| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1 CALIFORNIA ST STE 400 SAN FRANCISCO, CA 941115402 | KAISER FOUNDATION HEALTH PLAN INC | $57K | — | $57K | 2.96% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | STE 400 GLENRIDGE PT PWKY ATLANTA, GA 30342 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $90K | $20K | $110K | 8.90% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | STE 400 200 GLENRIDGE PT PWKY ATLANTA, GA 30342 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $11K | $13K | $25K | 3.05% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | PO BOX 102159 PASADENA, CA 91189 | AMERICAN HERITAGE LIFE INSURANCE | $14K | — | $14K | 11.42% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 5909 PEACHTREE DUNWOODY RD STE 800 ATLANTA, GA 30328 | AMERICAN HERITAGE LIFE INSURANCE | $2K | — | $2K | 1.56% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INSURANCE COMPANY | PO BOX 5668 CONCORD, CA 94524 | ARAG INSURANCE COMPANY | $8K | — | $8K | 10.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1390 WILLOW PASS RD SUITE 800 RIO VISTA, CA 94571 | HARTFORD FIRE INSURANCE COMPANY | $0 | — | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,370 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 22 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,392 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 230 | $1.9M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 1 | $0 |
| Vision | VISION SERVICE PLAN | 1,570 | $268K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,405 | $1.2M |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,858 | $806K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN INC | 230 | $1.9M |
| Other(5 contracts, 5 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,405 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,858 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.