| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $11K | $11K | 4.54% |
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $5K | $5K | 3.58% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES INC | 4601 COLLEGE BLVD STE 100 LEAWOOD, KS 662111650 | METROPOLITAN LIFE INSURANCE COMPANY | — | $23 | $23 | 0.04% |
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD SUITE 100 LEAWOOD, KS 66211 | LIFE INSURANCE COMPANY OF AMERICA | — | $1K | $1K | 3.47% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES INC | 4601 COLLEGE BLVD STE 100 LEAWOOD, KY 66211 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $2K | $180 | $2K | 12.08% |
| AON CONSULTING INC3 Filed as: AON NY | 165 BROADWAY, SUITE 3201 NEW YORK, NY 10006 | ZURICH AMERICAN INSURANCE COMPANY | $347 | — | $347 | 15.02% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $439K |
| BUKATY COMPANIES INC NONE | Legal Service code 29 | 4601 COLLEGE BLVD STE 100 LEAWOOD, KS 66211 | $100K |
| METROPOLITAN LIFE INSURANCE COMPANY EIN 13-5581829 CONTRACT ADMINISTRATOR | Legal; Contract Administrator Service code 13 | — | $38K |
| MAYER HOFFMAN MCCANN PC EIN 43-1947695 AUDITOR | Accounting (including auditing) Service code 10 | — | $34K |
| CIGNA GROUP INSURANCE CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | PO BOX 20643 LEHIGH VALLEY, PA 66214 | $11K |
| PAYFLEX SYSTEMS USA, INC NONE | Consulting (pension) Service code 17 | 10802 FARNAM DRIVE OMAHA, NE 68154 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 757 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 766 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,615 | $64K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 916 | $243K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 627 | $147K |
| Stop-loss / reinsurancereinsurance | AETNA LIFE INSURANCE COMPANY | 766 | $1.5M |
| Other(5 contracts, 5 carriers) | LIFE INSURANCE COMPANY OF AMERICA | 860 | $72K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,615 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.