See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 9 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 4 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES, INC. EIN 41-1289245 NONE | Claims processing; Other services; Direct payment from the plan Service code 12 | — | $2.4M |
| OPTUM HSA NONE | Contract Administrator; Direct payment from the plan Service code 13 | 11000 OPTUM CIRCLE EDEN PRAIRIE, MN 55344 | $2.4M |
| LIVONGO NONE | Contract Administrator; Direct payment from the plan Service code 13 | 150 W. EVELYN AVENUE SUITE 150 MOUNTAIN VIEW, CA 94041 | $789K |
| CVS CAREMARK EIN 05-0340626 NONE | Claims processing; Direct payment from the plan; Contract Administrator Service code 12 | — | $222K |
| DELTA DENTAL NONE | Direct payment from the plan; Contract Administrator; Claims processing Service code 12 | 1515 WEST 22ND STREET SUITE 450 OAK BROOK, IL 60523 | $217K |
| MDLIVE NONE | Contract Administrator; Direct payment from the plan Service code 13 | 3350 SW 148TH AVENUE SUITE 300 MIRAMAR, FL 33027 | $53K |
| UNITED BEHAVIORAL HEALTH DBA OPTUM EIN 94-2649097 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $43K |
| BANK OF AMERICA EIN 94-1687665 NONE | Direct payment from the plan; Float revenue; Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,710 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 768 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 25 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,503 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 6,320 | $242K |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 26 | $199K |
| Vision(2 contracts, 2 carriers) | EYEMED VISION CARE | 11,097 | $824K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 6,481 | $8.4M |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 6,481 | $8.4M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 6,481 | $8.4M |
| Other(6 contracts, 6 carriers) | HARTFORD LIFE AND ACCIDENT | 6,481 | $9.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,097 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.