| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LETERMAN GORTZ CORP3 Filed as: LETERMAN-GORTZ CORPORATION | 350 BEDFORD STREET, STE 407 STAMFORD, CT 06901 | AETNA LIFE INSURANCE CO. | $81K | — | $81K | 4.50% |
| ROGERS BENEFIT GROUP INC3 | 5110 N 40TH STREET, STE 234 PHOENIX, AZ 85018 | AETNA LIFE INSURANCE CO. | $27K | $4K | $31K | 1.74% |
| LETERMAN GORTZ CORP3 Filed as: LETERMAN-GORTZ CORPORATION | 350 BEDORD STREET, STE 407 STAMFORD, CT 06901 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $2K | $188 | $2K | 8.82% |
| LETERMAN GORTZ CORP3 Filed as: LETERMAN-GORTZ CORPORATION | 350 BEDFORD STREET, STE 407 STAMFORD, CT 06901 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $3K | $167 | $3K | 15.04% |
| MICHAEL R. BONAMARTE3 Filed as: MICHAEL R BONAMARTE | 22 BAYVIEW DR BROOKFIELD, CT 06804 | AFLAC | $2K | $282 | $2K | 11.45% |
| MICHAEL T REYES3 | 185 PLAINS RD, STE 200E MILFORD, CT 06461 | AFLAC | $90 | $57 | $147 | 0.82% |
| JOSHUA BALTOR3 | 165 GRAMERCY DRIVE SAN MATEO, CA 94402 | AFLAC | $131 | — | $131 | 0.73% |
| THE HORTON GROUP3 Filed as: ALEX HORTON | 27 JENNIE LN WESTPORT, CT 06880 | AFLAC | $75 | — | $75 | 0.42% |
| DOMENICO V MAUTARELLI3 | PO BOX 767 MATTITUCK, NY 11952 | AFLAC | $59 | — | $59 | 0.33% |
| MICHAEL REYES3 Filed as: MICHAEL R ROBERTS | 535 CONNECTICUT AVE, STE 103 NORWALK, CT 06854 | AFLAC | $50 | — | $50 | 0.28% |
| THOMAS MCKIERNAN3 | 109 BOSTON POST ROAD, STE 6 AND 7 ORANGE, CT 06477 | AFLAC | $42 | — | $42 | 0.24% |
| JUSTIN GRIFFEY3 | 535 CONNECTICUT AVE, STE 103 NORWALK, CT 06854 | AFLAC | $36 | — | $36 | 0.20% |
| SEAN FX GLEASON LLC3 | 52 HOLIDAY PARK DR HAUPPAUGE, NY 11788 | AFLAC | $34 | — | $34 | 0.19% |
| KIM J HEWSON3 | 70 LAUREL DR EASTON, CT 06612 | AFLAC | $34 | — | $34 | 0.19% |
| MICHAEL T REYES3 | 185 PLAINS RD, STE 200E MILFORD, CT 06461 | AFLAC | $28 | — | $28 | 0.16% |
| LOUIS R FAIOLA3 | 12 HAAWK CT DELMAR, NY 12054 | AFLAC | $23 | — | $23 | 0.13% |
| TRICIA SHEA MARINKO3 Filed as: TRICIA MARINKO | 3 SWEETBRIER LN MONROE, CT 06468 | AFLAC | $13 | — | $13 | 0.07% |
| MICHAEL C WALKER3 Filed as: MICHAEL P DESTEFANO | 4250 VETERANS MEMORIAL HWY STE 1015W HOLBROOK, NY 11741 | AFLAC | $9 | — | $9 | 0.05% |
| KENNETH C MEIER CORP3 | 401 FRANKLIN AVE, STE 312 GARDEN CITY, NY 11530 | AFLAC | $9 | — | $9 | 0.05% |
| MATTHEW G BERGER3 | 1020 N DELAWARE AVE, STE 4,STE A302 PHILADELPHIA, PA 19125 | AFLAC | $7 | — | $7 | 0.04% |
| STEPHEN WHITE3 | 214 25 42ND AVE, 4TH FLOOR BAYSIDE, NY 11361 | AFLAC | $6 | — | $6 | 0.03% |
| TRICIA SHEA MARINKO3 Filed as: TRICIA MARINKO | 135 TURTLE RUN DR, UNIT C STRATFORD, CT 06614 | AFLAC | $2 | — | $2 | 0.01% |
| KENNETH J WOSCZYNA3 | 10 WINFIELD CT NORWALK, CT 06855 | AFLAC | $1 | — | $1 | 0.01% |
| RENEE BERMOND3 | 711 LAKE HARBOUR DR, APT 1128 RIDGELAND, MS 39157 | AFLAC | $413 | — | $413 | 3.02% |
| CHRISTOPHER J ALBRYCHT3 Filed as: CHRISTOPHER ALBRYCHT | 7 CORTE LAGO SANTA ROSA BEACH, FL 32459 | AFLAC | $378 | — | $378 | 2.76% |
