| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERT FREDERIC ALLAN3 | 7000 KENNEDY BLVD E APT 301 GUTTENBERG, NJ 07093 | AFLAC | $11K | $456 | $11K | 6.97% |
| DENNIS FENNELL3 | 8 BELVOIR DR WASHINGTONVILLE, NY 10992 | AFLAC | $4K | $567 | $5K | 3.00% |
| JASON SALLEMI3 | 302 MONROE ST APT 4B HOBOKEN, NJ 07030 | AFLAC | $4K | $2 | $4K | 2.73% |
| TREVOR FENNELL3 | 7 HIGHLAND LN EAST HAMPTON, NY 11937 | AFLAC | $4K | $0 | $4K | 2.40% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY R ORGERA INC. | 14 WALL STREET 8C NEW YORK, NY 10005 | AFLAC | $3K | $228 | $3K | 1.89% |
| JACQUELINE CASTRO3 Filed as: JACQUELINE S CASTRO | 131 E 39TH STREET APT 3 NEW YORK, NY 10016 | AFLAC | $3K | $12 | $3K | 1.84% |
| ANDBEE CORP3 | 439 GENESEE CT SUFFERN, NC 10901 | AFLAC | $581 | $0 | $581 | 0.36% |
| JACQUELINE CASTRO3 Filed as: JACQUELINE S CASTRO LLC | 131 E 39TH STREET APT 3 NEW YORK, NY 10016 | AFLAC | $459 | $0 | $459 | 0.28% |
| DOMINICK R SIRACUSA3 | 225 DOLSON AVE SUITE 304 MIDDLETOWN, NY 10940 | AFLAC | $303 | $0 | $303 | 0.19% |
| KENNETH C MEIER CORP3 | 19 MARKWOOD RD GARDEN CITY, NY 11530 | AFLAC | $279 | $0 | $279 | 0.17% |
| RONALD J MOGG JR3 | 184 OLD MAMARONECK RD WHITE PLAINS, NY 10605 | AFLAC | $238 | $0 | $238 | 0.15% |
| GEORGE T HARRIS3 | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $207 | $0 | $207 | 0.13% |
| LEONARD BUCCELLATO3 | 21 FELTER HILL RD MONROE, NY 10950 | AFLAC | $193 | $0 | $193 | 0.12% |
| RICHARD WHELAN3 | 3887 NW 52ND STREET BOCA RATON, FL 33496 | AFLAC | $161 | $0 | $161 | 0.10% |
| STRATEGIC VOLUNTARY BENEFIT SERVICE3 Filed as: STRATEGIC VOLUNTARY BENEFIT SVCS. | 9 PINE RIDGE DR BRANCHBURG, NJ 08876 | AFLAC | $144 | $0 | $144 | 0.09% |
| CHARLES J MULE3 | 147 UNION STREET BROOKLYN, NY 11231 | AFLAC | $92 | $0 | $92 | 0.06% |
| STEPHEN M GLASER3 | 813 WILD DUNES CIR WILMINGTON, NC 28411 | AFLAC | $81 | $0 | $81 | 0.05% |
| BRIAN WHITE3 | 6 COWDIN LN CHAPPAQUA, NY 10514 | AFLAC | $74 | $0 | $74 | 0.05% |
| TIMOTHY C CAVAZOS3 | 11551 NUCKOLS RD SUITE P GLEN ALLEN, VA 23059 | AFLAC | $72 | $0 | $72 | 0.04% |
| JILL LISA RAPPAPORT3 | 448 PROSPECT AVE BROOKLYN, NY 11215 | AFLAC | $68 | $0 | $68 | 0.04% |
| KEITH LEPACK3 | 1991 BROADWAY APT 12B NEW YORK, NY 10023 | AFLAC | $62 | $0 | $62 | 0.04% |
| BENITO A ROTONDI II INC3 Filed as: BENITO A ROTONDI II INC. | 23 PINE RIDGE RD SARATOGA SPRINGS, NY 12866 | AFLAC | $62 | $0 | $62 | 0.04% |
