No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE EIN 11-3283886 NONE | Claims processing Service code 12 | — | $12.9M |
| KAISER FOUNDATION HEALTH PLAN INC EIN 94-1340523 NONE | Claims processing Service code 12 | — | $1.6M |
| BSWIFT EIN 36-4391310 NONE | Contract Administrator Service code 13 | — | $938K |
| AON CONSULTING ONC. EIN 22-2232264 NONE | Consulting (general) Service code 16 | — | $100K |
| ERNST & YOUNG EIN 34-6565596 NONE | Consulting (general) Service code 16 | — | $85K |
| IVINS,PHILLIPS & BARKER EIN 52-1229560 NONE | Legal Service code 29 | — | $32K |
| ALSTON & BIRD EIN 58-0137615 NONE | Legal Service code 29 | — | $24K |
| MERCER HR SERVICES LLC EIN 20-1932099 NONE | Contract Administrator Service code 13 | — | $9K |
| MCMC LLC EIN 14-1847542 NONE | Consulting (general) Service code 16 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 17,375 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,083 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 193 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 20,651 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 5 carriers) | AETNA LIFE INSURANCE COMPANY | 183 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 183 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.