| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERT FREDERIC ALLAN3 | 7000 KENNEDY BLVD E APT 301 GUTTENBERG, NJ 07093 | AFLAC | $3K | $179 | $3K | 2.48% |
| TREVOR FENNELL3 | 7 HIGHLAND LN EAST HAMPTON, NY 11937 | AFLAC | $3K | $0 | $3K | 2.47% |
| JASON SALLEMI3 | 302 MONROE ST APT 4B HOBOKEN, NJ 07030 | AFLAC | $2K | $384 | $3K | 2.15% |
| DENNIS FENNELL3 | 8 BELVOIR DR WASHINGTONVILLE, NY 10992 | AFLAC | $2K | $0 | $2K | 1.61% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY R ORGERA INC. | 14 WALL STREET 8C NEW YORK, NY 10005 | AFLAC | $2K | $220 | $2K | 1.44% |
| JACQUELINE GELINAS BEAULIEU3 | 131 E 39TH STREET APT 3 NEW YORK, NY 10016 | AFLAC | $960 | $151 | $1K | 0.85% |
| PILOT BENEFITS GROUP LLC3 | 35 PINELAWN RD SUITE 105E MELVILLE, NY 11747 | AFLAC | $549 | $0 | $549 | 0.42% |
| ANDBEE CORP3 | 439 GENESEE CT SUFFERN, NC 10901 | AFLAC | $486 | $0 | $486 | 0.37% |
| JACQUELINE CASTRO3 Filed as: JACQUELINE S CASTRO | 131 E 39TH STREET APT 3 NEW YORK, NY 10016 | AFLAC | $433 | $0 | $433 | 0.33% |
| JASON SALLEMI3 | 302 MONROE STREET APT 4B HOBOKEN, NJ 07030 | AFLAC | $339 | $39 | $378 | 0.29% |
| DOMINICK R SIRACUSA3 | 225 DOLSON AVE SUITE 304 MIDDLETOWN, NY 10940 | AFLAC | $252 | $0 | $252 | 0.19% |
| KENNETH C MEIER CORP3 | 19 MARKWOOD RD GARDEN CITY, NY 11530 | AFLAC | $238 | $0 | $238 | 0.18% |
| JACQUELINE CASTRO3 Filed as: JACQUELINE S CASTRO | 131 E 39TH STREET APT 3 NEW YORK, NY 10016 | AFLAC | $234 | $0 | $234 | 0.18% |
| RONALD J MOGG JR3 | 184 OLD MAMARONECK RD WHITE PLAINS, NY 10605 | AFLAC | $225 | $0 | $225 | 0.17% |
| LEONARD BUCCELLATO3 | 21 FELTER HILL RD MONROE, NY 10950 | AFLAC | $144 | $0 | $144 | 0.11% |
| GEORGE T HARRIS3 | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $139 | $0 | $139 | 0.11% |
| RICHARD WHELAN3 | 3887 NW 52ND STREET BOCA RATON, FL 33496 | AFLAC | $119 | $0 | $119 | 0.09% |
| SHEILA MARIE CHESTERMAN3 | 95 VIRGINIA ST TAPPAN, NY 10983 | AFLAC | $79 | $0 | $79 | 0.06% |
| CHARLES J MULE3 | 147 UNION STREET BROOKLYN, NY 11231 | AFLAC | $75 | $0 | $75 | 0.06% |
| STRATEGIC VOLUNTARY BENEFIT SERVICE3 Filed as: STRATEGIC VOLUNTARY BENEFIT SVCS. | 9 PINE RIDGE DR BRANCHBURG, NJ 08876 | AFLAC | $69 | $0 | $69 | 0.05% |
| STEPHEN M GLASER3 | 813 WILD DUNES CIR WILMINGTON, NC 28411 | AFLAC | $65 | $0 | $65 | 0.05% |
| BRIAN WHITE3 | 6 COWDIN LN CHAPPAQUA, NY 10514 | AFLAC | $63 | $0 | $63 | 0.05% |
| TIMOTHY C CAVAZOS3 | 11551 NUCKOLS RD SUITE P GLEN ALLEN, VA 23059 | AFLAC | $53 | $0 | $53 | 0.04% |
| BENITO A ROTONDI II INC3 Filed as: BENITO A ROTONDI II INC. | 23 PINE RIDGE RD SARATOGA SPRINGS, NY 12866 | AFLAC | $52 | $0 | $52 | 0.04% |
| DENISE VANDALM3 | 106 PINEHURST AVE APT A23 NEW YORK, NY 10033 | AFLAC | $50 | $0 | $50 | 0.04% |
| JAMES E THARP3 | 6 PINE TREE CT VALLEY COTTAGE, NY 10989 | AFLAC | $48 | $0 | $48 | 0.04% |
| JANELLE M GADOMSKI3 | 48 FAIRVIEW AVE PARK RIDGE, NJ 07656 | AFLAC | $48 | $0 | $48 | 0.04% |
| KEITH LEPACK3 | 1991 BROADWAY APT 12B NEW YORK, NY 10023 | AFLAC | $42 | $0 | $42 | 0.03% |
| JILL LISA RAPPAPORT3 | 474 PROSPECT AVE BROOKLYN, NY 11215 | AFLAC | $41 | $0 | $41 | 0.03% |
| NICHOLAS PETERSON3 | 3333 BROADWAY APT C17H NEW YORK, NY 10031 | AFLAC | $36 | $0 | $36 | 0.03% |
| CHRISTY DAY ASSOCIATES LLC3 | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $33 | $0 | $33 | 0.03% |
| MICHAEL KANE3 | 88 WHITSON RD HUNTINGTON STATION, NY 11746 | AFLAC | $22 | $0 | $22 | 0.02% |
| PATRICK RUHLE3 Filed as: PATRICK C HARDIE | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $19 | $0 | $19 | 0.01% |
| RUSSELL T BARRETT3 | 27 JULIANS WAY SARATOGA SPRINGS, NY 12866 | AFLAC | $18 | $0 | $18 | 0.01% |
| WILLIAM O'CONNELL3 | 98 LOIS LN MONROE, NC 10950 | AFLAC | $14 | $0 | $14 | 0.01% |
| ALONZO SMITH3 | PO BOX 788 NEW YORK, NY 10014 | AFLAC | $7 | $0 | $7 | 0.01% |
| MELISA SCHOFIELD3 | 910 W KATHLEEN RD PHOENIX, CT 85023 | AFLAC | $6 | $0 | $6 | 0.00% |
| ALICIA STERN3 | 158 FREEDOM AVE STATEN ISLAND, NY 10314 | AFLAC | $5 | $0 | $5 | 0.00% |
| TODD J BURKE CORP3 | 40 MAXWELL RD GARDEN CITY, NY 11530 | AFLAC | $4 | $0 | $4 | 0.00% |
| JILL LISA RAPPAPORT3 | 402 19TH ST BROOKLYN, NY 11215 | AFLAC | $3 | $0 | $3 | 0.00% |
| JUDITH S KASS3 | 47 MORNING WATCH RD WAYNE, NJ 07470 | AFLAC | $2 | $0 | $2 | 0.00% |
| AMY K FOY3 | PO BOX 591 SCHROON LAKE, NY 12870 | AFLAC | $2 | $0 | $2 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | AFLAC | 140 | $131K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 140 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.