| MICHAEL R. BONAMARTE3 Filed as: MICHAEL BOMARITO | 22 BAYVIEW DR BROOKFIELD, CT 06804 | AFLAC | $372 | $3 | $375 | 2.74% |
| ROGER J SASS JR3 Filed as: ROGER SASS JR | 5783 PARKWALK DR BOYNTON BEACH, FL 33472 | AFLAC | $316 | $31 | $347 | 2.54% |
| J STEPHEN DAY3 | 956 THOMPSON BLVD BUFFALO GROVE, IL 60089 | AFLAC | $100 | $38 | $138 | 1.01% |
| MARGARET WEEKLEY3 | 172 ROSEN LN STAUNTON, VA 24401 | AFLAC | $94 | $44 | $138 | 1.01% |
| THOMAS MCKIERNAN3 | 109 BOSTON POST RD, STE 6-7 ORANGE, CT 06477 | AFLAC | $94 | — | $94 | 0.69% |
| OKSAN PILAFAS3 | 838 S VILLA AVE VILLA PARK, IL 60181 | AFLAC | $80 | — | $80 | 0.58% |
| ROGER JONES II3 Filed as: ROGER JONES | 2158 CUMBERLAND PKWY SE, APT 7208 ATLANTA, GA 30339 | AFLAC | $75 | — | $75 | 0.55% |
| DON J CONOYER3 Filed as: DON CONOYER | 303 HOGUE LN WYLIE, TX 75098 | AFLAC | $60 | $15 | $75 | 0.55% |
| JOAN M MCSWAIN3 Filed as: JOAN MCSWAIN | 4347 LAKELAND DR FLOWOOD, MS 39232 | AFLAC | $64 | — | $64 | 0.47% |
| ANDREA THURMOND3 | PO BOX 833 FRANKLIN, NC 28744 | AFLAC | $39 | $20 | $59 | 0.43% |
| THE HORTON GROUP3 Filed as: ALEX HORTON | 27 JENNIE LN WESTPORT, CT 06880 | AFLAC | $56 | — | $56 | 0.41% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 309 NEW POINTE, STE B RIDGELAND, MS 39157 | AFLAC | $55 | — | $55 | 0.40% |
| BRIAN ANDREWS3 | 5728 TAMARACK DR PACE, FL 32571 | AFLAC | $43 | — | $43 | 0.31% |
| WORKSITE BENEFIT SOLUTIONS INC3 | 7598 BRIAR CLIFF CIRCLE LAKE WORTH, FL 33467 | AFLAC | $37 | $6 | $43 | 0.31% |
| CHRISTINE M SINTAY3 Filed as: CHRISTINE SINTAY | PO BOX 540246 GREENACRES, FL 33454 | AFLAC | $34 | $6 | $40 | 0.29% |
| MICHAEL REYES3 Filed as: MICHAEL ROBERTS | 535 CONNECTICUT AVE, STE 103 NORWALK, CT 06854 | AFLAC | $33 | $3 | $36 | 0.26% |
| RUTH P YOUNG3 Filed as: RUTH YOUNG | 677 BERKMAR CT CHARLOTTESVILLE, VA 22901 | AFLAC | $20 | $9 | $29 | 0.21% |
| DALE SHADDOCK3 | 19 CEDARVALE CT COCKEYSVILLE, MD 21030 | AFLAC | $28 | — | $28 | 0.20% |
| DAVID MORGAN3 | 906 MERCHANT LEE PL MANAKIN SABOT, VA 23103 | AFLAC | $15 | $9 | $24 | 0.18% |
| H J SAMAAN INC3 | 19W152 21ST PL LOMBARD, IL 60148 | AFLAC | $21 | — | $21 | 0.15% |
| TIMOTHY ASBY3 | 9247 N MERIDIAN ST, STE 205 INDIANAPOLIS, IN 46260 | AFLAC | $13 | $8 | $21 | 0.15% |
| JUSTIN GRIFFEY3 | 535 CONNECTICUT AVE, STE 103 NORWALK, CT 06854 | AFLAC | $18 | $1 | $19 | 0.14% |
| KELLY PRICE3 | 2760 HICKEY CREEK RD ALVA, FL 33920 | AFLAC | $18 | — | $18 | 0.13% |
| DEBOARAH JONGES3 | PO BOX 31994 PALM BEACH GARDENS, FL 33420 | AFLAC | $18 | — | $18 | 0.13% |
| DANIEL BROPHY3 | 674 ROUTE 202 206 NORTH BUILDING 4, UNIT 7 BRIDGEWATER, NJ 08807 | AFLAC | $15 | — | $15 | 0.11% |
| JOSH FIELDS SERVICES INC3 | 160 N MAIN ST, STE 8 WAYNESVILLE, NC 28786 | AFLAC | $11 | $4 | $15 | 0.11% |
| ALFRED RIETKERK3 | 3120 NE 47TH ST FORT LAUDERDALE, FL 33308 | AFLAC | $9 | $6 | $15 | 0.11% |
| JOHN H VRATSINAS3 Filed as: JOHN VRATSINAS | 1142 W MADISON, STE 305 CHICAGO, IL 60607 | AFLAC | $14 | — | $14 | 0.10% |
| MARCO JOE KLIMEK3 Filed as: MARCO KLIMEK | 1501 LYNDON B JOHNSON FWY, STE 660 DALLAS, TX 75234 | AFLAC | $13 | — | $13 | 0.09% |
