| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES - CAMDEN | 2 AQUARIUM DR STE 200 CAMDEN, NJ 081031000 | UNITEDHEALTHCARE INSURANCE COMPANY | $16K | — | $16K | 2.16% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC NJ NY | 1787 SENTRY PKWY W VEVA 16 STE 320 BLUE BELL, PA 19422 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $7K | $7K | 0.91% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS, LLC | 669 RIVER DR CTR II STE 305 ELMWOOD PARK, NJ 07407 | HARTFORD LIFE AND ACCIDENT | $7K | $9K | $17K | 11.26% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 2 AQUARIUM DR STE 200 CAMDEN, NJ 081031000 | VISION SERVICE PLAN | $4K | — | $4K | 10.01% |
| AMY MEADOW3 | 9801 COLLINS AVE APT 17U BAL HARBOUR, FL 33154 | AFLAC | $2K | $175 | $2K | 6.32% |
| JASON SALLEMI3 | 302 MONROE ST APT 4B HOBOKEN, NJ 07030 | AFLAC | $723 | $41 | $764 | 2.75% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES LLC | 2 RIVERSIDE DR STE 200 CAMDEN, NJ 08103 | AFLAC | $622 | — | $622 | 2.24% |
| MJ INSURANCE3 Filed as: ANTHONY R ORGERA AND VARIOUS AGENTS | 35 PINELAWN RD STE 190 MELVILLE, NY 11747 | AFLAC | $595 | — | $595 | 2.14% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE | 160 FEDERAL ST FL 2 BOSTON, MA 02110 | AFLAC | $274 | — | $274 | 0.99% |
| SHAUN T KONIOR3 | 100 NW 62ND ST STE 1020 FT LAUDERDALE, FL 33309 | AFLAC | $218 | $41 | $259 | 0.93% |
| FOUNDATION RISK PARTNERS CORP3 | 4512 FARRAGUT RD BROOKLYN, NY 11203 | AFLAC | $226 | — | $226 | 0.81% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: M & T INSURANCE AGENCY INC | 285 DELAWARE AVE. SUITE 4000 BUFFALO, NY 14202 | ZURICH AMERICAN INSURANCE COMPANY | $375 | — | $375 | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 539 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 545 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 58 | $748K |
| Vision | VISION SERVICE PLAN | 277 | $38K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 536 | $149K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 536 | $149K |
| Stop-loss / reinsurancereinsurance | FAIR AMERICAN INSURANCE AND REINSURANCE CO. | 261 | $271K |
| Other(4 contracts, 4 carriers) | HARTFORD LIFE AND ACCIDENT | 539 | $188K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 539 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.