| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PREMIER BENEFIT PLANS INC3 Filed as: PREMIER BENEFIT PLANS, INC. | 35 PINELAWN ROAD, SUITE 208E MELVILLE, NY 11747 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $50K | $50K | 1.43% |
| AIMEE CODY3 | 2 SEABREEZE LANE BAYVILLE, NY 11709 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $50K | $50K | 1.43% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1125 SANCTUARY PARKWAY SUITE 300 ALPHARETTA, GA 30009 | HARTFORD LIFE AND ACCIDENT | $0 | $46K | $46K | 2.21% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1125 SANCTUARY PARKWAY SUITE 300 ALPHARETTA, GA 30009 | HARTFORD LIFE AND ACCIDENT | $0 | $25K | $25K | 2.22% |
| SHELDON F SCHIFF3 | 285 FULTON STREET, FLOOR 39 NEW YORK, NY 10007 | AFLAC | $38K | $876 | $39K | 4.38% |
| ANGEL SUAREZ3 | 100 FREEDOM PLACE SOUTH APARTMENT 40 NEW YORK, NY 10069 | AFLAC | $26K | $876 | $27K | 3.06% |
| MJ INSURANCE3 Filed as: NATIA JANGAVADZE AND VARIOUS AGENTS | 200 EAST 67TH STREET APARTMENT 7B NEW YORK, NY 10065 | AFLAC | $19K | $305 | $20K | 2.22% |
| JASON G DENIVO3 | 199 WATER STREET FLOOR 23 NEW YORK, NY 10038 | AFLAC | $17K | $56 | $17K | 1.88% |
| RICHARD PETERSON3 Filed as: RICHARD D PETERSON | 19 IDLE DAY DRIVE CENTERPORT, NY 11721 | AFLAC | $13K | $409 | $13K | 1.46% |
| STEPHEN WHITE3 Filed as: STEPHEN P WHITE | 5 EMERALD LANE MONTEBELLO, NY 10901 | AFLAC | $7K | $0 | $7K | 0.76% |
| KOBER ASSOCIATES LLC3 | 57-12 12TH AVENUE BEECHHURST, NY 11357 | AFLAC | $5K | $0 | $5K | 0.61% |
| PREMIER BENEFIT PLANS INC3 Filed as: PREMIER BENEFIT PLANS, INC. | UNKNOWN NEW YORK, NY 10021 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $0 | $20 | $20 | 0.00% |
| ANTHONY P DELUCA3 | 13544 MACHIAVELLI WAY PALM BEACH GARDENS, FL 33418 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2K | $1 | $2K | 11.89% |
| REUBEN WARNER ASSOCIATES, INC.3 | 1655 RICHMOND AVENUE STATEN ISLAND, NY 10314 | ZURICH AMERICAN INSURANCE COMPANY | — | $2K | $2K | 15.00% |
| SHELDON F SCHIFF3 Filed as: SHELDON SCHIFF | 120 BROADWAY, SUITE 2900 NEW YORK, NY 10271 | AFLAC | $232 | $0 | $232 | 2.41% |
| JASON G DENIVO3 | 24 CORDELL PLACE EAST NORTHPORT, NY 11731 | AFLAC | $221 | $0 | $221 | 2.29% |
| ANGEL SUAREZ3 | 14107 20TH AVENUE, SUITE 507 WHITESTONE, NY 11357 | AFLAC | $102 | $0 | $102 | 1.06% |
| RICHARD PETERSON3 Filed as: RICHARD D PETERSON | 19 IDLE DAY DRIVE CENTERPORT, NY 11721 | AFLAC | $92 | $0 | $92 | 0.95% |
| BRIAN MILLER3 | 52 COURT STREET FREEHOLD, NJ 07728 | AFLAC | $55 | $0 | $55 | 0.57% |
| EUGENE LIBERMAN3 | 2400 EAST 3RD STREET APARTMENT 214 BROOKLYN, NY 11223 | AFLAC | $33 | $0 | $33 | 0.34% |
| M PEARSON ASSOCIATES CORP3 Filed as: M PEARSON ASSOCIATES CORPORATION | 1 BAY HARBOR ROAD TEQUESTA, FL 33469 | AFLAC | $22 | $0 | $22 | 0.23% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,406 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 26 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,432 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 8,515 | $3.9M |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 3,491 | $460K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 5,284 | $2.1M |
| Long-term disability(4 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 5,284 | $3.2M |
| Other(7 contracts, 6 carriers) | HARTFORD LIFE AND ACCIDENT | 6,418 | $3.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,515 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.