| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: DRIVER ALLIANT INSURANCE SVCS | 9E RIVER PARK PLACE EAST 310 FRESNO, CA 93720 | AETNA LIFE INSURANCE CO. | $55K | $7K | $62K | 5.29% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS NORTHEAST LLC | 123 MAIN ST FL 14TH FLOOR WHITE PLAINS, NY 10601 | AETNA LIFE INSURANCE CO. | $5K | — | $5K | 0.41% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 1420 5TH AVE STE 1500 SEATTLE, WA 98101 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $89 | $3K | 3.40% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 5444 WESTHEIMER RD STE 900 HOUSTON, TX 77056 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 2.47% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NORTHEAST LLC | 123 MAIN ST FL 14 WHITE PLAINS, NY 10601 | METROPOLITAN LIFE INSURANCE COMPANY | $623 | — | $623 | 0.72% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICE | 1420 5TH AVE STE 1500 SEATTLE, WA 98101 | CIGNA LIFE INSURANCE CO. OF NEW YORK | $2K | $1K | $3K | 13.74% |
| ASSUREDPARTNERS3 Filed as: ASSURED SKCG INC | 123 MAIN ST WHITE PLAINS, NY 10601 | CIGNA LIFE INSURANCE CO. OF NEW YORK | $210 | — | $210 | 0.88% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICE | 1420 5TH AVE STE 1500 SEATTLE, WA 98101 | CIGNA LIFE INSURANCE CO. OF NEW YORK | $2K | $1K | $3K | 13.73% |
| ASSUREDPARTNERS3 Filed as: ASSURED SKCG INC | 123 MAIN ST WHITE PLAINS, NY 10601 | CIGNA LIFE INSURANCE CO. OF NEW YORK | $209 | — | $209 | 0.88% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICE | 1420 5TH AVE SEATTLE, WA 98101 | CIGNA LIFE INSURANCE CO. OF NEW YORK | $1K | $843 | $2K | 14.91% |
| ASSUREDPARTNERS3 Filed as: ASSURED SKCG INC | 123 MAIN ST WHITE PLAINS, NY 10601 | CIGNA LIFE INSURANCE CO. OF NEW YORK | $92 | — | $92 | 0.60% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICE | 1420 5TH AVE STE 1500 SEATTLE, WA 98101 | CIGNA LIFE INSURANCE CO. OF NEW YORK | $1K | $460 | $2K | 18.14% |
| ASSUREDPARTNERS3 Filed as: ASSURED SKCG INC | 123 MAIN ST WHITE PLAINS, NY 10601 | CIGNA LIFE INSURANCE CO. OF NEW YORK | $140 | — | $140 | 1.37% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 701 B ST FL 6 SAN DIEGO, CA 92101 | VISION SERVICE PLAN | $652 | — | $652 | 6.75% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NORTHEAST LLC | 123 MAIN ST FL 14 WHITE PLAINS, NY 10601 | VISION SERVICE PLAN | $83 | — | $83 | 0.86% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICE | 1420 5TH AVE STE 1500 SEATTLE, WA 98101 | CIGNA LIFE INSURANCE CO. OF NEW YORK | $353 | $220 | $573 | 14.52% |
| ASSUREDPARTNERS3 Filed as: ASSURED SKCG INC | 123 MAIN ST WHITE PLAINS, NY 10601 | CIGNA LIFE INSURANCE CO. OF NEW YORK | $42 | — | $42 | 1.06% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NORTHEAST LLC | 123 MAIN STREET, 14TH FL WHITE PLAINS, NY 10601 | FEDERAL INSURANCE COMPANY | $522 | — | $522 | 14.99% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICE | 1420 5TH AVE STE 1500 SEATTLE, WA 98101 | CIGNA LIFE INSURANCE CO. OF NEW YORK | $168 | $63 | $231 | 12.76% |
| ASSUREDPARTNERS3 Filed as: ASSURED SKCG INC | 123 MAIN ST WHITE PLAINS, NY 10601 | CIGNA LIFE INSURANCE CO. OF NEW YORK | $13 | — | $13 | 0.72% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICE | 1420 5TH AVE STE 1500 SEATTLE, WA 98101 | CIGNA LIFE INSURANCE CO. OF NEW YORK | $115 | $19 | $134 | 16.65% |
| ASSUREDPARTNERS3 Filed as: ASSURED SKCG INC | 123 MAIN ST WHITE PLAINS, NY 10601 | CIGNA LIFE INSURANCE CO. OF NEW YORK | $6 | — | $6 | 0.75% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 296 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 3 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 301 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 178 | $1.2M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 296 | $87K |
| Vision | VISION SERVICE PLAN | 96 | $10K |
| Life insurance | CIGNA LIFE INSURANCE CO. OF NEW YORK | 101 | $24K |
| Short-term disability | CIGNA LIFE INSURANCE CO. OF NEW YORK | 18 | $2K |
| Long-term disability | CIGNA LIFE INSURANCE CO. OF NEW YORK | 101 | $24K |
| Other(5 contracts, 2 carriers) | CIGNA LIFE INSURANCE CO. OF NEW YORK | 272 | $34K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 296 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.