| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JOHN H BLASCH3 Filed as: JOHN H. BLASCH | 71 BEECHWOOD LN. BERKELEY HEIGHTS, NJ 07922 | THE UNION LABOR LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| OPTUMRX, INC. EIN 33-0441200 NONE | Float revenue; Other fees; Claims processing; Direct payment from the plan Service code 12 | — | $11.7M |
| EMPIRE HEALTHCHOICE ASSURANCE INC EIN 23-7391136 NONE | Float revenue; Claims processing; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services Service code 12 | — | $1.8M |
| METROPOLITAN MANAGEMENT SERVICES EIN 45-3845437 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Direct payment from the plan Service code 13 | — | $607K |
| CIGNA EIN 59-1031071 NONE | Float revenue; Participant communication; Direct payment from the plan; Claims processing; Contract Administrator; Other services Service code 12 | — | $178K |
| MARSHALL & MOSS PAYROLL COMPLIANCE EIN 04-3652965 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $158K |
| DONNA OWENS EIN 13-2873303 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $157K |
| THE SEGAL COMPANY EIN 06-0839113 NONE | Actuarial; Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 11 | — | $156K |
| MICHAEL SPILLANE EIN 13-2873303 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $150K |
| DAVIS VISION INC EIN 11-3051991 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $129K |
| BARNES,IACCARINO & SHEPHERD, LLC EIN 43-1995226 NONE | Legal; Direct payment from the plan Service code 29 | — | $56K |
| NOVAK FRANCELLA LLC EIN 61-1436956 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $49K |
| BRIGID AHERN EIN 13-2873303 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $47K |
| HEALTHPLEX EIN 11-2714365 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $47K |
| VISION SCREENING INC. EIN 11-2358021 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $36K |
| MARSHALL & MOSS, LLP EIN 11-3360166 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $32K |
| DARREN TURTON EIN 13-2873303 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $31K |
| GENERAL VISION SERVICES, LLC EIN 11-3580576 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $30K |
| SEGAL MARCO ADVISORS INC EIN 13-2646110 NONE | Investment advisory (plan); Investment management fees paid directly by plan Service code 27 | — | $30K |
| COMPREHENSIVE PROFESSIONAL SYS. INC EIN 13-3025997 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $26K |
| MARIE SCATURRO (NEFCU) AFFILIATE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | 16-16 WHITESTONE EXPRESSWAY WHITESTONE, NY 11357 | $24K |
| HEALTH PLAN SYSTEMS INC. NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | 2025 LINCOLN HIGHWAY, STATE RTE 27 EDISON, NJ 08817 | $24K |
| WHITESTAR ADVISORS LLC EIN 03-0496641 NONE | Investment advisory (plan); Investment management fees paid directly by plan Service code 27 | — | $23K |
| MARTIN ROSS NONE | Consulting (general); Direct payment from the plan Service code 16 | 72 STRATFORD COURT FARMINGDALE, NY 11735 | $17K |
| STARFIRE PRINTING NONE | Other fees; Direct payment from the plan Service code 50 | 751 COATES AVE N 31 HOLBROOK, NY 11741 | $13K |
| DDS, INC. EIN 11-2705347 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,455 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 133 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,588 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 2,485 | $585K |
| Short-term disability | THE UNION LABOR LIFE INSURANCE COMPANY | 2,485 | $585K |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | EMPIRE HEALTHCHOICE ASSURANCE INC | 6,065 | $2.6M |
| Other(2 contracts) | THE UNION LABOR LIFE INSURANCE COMPANY | 2,485 | $675K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,065 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.