| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: DRIVER ALLIANT INSURANCE SERVICE | 320 WEST 57TH STREET NEW YORK, NY 10019 | AETNA LIFE INSURANCE CO. | $115K | — | $115K | 3.86% |
| THE CAMPS GROUP LLC3 | C/O ALLIENT INSURANCE SERVICES INC. 320 WEST 57TH STREET, 3RD FLOOR NEW YORK, NY 10019 | OXFORD HEALTH INSURANCE, INC. | $40K | — | $40K | 3.96% |
| PROFESSIONAL GROUP MARKETING INC3 Filed as: PROFESSIONAL GROUP MARKETING | 50 BROADWAY - 2ND FLOOR HAWTHORNE, NY 10532 | OXFORD HEALTH INSURANCE, INC. | — | $10K | $10K | 0.95% |
| CORPORATE COMPENSATION PLANS OF CT3 Filed as: CORPORATE COMPENSATION PLANS | 93 PINE HILL ROAD NEW FAIRFIELD, CT 06812 | FIRST UNUM LIFE INSURANCE CO. | $7K | — | $7K | 2.54% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 250 PARK AVENUE - 3RD FLOOR NEW YORK, NY 10177 | PRUDENTIAL INSURANCE CO. OF AMERICA | $5K | — | $5K | 1.92% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 400 MIDLAND DRIVE, STE 300 MOUNT LAUREL, NJ 08054 | PRUDENTIAL INSURANCE CO. OF AMERICA | $549 | — | $549 | 0.20% |
| AXA ASSISTANCE, USA5 | 122 SOUTH MICHIGAN AVE - STE 1100 CHICAGO, IL 60603 | PRUDENTIAL INSURANCE CO. OF AMERICA | — | $97 | $97 | 0.03% |
| CORPORATE COMPENSATION PLANS OF CT3 Filed as: CORPORATE COMPENSATION PLANS OF CT. | 93 PINE HILL ROAD NEW FAIRFIELD, CT 06812 | PROVIDENT LIFE & CASULTY INSURANCE COMPANY | $10K | $18 | $10K | 6.54% |
| WELLS FARGO INSURANCE SERVICES3 Filed as: WELLS FARGO INSURANCE SERVICES USA | 1750 H STREET NW, STE 200 WASHINGTON, DC 20006 | PROVIDENT LIFE & CASULTY INSURANCE COMPANY | $2K | — | $2K | 1.00% |
| DAVIS, PHILIP, TOWNSEND3 | 457 MAIN STREET, STE 2C DANBURY, CT 06811 | PROVIDENT LIFE & CASULTY INSURANCE COMPANY | — | $1K | $1K | 0.95% |
| WELLS FARGO INSURANCE SERVICES Filed as: WELLS FARGO INSURANCE SERVICES INC. | 190 RIVER ROAD SUMMIT, NJ 07902 | PROVIDENT LIFE & CASULTY INSURANCE COMPANY | $436 | — | $436 | 0.28% |
| GALLAGHER BENEFIT SERVICES, INC.3 | TWO PEARCE PLAZA - 14TH FLOOR ITASCA, IL 60143 | AETNA LIFE INSURANCE CO. | $6K | — | $6K | 4.89% |
| YANIRA TEITELBAUM3 | 76 WATERMAN AVENUE RUMSON, NJ 07760 | AFLAC | $3K | $41 | $3K | 3.11% |
| MICHAEL SCOTT TEITELBAUM3 | 76 WATERMAN AVENUE RUMSON, NJ 07760 | AFLAC | $2K | — | $2K | 2.36% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY R. ORGERA, INC. | 14 WALL STREET, STE 8C NEW YORK, NY 10005 | AFLAC | $1K | $20 | $1K | 1.47% |
| KIM HAMMOND3 | 1 BANK STREET, APT 5L NEW YORK, NY 10014 | AFLAC | $921 | $61 | $982 | 1.19% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C. MEIER CORP. | 401 FRANKLIN AVE. - STE. 312 GARDEN CITY, NY 11530 | AFLAC | $748 | — | $748 | 0.90% |
| TREVOR FENNELL3 | 118-35 QUEENS BLVD, STE 1403 FOREST HILLS, NY 11375 | AFLAC | $606 | — | $606 | 0.73% |
| ALY H ABAZA3 Filed as: ALY H. ABAZA | 79 VINEYARD LANE GREENWICH, CT 06831 | AFLAC | $303 | — | $303 | 0.37% |
