| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC7 Filed as: PACIFIC RESOURCES BENEFIT | 21300 VICTORY BLVD STE 635 WOODLAND HILLS, CA 91367 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $32K | $22K | $54K | 4.23% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES | 21300 VICTORY BLVD STE 635 WOODLAND HILLS, CA 91367 | METLIFE INSURANCE COMPANY | $16K | $13K | $29K | 3.27% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADVISORS | 321 N CLARK STREET STE 940 CHICAGO, IL 60654 | METLIFE INSURANCE COMPANY | $6K | $5K | $11K | 1.23% |
| MARSH & MCLENNAN AGENCY LLC7 Filed as: PACIFIC RESOURCES | 21300 VICTORY BLVD STE 635 WOODLAND, CA 91367 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $17K | $12K | $29K | 4.27% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES | 21300 VICTOY BLVD STE 635 WOODLAND, CA 91367 | METLIFE INSURANCE COMPANY | $9K | $8K | $17K | 3.72% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PACIFIC RESOURCES BENEFITS ADVISORS | 321 N CLARK STREET STE 940 CHICAGO, IL 60654 | METLIFE INSURANCE COMPANY | $4K | $3K | $7K | 1.51% |
| MARSH & MCLENNAN AGENCY LLC7 Filed as: PACIFIC RESOURCES BENEFIT ADVISORS | 21300 VICTORY BLVD STE 635 WOODLAND, CA 91367 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $10K | $0 | $10K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,857 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 109 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 4,966 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 33 | $446K |
| Life insurance(3 contracts, 2 carriers) | METLIFE INSURANCE COMPANY | 4,857 | $1.6M |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 4,848 | $1.3M |
| Other(4 contracts, 3 carriers) | METLIFE INSURANCE COMPANY | 4,857 | $2.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,857 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.