| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 207640 DALLAS, TX 753207640 | BLUECROSS BLUESHIELD OF ILLINOIS | $129K | — | $129K | 2.90% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ILLINOIS | 233 SOUTH WACKER DRIVE WILLIS TOWER SUITE 1800 CHICAGO, IL 60606 | BLUECROSS BLUESHIELD OF ILLINOIS | — | $25K | $25K | 0.57% |
| WILLIS TOWERS WATSON US LLC Filed as: WILLIS TOWERS WATSON MIDWEST, INC. | 400 NORTH EXECUTIVE DRIVE SUITE 300 BROOKFIELD, WI 530056005 | BLUECROSS BLUESHIELD OF ILLINOIS | $22K | — | $22K | 0.51% |
| PROFESSIONAL PENSIONS INC3 Filed as: PROFESSIONAL PENSIONS, INC. | 10 RESEARCH PARKWAY SUITE 200 WALLINGFORD, CT 064920000 | BLUECROSS BLUESHIELD OF ILLINOIS | $11K | — | $11K | 0.25% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 207640 DALLAS, TX 753207640 | KAISER FOUNDATION HEALTH PLAN INC. | $2K | — | $2K | 3.27% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON MIDWEST, INC. | 400 NORTH EXECUTIVE DRIVE SUITE 300 BROOKFIELD, WI 530051507 | KAISER FOUNDATION HEALTH PLAN INC. | $1K | — | $1K | 1.68% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 207640 DALLAS, TX 753207640 | KAISER FOUNDATION HEALTH PLAN INC | $1K | — | $1K | 3.33% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON MIDWEST, INC. | 400 NORTH EXECUTIVE DRIVE SUITE 300 BROOKFIELD, WI 530056005 | KAISER FOUNDATION HEALTH PLAN INC | $599 | — | $599 | 1.57% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | 231 SOUTH BEMISTON AVENUE SUITE 400 ST. LOUIS, MO 63105 | DEARBORN LIFE INSURANCE COMPANY | $988 | — | $988 | 10.39% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF WISCONSIN, INC MILWAUKEE | 400 NORTH EXECUTIVE DRIVE SUITE 300 BROOKFIELD, WI 53005 | DEARBORN LIFE INSURANCE COMPANY | $438 | — | $438 | 4.61% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 367 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 13 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 380 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 3 carriers) | BLUECROSS BLUESHIELD OF ILLINOIS | 489 | $4.6M |
| Other | DEARBORN LIFE INSURANCE COMPANY | 23 | $10K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 489 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.