL NEW YORK, NY 10038 | FEDERAL INSURANCE COMPANY | $1K | — | $1K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,003 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 73 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,077 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | KAISER FOUNDATION HEALTH PLAN INC | 143 | $1.0M |
| Dental(2 contracts) | DELTA DENTAL OF CALIFORNIA | 1,929 | $1.3M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,719 | $99K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 897 | $419K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 10 | $2K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,003 | $243K |
| Other(4 contracts, 3 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,882 | $146K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,929 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.