| KWAN CHAE3 | 395 SOUTH END AVENUE - #8J NEW YORK, NY 10280 | AFLAC | $226 | — | $226 | 0.27% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: KEVIN G. GALLAGHER | 173 GELSTON AVE, APT 3D BROOKLYN, NY 11209 | AFLAC | $211 | — | $211 | 0.26% |
| JOSEPH M GONZALEZ3 Filed as: JOSEPH M. GONZALEZ | 1502 RICHMOND AVENUE STATEN ISLAND, NY 10314 | AFLAC | $144 | — | $144 | 0.17% |
| SPHERIC GROUP LLC3 | 14 WALL STREET, STE 8C NEW YORK, NY 10005 | AFLAC | $103 | — | $103 | 0.12% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY A LIBECCI | 205 OLD TOWN ROAD STATEN ISLAND, NY 10305 | AFLAC | $73 | $4 | $77 | 0.09% |
| DOUGLAS MEIER3 Filed as: DOUGLAS R. MEIER | 23 ROCKLEDGE TERRACE POMPTON PLAINS, NJ 07444 | AFLAC | $56 | — | $56 | 0.07% |
| JIM KOKKORIS3 | 23-56 28TH STREET ASTORIA, NY 11105 | AFLAC | $56 | — | $56 | 0.07% |
| BRIAN WHITE3 | 6 COWDIN LANE CHAPPAQAUA, NY 10514 | AFLAC | $52 | $1 | $53 | 0.06% |
| JANELLE M GADOMSKI3 Filed as: JANELLE M. GADOMSKI | 166 MIDLAND AVE YONKERS, NY 10705 | AFLAC | $52 | — | $52 | 0.06% |
| CHRISTY DAY ASSOCIATES LLC3 | 14 WALL STREET, STE 8C NEW YORK, NY 10005 | AFLAC | $40 | — | $40 | 0.05% |
| TIMOTHY C CAVAZOS3 | 401 FRANKLIN AVE, STE 312 GARDEN CITY, NY 11530 | AFLAC | $19 | $11 | $30 | 0.04% |
| PATRICK RUHLE3 Filed as: PATRICK C HARDIE | 14 WALL STREET, STE 8C NEW YORK, NY 10005 | AFLAC | $28 | — | $28 | 0.03% |
| BENITO A ROTONDI II INC3 Filed as: BENITO ROTONDI II INC, | 401 FRANKLIN AVENUE, STE 312 GARDEN CITY, NY 11530 | AFLAC | $17 | $1 | $18 | 0.02% |
| CHARLES J MULE3 Filed as: CHARLES J. MULE | 147 UNION STREET BROOKLYN, NY 11231 | AFLAC | $17 | — | $17 | 0.02% |
| CIRO ABRIL3 | 18 BRACKEN COURT HOWELL, NJ 07731 | AFLAC | $16 | — | $16 | 0.02% |
| DENNIS FENNELL3 | 8 BELVOIR DRIVE WASHINGTONVILLE, NY 10992 | AFLAC | $7 | — | $7 | 0.01% |
| TODD J BURKE CORP3 Filed as: TODD J. BURKE CORP. | 2 IRIS LANE GARDEN CITY, NY 11530 | AFLAC | $4 | — | $4 | 0.00% |
| THE MEYER AGENCY LTD3 Filed as: THE MEYER AGENCY LTD. | PO BOX 112829 NAPLES, FL 34108 | AFLAC | $1 | — | $1 | 0.00% |
| JACQUELINE CASTRO3 Filed as: JACQUELINE S CASTRO LLC | 100 WALL STREET , 28TH FLOOR NEW YORK, NY 10005 | AFLAC | — | — | $0 | 0.00% |
| CORPORATE COMPENSATION PLANS OF CT3 | 93 PINE HILL ROAD NEW FAIRFIELD, CT 06812 | PROVIDENT LIFE & CASUALTY INSURANCE COMPANY | $3K | $74 | $3K | 6.80% |
| WELLS FARGO INSURANCE SERVICES Filed as: WELLS FARGO INSURANCE SERVICES USA | 1750 H STREET NW, STE 200 WASHINGTON, DC 20006 | PROVIDENT LIFE & CASUALTY INSURANCE COMPANY | $982 | — | $982 | 2.10% |
| WELLS FARGO INSURANCE SERVICES3 Filed as: WELLS FARGO INSURANCE SERVICES INC. | 190 RIVER ROAD SUMMIT, NJ 07902 | PROVIDENT LIFE & CASUALTY INSURANCE COMPANY | $756 | — | $756 | 1.62% |
| DAVIS, PHILIP, TOWNSEND3 Filed as: DAVIS, PHILIP TOWNSEND | 457 MAIN STREET, STE 2C DANBURY, CT 06811 | PROVIDENT LIFE & CASUALTY INSURANCE COMPANY | — | $446 | $446 | 0.95% |
