| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES | C/O BANK OF AMERICAN P.O. BOX 41748 BOSTON, MA 022417484 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $38K | — | $38K | 4.11% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 717 NORTH HARDWOOD, SUITE 2500 DALLAS, TX 75201 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | — | $15K | $15K | 1.62% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES | 717 N HARDWOOD #2500 DALLAS, TX 75201 | TRUSTMARK INSURANCE COMPANY | $70K | — | $70K | 8.80% |
| ADVANCED BENEFIT SYSTEM INC3 Filed as: ADVANCED BENEFITS COMMUNICATION | ONE BELMONT AVE SUITE 304 BALA CYNWYD, PA 19004 | TRUSTMARK INSURANCE COMPANY | $62K | — | $62K | 7.72% |
| DWIGHT L PIERCE3 Filed as: DWIGHT PIERCE | 7325 S FULTON AVE TULSA, OK 74136 | TRUSTMARK INSURANCE COMPANY | $17K | — | $17K | 2.14% |
| MATTHEW J ORDILLE3 | 31 PEARTREE PLACE SEWELL, NJ 08080 | TRUSTMARK INSURANCE COMPANY | $13K | — | $13K | 1.61% |
| LOCKTON COMPANIES, LLC3 | 1185 AVE OF THE AMERICAS, STE 2010 NEW YORK, NY 100362603 | UNITEDHEALTHCARE INSURANCE COMPANY | $18K | — | $18K | 2.81% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES | C/O BANK OF AMERICAN P.O. BOX 41748 BOSTON, MA 022417484 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $24K | — | $24K | 4.15% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 717 NORTH HARDWOOD, SUITE 2500 DALLAS, TX 75201 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | — | $10K | $10K | 1.67% |
| ADVANCED BENEFIT SYSTEM INC3 Filed as: ADVANCED BENEFITS COMMUNICATION LLC | GSB BUILDING ONE BELMONT AVE, STE 304 BALA CYNWYD, PA 19004 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $52K | $2K | $55K | 11.83% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC-NEW YORK SERI | C/O BANK OF AMERICA PO BOX 417484 BOSTON, MA 02241 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $48K | $2K | $50K | 10.82% |
| DWIGHT L PIERCE3 | BENEFITS TECHNOLOGIES-DIV 15 20 WIGHT AVE SUITE 160 HUNT VALLEY, MD 21030 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $4K | — | $4K | 0.86% |
| DWIGHT L PIERCE3 | BENEFIT TECHNOLOGIES-DIV 9 1108 WEST 8TH STREET SUITE E KING OF PRUSSIA, PA 19406 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $4K | — | $4K | 0.78% |
| AKIO L. BLEY3 Filed as: AKIO L BLEY | GBS BUILDING ONE BELMONT AVE, STE 304 BALA CYNWYD, PA 19004 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 0.43% |
| MATTHEW J ORDILLE3 | 31 PEAR TREE PLACE SEWELL, NJ 08080 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $78 | — | $78 | 0.02% |
| DWIGHT L PIERCE3 | 1200 E TAFT STREET SAPULPA, OK 74066 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| ADVANCED BENEFIT SYSTEM INC3 Filed as: ADVANCED BENEFITS COMMUNICATION | ONE BELMONT AVENUE SUITE 304 BALA CYNWYD, PA 19004 | TRUSTMARK INSURANCE COMPANY | $36K | — | $36K | 10.11% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES | 717 N HARDWOOD #2500 DALLAS, TX 75201 | TRUSTMARK INSURANCE COMPANY | $35K | — | $35K | 9.61% |
| MATTHEW J ORDILLE3 | 31 PEARTREE PLACE SEWELL, NJ 08080 | TRUSTMARK INSURANCE COMPANY | $9K | — | $9K | 2.42% |
| ADVANCED BENEFITS COMMUNICATIONS3 Filed as: ADVANCED BENEFITS COMM. LLC | GSB BUILDING ONE BELMONT AVE STE 304 BALA CYNWYD, PA 19004 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $31K | $165 | $31K | 12.32% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC-NEW YORK SERI | C/O BANK OF AMERICA PO BOX 417484 BOSTON, MA 02241 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $21K | $371 | $21K | 8.44% |
| DWIGHT L PIERCE3 | BENEFITS TECHNOLOGIES-DIV 15 20 WIGHT AVE SUITE 160 HUNT VALLEY, MD 21030 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | — | $7K | 2.93% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: REUBEN WARNER ASSOCIATES INC | 1655 RICHMOND AVENUE STATEN ISLAND, NY 10314 | HARTFORD LIFE INSURANCE COMPANY | $3K | $1K | $5K | 2.89% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | NORTHEAST SERIES 1185 AVE OF THE AMERICAS STE 2010 NEW YORK, NY 10036 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $43 | $2K | 3.56% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC - KANSAS CITY | 444 W 47TH STREET ATTN TELLYE HENDRICK KANSAS CITY, MO 64112 | METROPOLITAN LIFE INSURANCE COMPANY | — | $659 | $659 | 1.42% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | C/O BANK OF AMERICA PO BOX 417484 BOSTON, MA 022417484 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 11.99% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: REUBEN WARNER ASSOCIATES INC | 1655 RICHMOND AVENUE STATEN ISLAND, NY 10314 | HARTFORD LIFE AND ACCIDENT | $2K | $42 | $2K | 7.06% |
| CAPRARA ALFRED3 | 1655 RICHMOND AVENYE C/O REUBEN WARNER ASSOCIATES STATEN ISLAND, NY 10314 | HARTFORD LIFE AND ACCIDENT | $10 | $3 | $13 | 0.06% |
| AKIO L. BLEY3 Filed as: AKIO L BLEY | GSB BUILDING ONE BELMONT AVE, STE 304 BALA CYNWYD, PA 19004 | FIRST UNUM LIFE INSURANCE COMPANY | $807 | — | $807 | 40.59% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC - NEW YORK | C/O BANK OF AMERICA PO BOX 417484 BOSTON, MD 02241 | FIRST UNUM LIFE INSURANCE COMPANY | $496 | — | $496 | 24.95% |
| DWIGHT L PIERCE3 | BENEFIT TECHNOLOGIES-DIV 15 20 WIGHT AVE, STE 160 HUNT VALLEY, MD 21030 | FIRST UNUM LIFE INSURANCE COMPANY | $11 | — | $11 | 0.55% |
| DIWGHT L PIERCE3 | BENEFIT TECHNOLOGIES-DIV 9 1008 WEST 8TH STREET, STE E KING OF PRUSSIA, PA 19406 | FIRST UNUM LIFE INSURANCE COMPANY | $2 | — | $2 | 0.10% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,479 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 465 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 179 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,123 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 8,658 | $632K |
| Dental(10 contracts, 10 carriers) | CIGNA DENTAL HEALTH OF TEXAS INC | 253 | $178K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 8,658 | $632K |
| Life insurance(3 contracts, 3 carriers) | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 5,581 | $1.4M |
| Short-term disability(4 contracts, 4 carriers) | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | 1,835 | $850K |
| Long-term disability(3 contracts, 3 carriers) | TRUSTMARK INSURANCE COMPANY | 5,098 | $1.4M |
| Other(5 contracts, 5 carriers) | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 5,581 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,658 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.