| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NEWTEK INSURANCE AGENCY LLC3 Filed as: NEWTEK INSURANCE AGENCY, INC. | 301 MEXICO BLVD. BROWNSVILLE, TX 78520 | AETNA LIFE INSURANCE COMPANY | $24K | $0 | $24K | 3.65% |
| DONALD C SAVOY INC3 Filed as: DONALD C SAVOY, INC. | 25B HANOVER RD. FLORHAM PARK, NJ 07932 | AETNA LIFE INSURANCE COMPANY | $13K | $0 | $13K | 1.95% |
| ACRISURE LLC3 Filed as: FOA AND SON CORPORATION | 68 SOUTH SERVICE ROAD SUITE 210 MELVILLE, NY 11747 | EMPIRE HEALTHCHOICE HMO, INC. | $4K | $0 | $4K | 3.16% |
| DONALD C SAVOY INC3 Filed as: DONALD C SAVOY, INC. | 25B HANOVER RD. SUITE 220 FLORHAM PARK, NJ 07932 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $4K | $0 | $4K | 9.03% |
| NEWTEK INSURANCE AGENCY LLC3 Filed as: NEWTEK INSURANCE AGENCY | 212 WEST 35TH STREET 2ND FLOOR NEW YORK, NY 10001 | HEALTH INSURANCE OF GREATER NEW YORK | $2K | $0 | $2K | 4.16% |
| NEWTEK INSURANCE AGENCY LLC3 Filed as: NEWTEK INSURANCE AGENCY | 212 WEST 35TH STREET 2ND FLOOR NEW YORK, NY 10001 | HEALTH INSURANCE OF GREATER NEW YORK | $754 | $0 | $754 | 3.85% |
| NEWTEK INSURANCE AGENCY LLC3 | 1981 MARCUS AVE. SUITE 130 NEW HYDE PARK, NY 11042 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $1K | $0 | $1K | 7.00% |
| NMP PLANNING CO. INC3 Filed as: NMP PLANNING COMPANY, INC. | 95-25 QUEENS BLVD. 10TH FLOOR REGO PARK, NY 11374 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $21 | $0 | $21 | 0.14% |
| NEWTEK INSURANCE AGENCY LLC3 Filed as: NEWTEK INSURANCE AGENCY | 212 WEST 35TH STREET 2ND FLOOR NEW YORK, NY 10001 | HEALTH INSURANCE OF GREATER NEW YORK | $753 | $0 | $753 | 5.31% |
| NEWTEK INSURANCE AGENCY LLC3 | 1981 MARCUS AVE. SUITE 130 LAKE SUCCESS, NY 11042 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $1K | $0 | $1K | 10.39% |
| DONALD C SAVOY INC3 Filed as: DONALD C SAVOY, INC. | 25 B HANOVER RD. SUITE 220 FLOHAM PARK, NJ 07932 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $1K | $0 | $1K | 9.49% |
| NEWTEK INSURANCE AGENCY LLC3 | 1981 MARCUS AVE. SUITE 130 LAKE SUCCESS, NY 11042 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $1K | $0 | $1K | 14.99% |
| DONALD C SAVOY INC3 Filed as: DONALD C SAVOY, INC. | 25 B HANOVER RD. SUITE 220 FLOHAM PARK, NJ 07932 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $716 | $0 | $716 | 9.21% |
| NEWTEK INSURANCE AGENCY LLC3 | 1981 MARCUS AVE. SUITE 130 LAKE SUCCESS, NY 11042 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $838 | $0 | $838 | 20.00% |
| DONALD C SAVOY INC3 Filed as: DONALD C SAVOY, INC. | 25 B HANOVER RD. SUITE 220 FLOHAM PARK, NJ 07932 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $209 | $0 | $209 | 4.99% |
| DONALD C SAVOY INC3 Filed as: DONALD C SAVOY, INC. | 25 B HANOVER RD. SUITE 220 FLOHAM PARK, NJ 07932 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $641 | $0 | $641 | 1068.33% |
| NEWTEK INSURANCE AGENCY LLC3 | 1981 MARCUS AVE. SUITE 130 LAKE SUCCESS, NY 11042 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $10 | $0 | $10 | 16.67% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,969 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,971 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 4 carriers) | AETNA LIFE INSURANCE COMPANY | 116 | $888K |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 44 | $15K |
| Life insurance | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | 69 | $12K |
| Short-term disability(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,767 | $39K |
| Long-term disability | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | 31 | $8K |
| Other(2 contracts) | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | 76 | $16K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,767 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.