| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LABOR FIRST LLC3 | 1000 MIDLANTIC DRIVE SUITE 100 MOUNT LAUREL, NJ 08054 | THE HARTFORD | — | — | $0 | 0.00% |
| LABOR FIRST LLC3 | 1000 MIDLANTIC DRIVE SUITE 100 MOUNT LAUREL, NJ 08054 | THE HARTFORD | — | — | $0 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EMPIRE BLUECROSS BLUESHIELD EIN 23-7391136 NONE | Other services; Claims processing; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $4.5M |
| BHMS EIN 75-2403190 NONE | Investment management Service code 28 | — | $366K |
| ATALANTA SOSNOFF CAPITAL, LLC EIN 20-0461050 NONE | Investment management Service code 28 | — | $363K |
| MELVIN FEDER EIN 13-3593661 ATTORNEY | Legal Service code 29 | — | $320K |
| ALLIANCE BERNSTEIN EIN 13-4064930 NONE | Investment management Service code 28 | — | $292K |
| DELTA DENTAL NONE | Contract Administrator Service code 13 | 11 PENNSYLVANIA PLAZA NEW YORK, NY 10001 | $257K |
| CASTIGLIA LLP EIN 46-2725636 AUDITOR | Accounting (including auditing) Service code 10 | — | $230K |
| SEGAL CO. EIN 13-1835864 NONE | Actuarial Service code 11 | — | $186K |
| CAREMARK EIN 75-2888212 NONE | Contract Administrator Service code 13 | — | $175K |
| PIMCO NONE | Investment management Service code 28 | PO BOX 512129 LOS ANGELES, CA 90051 | $164K |
| M CHEN EIN 13-1615440 NONE | Employee (plan) Service code 30 | — | $106K |
| JESSICA PIZA EIN 13-1615440 NONE | Employee (plan) Service code 30 | — | $85K |
| LYDIA DESHONG EIN 13-1615440 NONE | Employee (plan) Service code 30 | — | $84K |
| JP MORGAN EIN 13-6058970 NONE | Custodial (securities) Service code 19 | — | $74K |
| QUADIANT NONE | Other services Service code 49 | 1 PENN PLAZA NEW YORK, NY 10119 | $67K |
| NICOLE LASALA EIN 13-1615440 NONE | Employee (plan) Service code 30 | — | $62K |
| D SAN ANDRES EIN 13-1615440 NONE | Employee (plan) Service code 30 | — | $62K |
| YVETTE RIVERA EIN 13-1615440 NONE | Employee (plan) Service code 30 | — | $62K |
| INNOVATIVE SOFTWARE SOLUTIONS, INC. NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 3000 SOUTH LENOLA ROAD MAPLE SHADE, NJ 08052 | $46K |
| MERRILL LYNCH EIN 13-5674085 NONE | Investment advisory (plan) Service code 27 | — | $37K |
| DATAMATION IMAGING SERVICES NONE | Copying and duplicating Service code 36 | 7700 GRIFFIN WAY WILLOWBROOK, IL 60527 | $33K |
| PREMIER TECHNOLOGY SOLUTIONS NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 232 MADISON AVENUE NEW YORK, NY 10016 | $28K |
| PART D ADVISORS NONE | Consulting (general) Service code 16 | 17199 N. LAUREL PK DR.400 LIVONIA, MI 48152 | $27K |
| HEALTHPLEX EIN 11-2714365 NONE | Investment management Service code 28 | — | $25K |
| BLITMAN & KING, LLP ATTORNEY | Legal Service code 29 | 1 PENN PLAZA, SUITE 2601 NEW YORK, NY 10001 | $16K |
| SYNTONICS NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 111 JOHN STREET, STE 1700 NEW YORK, NY 10038 | $15K |
| STEPHEN O'BEIRNE NONE | Consulting (general) Service code 16 | 176 WASHINGTON AVENUE CLIFTON, NJ 07011 | $11K |
| UNION NETWORKING EIN 22-2940797 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $9K |
| PAYROLL RELIEF NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 140 FELL CT. HAUPPAUGE, NY 11788 | $8K |
| KL DISCOVERY ONTRACK, LLC NONE | Legal Service code 29 | 9023 COLUMBINE ROAD EDEN PRAIRIE, MN 55347 | $8K |
| WAGEWORKS NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | PO BOX 224547 DALLAS, TX 75222 | $7K |
| PROSKAUER ROSE LLP ATTORNEY | Legal Service code 29 | ELEVEN TIMES SQUARE NEW YORK, NY 10036 | $5K |
| GO TO COMMUNICATIONS NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 333 SUMMER STREET BOSTON, MA 02210 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,586 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,670 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,256 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | AMALGAMATED LIFE | 5,890 | $3.1M |
| Short-term disability | AMALGAMATED LIFE | 4,299 | $1.3M |
| Other(4 contracts, 3 carriers) | AMALGAMATED LIFE | 4,299 | $1.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,890 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.