| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 | 1325 4TH AVE., STE. 2100 SEATTLE, WA 98101 | LIFEWISE ASSURANCE COMPANY | — | $4K | $4K | 0.64% |
| ASSUREDPARTNERS3 | 1325 4TH AVE STE 2100 SEATTLE, WA 98101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $5K | $5K | 6.56% |
| ASSUREDPARTNERS3 | LLC 1325 4TH AVE STE 2100 SEATTLE, WA 98101 | VISION SERVICE PLAN | $1K | — | $1K | 5.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 215 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 215 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF WASHINGTON | 201 | $209K |
| Vision | VISION SERVICE PLAN | 197 | $26K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 215 | $70K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 215 | $70K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 215 | $70K |
| Stop-loss / reinsurancereinsurance | LIFEWISE ASSURANCE COMPANY | 199 | $604K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 215 | $70K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 215 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.