| WELLS FARGO INSURANCE SERVICES3 Filed as: WELLS FARGO INSURANCE SERVICES INC. | 190 RIVER ROAD SUMMIT, NJ 07902 | FIRST UNUM LIFE INSURANCE COMPANY | $5K | $27 | $5K | 11.57% |
| PHILIP T DAVIS3 Filed as: PHILIP T. DAVIS | 457 MAIN STREET - STE. 2C DANBURY, CT 06811 | FIRST UNUM LIFE INSURANCE COMPANY | $5K | — | $5K | 11.51% |
| PHILIP T DAVIS3 Filed as: PHILIP T. DAVIS | 457 MAIN STREET - STE. 2C DANBURY, CT 06811 | FIRST UNUM LIFE INSURANCE COMPANY | $3K | — | $3K | 17.42% |
| CHUBB INSURANCE SOLUTIONS AGENCY3 Filed as: CHUBB & SON/H.O. | — | FEDERAL INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| KIM HAMMOND3 | 1 BANK STREET - APT 5L NEW YORK, NY 10014 | AFLAC | $356 | — | $356 | 9.26% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY R. ORGERA | 14 WALL STREET - 8C NEW YORK, NY 10005 | AFLAC | $90 | — | $90 | 2.34% |
| YANIRA TEITELBAUM3 | 76 WATERMAN AVENUE RUMSON, NJ 07760 | AFLAC | $70 | — | $70 | 1.82% |
| MICHAEL SCOTT TEITELBAUM3 | 76 WATERMAN AVENUE RUMSON, NJ 07760 | AFLAC | $49 | — | $49 | 1.27% |
| ROBERT TABAN DONATO3 Filed as: ROBERT DONATO | 14 WALL STREET, STE 8C NEW YORK, NY 10005 | AFLAC | $40 | — | $40 | 1.04% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C MEIER | 401 FRANKLIN AVE - STE 312 GARDEN CITY, NY 11530 | AFLAC | $34 | — | $34 | 0.88% |
| CHARLES J MULE3 Filed as: CHARLES J. MULE | 147 UNION STREET BROOKLYN, NY 11231 | AFLAC | $29 | — | $29 | 0.75% |
| ALY H ABAZA3 | 79 VINEYARD LANE GREENWICH, CT 06831 | AFLAC | $11 | — | $11 | 0.29% |
| TIMOTHY CAVAZOS3 | 30 LENOX ROAD - APT. 2D ROCKVILLE CENTRE, NY 11570 | AFLAC | $11 | — | $11 | 0.29% |
| KWAN CHAE3 Filed as: KWAN S CHAE | 395 SOUTH END AVENUE - #8J NEW YORK, NY 10280 | AFLAC | $10 | — | $10 | 0.26% |
| TREVOR FENNELL3 Filed as: TREVOR R FENNELL | 11835 QUEENS BLVD - STE 1403 FOREST HILLS, NY 11375 | AFLAC | $6 | — | $6 | 0.16% |
| JACQUELINE CASTRO3 Filed as: JACQUELINE S CASTRO | 100 WALL STREET, 28TH FLOOR NEW YORK, NY 10005 | AFLAC | $6 | — | $6 | 0.16% |
| BRIAN WHITE3 | 6 COWDIN LANE CHAPPAQUA, NY 10514 | AFLAC | $1 | — | $1 | 0.03% |
| BENITO A ROTONDI II INC3 Filed as: BENITO ROTONDI II | 401 FRANKLIN AVENUE, STE 312 GARDEN CITY, NY 11530 | AFLAC | $1 | — | $1 | 0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 542 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 542 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 542 | $4.0M |
| Dental | AETNA LIFE INSURANCE CO. | 368 | $126K |
| Life insurance | PRUDENTIAL INSURANCE CO. OF AMERICA | 255 | $281K |
| Short-term disability | FIRST UNUM LIFE INSURANCE COMPANY | 160 | $15K |
| Long-term disability(3 contracts, 3 carriers) | FIRST UNUM LIFE INSURANCE CO. | 219 | $493K |
| Other(5 contracts, 4 carriers) | PRUDENTIAL INSURANCE CO. OF AMERICA | 255 | $423K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 542 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.