| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PROGRESSIVE BENEFIT GROUP3 Filed as: PROGRESSIVE BENEFIT GROUP 9035 | SOQUEL AVE SUITE 200 SANTA CRUZ, CA 95062 | AETNA LIFE INSURANCE COMPANY | $93K | $0 | $93K | 4.09% |
| PROGRESSIVE BENEFIT GROUP3 | 9035 SOQUEL AVE. STE 200 SANTA CRUZ, CA 95062 | GUARDIAN | $24K | $0 | $24K | 8.00% |
| PROGRESSIVE BENEFIT GROUP3 | 9035 SOQUEL AVE STE 200 SANTA CRUZ, CA 95062 | HARTFORD LIFE AND ACCIDENT | $21K | $0 | $21K | 15.00% |
| ACRISURE LLC3 | 6037 84TH ST SE CALEDONIA, MI 49316 | HARTFORD LIFE AND ACCIDENT | $0 | $827 | $827 | 0.58% |
| PROGRESSIVE BENEFIT GROUP3 | 9035 SOQUEL AVE STE 200 SANTA CRUZ, CA 95062 | VISION SERVICE PLAN | $1K | $0 | $1K | 4.38% |
| PROGRESSIVE BENEFIT GROUP3 | 9035 SOQUEL AVE STE 200 SANTA CRUZ, CA 95062 | UNUM LIFE INSURANCE COMPANY | $3K | $0 | $3K | 15.00% |
| ASSUREDPARTNERS3 Filed as: PROGRESSIVE BEENFIT GROUP | 9035 SOQUEL AVE SANTA CRUZ, CA 95062 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $799 | $0 | $799 | 15.00% |
| PROGRESSIVE BENEFIT GROUP3 | 9035 SOQUEL AVE STE 200 SANTA CRUZ, CA 95062 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $94 | $0 | $94 | 13.49% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 256 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 256 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 341 | $3.4M |
| Dental | GUARDIAN | 226 | $300K |
| Vision | VISION SERVICE PLAN | 224 | $32K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 256 | $142K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 256 | $142K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 256 | $142K |
| Prescription drug | AETNA LIFE INSURANCE COMPANY | 341 | $2.3M |
| Other(4 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 256 | $170K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 341 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.