No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MAGNACARE ADMINISTRATIVE SRVS, LLC EIN 11-3410766 NONE | Claims processing Service code 12 | — | $138K |
| LOCAL 95 WELFARE FUND EIN 13-3819669 NONE | Plan Administrator Service code 14 | — | $132K |
| HO MING LAI EIN 13-2659322 NONE | Employee (plan) Service code 30 | — | $67K |
| MERRILL LYNCH EIN 13-5674085 NONE | Investment management; Investment management fees paid directly by plan; Valuation (appraisals, etc.); Direct payment from the plan Service code 28 | — | $52K |
| BUCHBINDER TUNICK & COMPANY, LLP EIN 13-1578842 NONE | Accounting (including auditing) Service code 10 | — | $47K |
| INNOVATIVE SOFTWARE SOLUTIONS, INC. EIN 23-2182079 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $47K |
| SUMMIT ACTUARIAL SERVICES LLC EIN 20-3838633 NONE | Actuarial Service code 11 | — | $46K |
| PROCARE BENEFIT MANAGER, INC. EIN 58-2422694 NONE | Claims processing Service code 12 | — | $25K |
| ARCHER, BYINGTON, GLENNON & LEVINE EIN 26-0873462 NONE | Legal Service code 29 | — | $20K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 586 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 25 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 611 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 474 | $115K |
| Life insurance | AMALGAMATED LIFE INSURANCE COMPANY | 594 | $259K |
| Stop-loss / reinsurancereinsurance | AMALGAMATED LIFE INSURANCE COMPANY | 572 | $259K |
| Other | AMALGAMATED LIFE INSURANCE COMPANY | 594 | $259K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 594 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.