| JAMES E THARP3 | 6 PINE TREE CT VALLEY COTTAGE, NY 10989 | AFLAC | $58 | $0 | $58 | 0.04% |
| JANELLE M GADOMSKI3 | 48 FAIRVIEW AVE PARK RIDGE, NJ 07656 | AFLAC | $57 | $0 | $57 | 0.04% |
| SHEILA MARIE CHESTERMAN3 | 95 VIRGINIA ST TAPPAN, NY 10983 | AFLAC | $54 | $0 | $54 | 0.03% |
| DENISE VANDALM3 | 106 PINEHURST AVE APT A23 NEW YORK, NY 10033 | AFLAC | $52 | $0 | $52 | 0.03% |
| NICHOLAS PETERSON3 | 3333 BROADWAY APT C17H NEW YORK, NY 10031 | AFLAC | $38 | $0 | $38 | 0.02% |
| CHRISTY DAY ASSOCIATES LLC3 | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $35 | $0 | $35 | 0.02% |
| WILLIAM O'CONNELL3 | 98 LOIS LN MONROE, NC 10950 | AFLAC | $30 | $0 | $30 | 0.02% |
| PATRICK RUHLE3 Filed as: PATRICK C HARDIE | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $22 | $0 | $22 | 0.01% |
| JILL LISA RAPPAPORT3 | 474 PROSPECT AVE BROOKLYN, NY 11215 | AFLAC | $21 | $0 | $21 | 0.01% |
| MICHAEL KANE3 | 88 WHITSON RD HUNTINGTON STATION, NY 11746 | AFLAC | $19 | $0 | $19 | 0.01% |
| RUSSELL T BARRETT3 | 27 JULIANS WAY SARATOGA SPRINGS, NY 12866 | AFLAC | $17 | $0 | $17 | 0.01% |
| JASON HARTMAN3 | 10 LAKE STREET SUITE 2 MONROE, NY 10950 | AFLAC | $12 | $0 | $12 | 0.01% |
| MELISA SCHOFIELD3 | 910 W KATHLEEN RD PHOENIX, CT 85023 | AFLAC | $7 | $0 | $7 | 0.00% |
| ALONZO SMITH3 | PO BOX 788 NEW YORK, NY 10014 | AFLAC | $6 | $0 | $6 | 0.00% |
| TODD J BURKE CORP3 | 40 MAXWELL RD GARDEN CITY, NY 11530 | AFLAC | $6 | $0 | $6 | 0.00% |
| ALICIA STERN3 | 158 FREEDOM AVE STATEN ISLAND, NY 10314 | AFLAC | $6 | $0 | $6 | 0.00% |
| STEPHEN WHITE3 Filed as: STEPHEN P WHITE | 5 EMERALD LN MONTEBELLO, NY 10901 | AFLAC | $4 | $0 | $4 | 0.00% |
| PATRICIA A LEWIS3 | 30 W 90TH STREET APT 5E NEW YORK, NY 10024 | AFLAC | $4 | $0 | $4 | 0.00% |
| JUDITH S KASS3 | 47 MORNING WATCH RD WAYNE, NJ 07470 | AFLAC | $3 | $0 | $3 | 0.00% |
| MICHAEL T REYES3 | 250 WINTON RD FAIRFIELD, CT 06824 | AFLAC | $2 | $0 | $2 | 0.00% |
| ENIDA MICI3 | 353 E 82ND STREET APT 9 NEW YORK, NY 10028 | AFLAC | $2 | $0 | $2 | 0.00% |
| MCINERNEY GROUP LLC3 | 580 WHITE PLAINS RD SUITE 115 TARRYTOWN, NY 10591 | AFLAC | $1 | $0 | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 176 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 176 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | AFLAC | 176 | $162K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 176 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.