| MEGAN R SILVERMAN3 Filed as: MEGAN SILVERMAN | 1423 MARTIN MEADOWS DR FALLSTON, MD 21047 | AFLAC | $13 | — | $13 | 0.09% |
| INSURANCE MARKETPLACE LLC3 Filed as: INSURANCE MARKETPLACE INC | 10400 EATON PL, STE 400 FAIRFAX, VA 22030 | AFLAC | $12 | — | $12 | 0.09% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: PATRICIA BROWN | 11100 SCHUYKILL DR ROCKVILLE, MD 20852 | AFLAC | $11 | — | $11 | 0.08% |
| SUSAN HAMER3 | 120 W ALLEN ST, STE 20 HENDERSONVILLE, NC 28792 | AFLAC | $7 | $4 | $11 | 0.08% |
| D AND V BUTLER INC3 Filed as: J BUTLER | 1440 OLD LENOIR RD, STE A HICKORY, NC 28601 | AFLAC | $5 | $4 | $9 | 0.07% |
| TIMOTHY S HUCK3 Filed as: TIMOTHY HUCK | 6 BRENDAN DR FLANDERS, NJ 07836 | AFLAC | $8 | — | $8 | 0.06% |
| JAYNE A STALLINGS3 Filed as: JAYNE STALLINGS | 8056 TIGER PALM WAY FORT MYERS, FL 33966 | AFLAC | $8 | — | $8 | 0.06% |
| ERIC M SILVERMAN3 Filed as: ERIC SILVERMAN | 1423 MARTIN MEADOWS DR FALLSTON, MD 21047 | AFLAC | $8 | — | $8 | 0.06% |
| DEXTER ANTONIO HARRIS3 Filed as: DEXTER HARRIS | 100 GALLERIA PARKWAY, STE 900 ATLANTA, GA 30339 | AFLAC | $7 | — | $7 | 0.05% |
| MATTHEW G BERGER3 Filed as: MATTHEW BERGER | 22 SUNNYRIDGE RD WAYNE, NJ 07470 | AFLAC | $7 | — | $7 | 0.05% |
| KIMMON R GUSEMAN3 Filed as: KIMMON GUSEMAN | 48 NICKMAN PLZ LEMONT FURNACE, PA 15456 | AFLAC | $6 | — | $6 | 0.04% |
| DAVID MORNINGSTAR3 | 11285 DOVEDALE CT, 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $6 | — | $6 | 0.04% |
| MICHAEL REYES3 | 185 PLAINS RD, STE 200E MILFORD, CT 06461 | AFLAC | $5 | $1 | $6 | 0.04% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN PITUCH | 60 US HIGHWAY 46 FAIRFIELD, NJ 07004 | AFLAC | $5 | — | $5 | 0.04% |
| MICHAEL C WALKER3 Filed as: MICHAEL WALKER | 203 MARKET ST, STE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $3 | — | $3 | 0.02% |
| C HUDSON AND ASSOCIATES3 | 2843 TWIN PINE RD THOMSON, GA 30824 | AFLAC | $1 | — | $1 | 0.01% |
| KENNETH J WOSCZYNA3 Filed as: KENNETH WOSCZYNA | 10 WINFIELD CT NORWALK, CT 06855 | AFLAC | $1 | — | $1 | 0.01% |
| ALBERT SHUST3 | 200 CENTENNIAL AVE, STE 105 PISCATAWAY, NJ 08854 | AFLAC | $1 | — | $1 | 0.01% |
| LETERMAN GORTZ CORP3 Filed as: LETERMAN-GORTZ CORPORATION | 350 BEDFORD STREET, STE 407 STAMFORD, CT 06901 | VISION SERVICE PLAN | $682 | — | $682 | 7.88% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 259 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 261 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 228 | $1.8M |
| Vision | VISION SERVICE PLAN | 87 | $9K |
| Life insurance | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | 259 | $27K |
| Short-term disability(2 contracts) | AFLAC | 19 | $32K |
| Long-term disability | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | 61 | $21K |
| Other(3 contracts, 2 carriers) | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | 61 | $52K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 259 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.