| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CAMPBELL PETRIE, INC.3 Filed as: CAMPBELL PETRIE, INC | 570 W MOUNT PLEASANT AVE STE 104 LIVINGSTON, NJ 07039 | SUN LIFE ASSURANCE COMPANY OF CANADA | $14K | — | $14K | 4.07% |
| HORIZON HEALTHCARE SERVICES, INC.3 Filed as: HORIZON HEALTHCARE SERVICES INC | 1180 AVENUE OF THE AMERICAS 8TH FLOOR NEW YORK, NY 10036 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $5K | $5K | 1.44% |
| PATRIOT GROWTH INSURANCE SERVICES3 | 1460 ROUTE 9 NORTH, SUITE 200 WOODBRIDGE, NJ 07095 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | — | $4K | 1.25% |
| PATRIOT GROWTH INSURANCE SERVICES3 | 1460 ROUTE 9 NORTH, SUITE 200 WOODBRIDGE, NJ 07095 | PRINCIPAL LIFE INSURANCE COMPANY | $3K | $783 | $4K | 9.22% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | PRINCIPAL LIFE INSURANCE COMPANY | — | $2K | $2K | 5.23% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | PRINCIPAL LIFE INSURANCE COMPANY | — | $828 | $828 | 2.03% |
| TRUE NETWORK ADVISORS3 | 1513 AMBER LANE GUNTERSVILLE, AL 35976 | PRINCIPAL LIFE INSURANCE COMPANY | — | $207 | $207 | 0.51% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INS SERVICES LLC | 501 W OFFICE CENTER DR STE 215 FORT WASHINGTON, PA 19034 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY | $3K | — | $3K | 10.69% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC | 225 WIRELESS BLVD, 2ND FLOOR HAPPAUGE, NY 11788 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY | $0 | $2K | $2K | 5.44% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC | 225 WIRELESS BLVD, SUITE 200 HAPPAUGE, NY 11788 | CIGNA DENTAL HEALTH OF NEW JERSEY, INC. | $0 | $175 | $175 | 3.99% |
| PATRIOT GROWTH INSURANCE SERVICES3 | 1460 ROUTE 9 NORTH, SUITE 200 WOODBRIDGE, NJ 07095 | CIGNA DENTAL HEALTH OF NEW JERSEY, INC. | $81 | — | $81 | 1.85% |
| CAMPBELL PETRIE, INC.3 Filed as: CAMPBELL PETRIE, INC | 1460 US HIGHWAY 9 NORTH STE 200 WOODBRIDGE, NJ 07095 | CIGNA DENTAL HEALTH OF NEW JERSEY, INC. | $7 | — | $7 | 0.16% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC | 225 WIRELESS BLVD, 2ND FLOOR HAPPAUGE, NY 11788 | CIGNA DENTAL HEALTH OF NORTH CAROLINA INC | $0 | $58 | $58 | 3.97% |
| PATRIOT GROWTH INSURANCE SERVICES3 | 1460 ROUTE 9 NORTH, SUITE 200 WOODBRIDGE, NJ 07095 | CIGNA DENTAL HEALTH OF NORTH CAROLINA INC | $27 | — | $27 | 1.85% |
| CAMPBELL PETRIE, INC.3 Filed as: CAMPBELL PETRIE, INC | 1460 US HIGHWAY 9 NORTH STE 200 WOODBRIDGE, NJ 07095 | CIGNA DENTAL HEALTH OF NORTH CAROLINA INC | $2 | — | $2 | 0.14% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 280 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 280 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | CIGNA DENTAL HEALTH OF NEW JERSEY, INC. | 4 | $6K |
| Life insurance(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 280 | $71K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 280 | $41K |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 180 | $341K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 280 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.