No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTHNOW NEW YORK, INC. DBA BLUECR EIN 16-1105741 CONTRACT ADMIN | Direct payment from the plan; Contract Administrator Service code 13 | — | $171K |
| BNY MELLON EIN 25-6078093 INV-MGMT | Direct payment from the plan; Float revenue; Investment management Service code 28 | — | $12K |
| TOWERS WATSON INVESTMENT SERVICES EIN 52-1868818 CONSULTANT | Consulting (general); Direct payment from the plan Service code 16 | — | $9K |
| CAREMARK EIN 75-2882129 CLM-PROC | Direct payment from the plan; Claims processing Service code 12 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 334 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 334 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 2 carriers) | HEALTHNOW NEW YORK, INC. DBA BLUECROSS BLUESHIELD | 106 | $670K |
| Dental | HEALTHNOW NEW YORK, INC. DBA BLUECROSS BLUESHIELD | 2 | $4K |
| Vision | HEALTHNOW NEW YORK, INC. DBA BLUECROSS BLUESHIELD | 2 | $4K |
| Life insurance | AETNA LIFE INSURANCE CO. | 334 | $221K |
| Prescription drug | HEALTHNOW NEW YORK, INC. DBA BLUECROSS BLUESHIELD | 2 | $4K |
| Stop-loss / reinsurancereinsurance | HEALTHNOW NEW YORK, INC. DBA BLUECROSS BLUESHIELD | 2 | $4K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 334 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.