| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY SOUTHEAST SUITE 1950 ATLANTA, GA 30339 | UNITEDHEALTHCARE INSURANCE COMPANY | $88K | $0 | $88K | 4.00% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY SOUTHEAST SUITE 1950 ATLANTA, GA 30339 | AETNA LIFE INSURANCE COMPANY | $10K | $0 | $10K | 9.89% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY SOUTHEAST SUITE 1950 ATLANTA, GA 30339 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $6K | $0 | $6K | 7.13% |
| DIGITAL INSURANCE LLC3 | 400 GALLERIA PARKWAY SOUTHEAST SUITE 300 ATLANTA, GA 30339 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $3K | $0 | $3K | 3.42% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $545 | $0 | $545 | 0.65% |
| REUBEN WARNER ASSOCIATES, INC.3 | 1655 RICHMOND AVENUE STATEN ISLAND, NY 10314 | FEDERAL INSURANCE COMPANY | $0 | $2K | $2K | 20.00% |
| ENROLLEASE3 Filed as: ONE DIGITAL | 355 LEXINGTON AVE 12TH FLOOR NEW YORK, NY 10017 | FEDERAL INSURANCE COMPANY | $2K | $0 | $2K | 15.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: HESLIN L GALLAGHER | 2640 LAKE SHORE DRIVE UNIT 411 RIVIERA BEACH, FL 33404 | AFLAC | $603 | $0 | $603 | 8.75% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: KEVIN G GALLAGHER | 2640 LAKE SHORE DRIVE UNIT 411 RIVIERA BEACH, FL 33404 | AFLAC | $273 | $0 | $273 | 3.96% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C MEIER CORP & OTHER AGENTS | 19 MARKWOOD ROAD GARDEN CITY, NY 11530 | AFLAC | $172 | $0 | $172 | 2.50% |
| MARGARET PEARSON | 1 BAY HARBOR ROAD TEQUESTA, FL 33469 | AFLAC | $92 | $0 | $92 | 1.34% |
| COURTENAY LEE AMERLING3 | 26 THE TER KATONAH, NY 10536 | AFLAC | $70 | $0 | $70 | 1.02% |
| CIRO ABRIL3 | 18 BRACKEN COURT HOWELL, NJ 07731 | AFLAC | $67 | $0 | $67 | 0.97% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY R ORGERA INC | 35 PINELAWN ROAD SUITE 190 MELVILLE, NY 11747 | AFLAC | $46 | $0 | $46 | 0.67% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY SOUTHEAST SUITE 1950 ATLANTA, NY 30339 | SHELTERPOINT LIFE INSURANCE COMPANY | $371 | $0 | $371 | 7.67% |
| MERCER HEALTH AND BENEFITS, LLC3 | 1166 AVENUE OF THE AMERICAS 34TH FLOOR NEW YORK, NY 10036 | SHELTERPOINT LIFE INSURANCE COMPANY | $252 | $0 | $252 | 5.21% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 79 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 79 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 190 | $2.2M |
| Dental | AETNA LIFE INSURANCE COMPANY | 175 | $105K |
| Vision | SHELTERPOINT LIFE INSURANCE COMPANY | 67 | $5K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 105 | $83K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 105 | $83K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 190 | $2.2M |
| Other(2 contracts, 2 carriers) | FEDERAL INSURANCE COMPANY | 105 | $17K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 190 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.