| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE PRESIDIO GROUP3 Filed as: THE PRESIDIO GROUP INC. | 6967 S.RIVER GATE DRIVE SUITE 200 MIDVALE, UT 84047 | SELECTHEALTH | $108K | $32K | $140K | 1.63% |
| MORETON & COMPANY3 | P.O. BOX 58139 SALT LAKE CITY, UT 841580139 | SELECTHEALTH | $31K | $11K | $42K | 1.20% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF NEW JERSEY INC | 350 MOUNT KEMBLE AVE STE 2 MORRISTOWN, MA 079606635 | METROPOLITAN LIFE INSURANCE COMPANY | $179K | $25 | $179K | 7.37% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF NEW JERSEY INC | 350 MOUNT KEMBLE AVE STE 2 MORRISTOWN, NJ 079606635 | METROPOLITAN LIFE INSURANCE COMPANY | — | $43K | $43K | 1.77% |
| MORETON & COMPANY3 | P.O. BOX 58139 SALT LAKE CITY, UT 841580139 | SELECTHEALTH | $31K | $11K | $42K | 1.76% |
| MORETON & COMPANY3 | 709 E. SOUTH TEMPLE SALT LAKE CITY, UT 84102 | HEALTHKEEPERS, INC. | $53K | — | $53K | 2.77% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: WILLIAM GALLAGHER ASSOCIATES | 470 ATLANTIC AVENUE BOSTON, MA 02210 | BLUE CROSS BLUE SHIELD MASSACHUSETTS, INC. | $34K | $0 | $34K | 2.03% |
| MORETON & COMPANY3 Filed as: FRED A. MORETON & COMPANY | P.O. BOX 58139 SALT LAKE CITY, UT 841580139 | TUFTS ASSOCIATED HEALTH MAINTANANCE ORG., INC. | $23K | — | $23K | 2.24% |
| MORETON & COMPANY3 | 709 E. SOUTH TEMPLE SALT LAKE CITY, UT 84102 | ANTHEM HEALTH PLANS OF VIRGINIA, INC. | $22K | — | $22K | 2.73% |
| MORETON & COMPANY3 Filed as: FRED A. MORETON & COMPANY | P.O. BOX 58139 SALT LAKE CITY, UT 841580139 | TUFTS INSURANCE COMPANY | $9K | — | $9K | 2.14% |
| MORETON & COMPANY3 Filed as: FRED A MORETON & COMPANY | 709 EAST SOUTH TEMPLE P.O. BOX 58139 SALT LAKE CITY, UT 841580139 | BCBSM, INC. D.B.A. BLUE CROSS AND BLUE SHIELD OF MINNESOTA | $14K | — | $14K | 4.11% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: WILLIAM GALLAGHER ASSOC INS BROKERS | 470 ATLANTIC AVENUE 13TH FLOOR BOSTON, MA 02210 | DENTAL SERVICE OF MASSACHUSETTS, INC. D/B/A DELTA DENTAL OF MA | $9K | — | $9K | 5.03% |
| MORETON & COMPANY3 | P.O. BOX 58139 SALT LAKE CITY, UT 841580139 | SELECTHEALTH | $1K | $505 | $2K | 1.17% |
| MORETON & COMPANY3 Filed as: FRED A MORETON & COMPANY | P.O. BOX 58139 SALT LAKE CITY, UT 841580139 | VISION SERVICE PLAN | $10K | — | $10K | 8.09% |
| THE PRESIDIO GROUP3 Filed as: THE PRESIDIO GROUP INC. | 6967 S. RIVER GATE DRIVE SUITE 200 MIDVALE, UT 84047 | SELECTHEALTH | $689 | $196 | $885 | 1.25% |
| MORETON & COMPANY3 | P.O. BOX 58139 SALT LAKE CITY, UT 841580139 | SELECTHEALTH | $249 | $85 | $334 | 1.15% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,340 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 709 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,049 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(12 contracts, 7 carriers) | SELECTHEALTH | 2,007 | $20.8M |
| Dental(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY (CIGNA) | 4,152 | $656K |
| Vision(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY (CIGNA) | 4,152 | $586K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 8,068 | $2.4M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 8,068 | $2.4M |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 8,068 | $2.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,068 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.