See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH & LIFE INSURANCE CO EIN 59-1031071 NONE | Participant communication; Named fiduciary; Claims processing; Non-monetary compensation; Contract Administrator; Direct payment from the plan; Float revenue; Other services Service code 12 | — | $790K |
| RESPONSEWORKS, INC EIN 22-3563649 NONE | Direct payment from the plan; Contract Administrator; Claims processing Service code 12 | — | $38K |
| WAGNER & ZWERMAN EIN 11-2836481 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $21K |
| DELTA DENTAL OF NY EIN 11-1980218 NONE | Claims processing; Direct payment from the plan; Contract Administrator Service code 12 | — | $10K |
| CIGNA HEALTH & INSURANCE CO 59-1031 | Float revenue; Contract Administrator; Direct payment from the plan; Claims processing; Other services; Non-monetary compensation; Participant communication; Named fiduciary Service code 12 | — | $0 |
| CIGNA HEALTH & LIFE INSURANCE CO 59 | Participant communication; Named fiduciary; Non-monetary compensation; Claims processing; Other services; Float revenue; Contract Administrator; Direct payment from the plan Service code 12 | — | $0 |
| CIGNA HEALTH AND LIFE INSURANCE CO | Named fiduciary; Participant communication; Float revenue; Claims processing; Direct payment from the plan; Contract Administrator; Other services; Non-monetary compensation Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,435 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 16 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,451 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | KAISER FOUNDATION HEALTH PLAN INC. | 61 | $685K |
| Vision | FIRST AMERICAN ADMINISTRATORS INC | 2,393 | $102K |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 2,701 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,701 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.