See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| THE NORTHERN TRUST COMPANY EIN 36-1561860 TRUSTEE & INVESTMENT ADV | Other fees; Float revenue; Investment management; Trustee (bank, trust company, or similar financial institution); Investment management fees paid directly by plan; Direct payment from the plan; Trustee (directed); Account maintenance fees; Investment management fees paid indirectly by plan; Investment advisory (plan); Other investment fees and expenses Service code 21 | — | $60K |
| EXPRESS SCRIPTS HOLDING COMPANY EIN 22-3461740 PHARMACY BENEFIT MANAGER | Participant communication; Contract Administrator; Recordkeeping fees; Direct payment from the plan; Claims processing; Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $31K |
| VISION SERVICE PLAN EIN 23-7089668 THIRD-PARTY ADMINISTRATO | Direct payment from the plan; Contract Administrator; Participant communication; Other services; Claims processing; Recordkeeping fees; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $27K |
| TOWERS WATSON & CO. EIN 26-0775680 RX COLLABORATIVE SPONSOR | Direct payment from the plan; Other services; Other fees Service code 49 | — | $7K |
| COTIVITI HEALTHCARE EIN 46-0634974 OVERPAYMENT RECOVERY FIR | Other services Service code 49 | — | $0 |
| THE RAWLINGS GROUP EIN 31-1563156 OVERPAYMENT RECOVERY FIR | Other services Service code 49 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,752 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,752 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF MICHIGAN | 5,642 | $2.6M |
| Life insurance | AETNA LIFE INSURANCE COMPANY | 1,739 | $500K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,642 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.