| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC AHP | 4565 PAYSPHERE CIRCLE CHICAGO, IL 606740045 | UNITEDHEALTHCARE INSURANCE COMPANY | $151K | — | $151K | 2.66% |
| FLOOD & PETERSON BENEFITS LLC3 Filed as: FLOOD & PETERSON INSURANCE INC. | 4687 18TH STREET GREELEY, CO 806343216 | UNITEDHEALTHCARE INSURANCE COMPANY | $22K | — | $22K | 0.39% |
| STEVE OLSON INSURANCE SERVICES LLC3 | 617 DUCHESS BLVD. DUNEDIN, IA 346982555 | UNITEDHEALTHCARE INSURANCE COMPANY | $18K | — | $18K | 0.32% |
| LARRY M. EVERLY3 | PO BOX 200 COLUMBIANA, OH 444080200 | UNITEDHEALTHCARE INSURANCE COMPANY | $15K | — | $15K | 0.27% |
| GENERAL INSURANCE SERVICES INC.3 | 407 E LINCOLN WAY VALPARAISO, IA 46383 | UNITEDHEALTHCARE INSURANCE COMPANY | $10K | — | $10K | 0.17% |
| SACKETT INSURANCE GROUP3 Filed as: SACKETT INSURANCE GROUP INC. | 8191 MOORSBRIDGE ROAD PORTAGE, MI 490247891 | UNITEDHEALTHCARE INSURANCE COMPANY | $10K | — | $10K | 0.17% |
| MICHAEL MAZZIOTT3 Filed as: MICHAEL J. THOMSON SR. | 104 VICTORY LANE BEL AIR, MD 210145430 | UNITEDHEALTHCARE INSURANCE COMPANY | $8K | — | $8K | 0.14% |
| INSURANCE OFFICE OF AMERICA3 Filed as: INSURANCE OFFICE OF AMERICA INC. | 8337 W. SUNSET ROAD SUITE 290 LAS VEGAS, NV 891132201 | UNITEDHEALTHCARE INSURANCE COMPANY | $5K | — | $5K | 0.09% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES OH INC. | 4700 ROCKSIDE ROAD SUITE 540 CLEVELAND, OH 441312185 | UNITEDHEALTHCARE INSURANCE COMPANY | $5K | — | $5K | 0.08% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: JAMES V. MARSH | 400 S. MCCASLIN BLVD. SUITE 201 LOUISVILLE, CO 800278700 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | — | $4K | 0.08% |
| CHRISTOPHER D FESSENDEN3 Filed as: CHRISTOPHER D. FESSENDEN | 555 MARRIOTT DRIVE SUITE 250, BUILDING 2 NASHVILLE, TN 372145024 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 0.06% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON NORTHEAST INC. | 800 BOYLSTON STREET SUITE 600 BOSTON, MA 021998026 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 0.05% |
| DAVID E. GREENWAY3 | 631 LAKE AVENUE PUEBLO, CO 810042387 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.04% |
| VERN K CORNELIUSEN3 Filed as: VERN K. CORNELIUSEN | PO BOX 72375 PHOENIX, AZ 850501023 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.04% |
| SAVAGE & ASSOCIATES INC3 Filed as: SAVAGE & ASSOCIATES INC. | 655 BEAVER CREEK CIRCLE MAUMEE, OH 435371738 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.03% |
| JEFFREY SCOT ZACHARIA3 | 15060 A CIRCLE OMAHA, NE 681445558 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.03% |
| PARADIGM PB LLC3 Filed as: PARADIGM CONSULTING INC. | 301 N 5TH AVENUE LAFAYETTE, IA 479011118 | UNITEDHEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 0.03% |
| CAROL C. BALLENGER3 | 3607 SPERRY AVENUE NASHVILLE, TN 372151035 | UNITEDHEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 0.03% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BLACK GOULD & ASSOCIATES INC. | 3800 N CENTRAL AVENUE FLOOR 9 PHOENIX, AZ 850121979 | UNITEDHEALTHCARE INSURANCE COMPANY | $934 | — | $934 | 0.02% |
| RYAN LORENZ BEAVERS3 | 29206 DEER CREEK MAGNOLIA, TX 773556540 | UNITEDHEALTHCARE INSURANCE COMPANY | $934 | — | $934 | 0.02% |
| DURANGO INSURANCE PROFESSIONALS INC3 | 1537 FLORIDA ROAD SUITE 109 DURANGO, CO 813015792 | UNITEDHEALTHCARE INSURANCE COMPANY | $921 | — | $921 | 0.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN LONE STAR INS. SVCS. | 1717 N. SAM HOUSTON PARKWAY W SUITE 115 HOUSTON, TX 770381325 | UNITEDHEALTHCARE INSURANCE COMPANY | $605 | — | $605 | 0.01% |
| DIGITAL INSURANCE LLC3 | 200 GELLERIA PARKWAY SE SUITE 1950 ATLANTA, GA 303395946 | UNITEDHEALTHCARE INSURANCE COMPANY | $475 | — | $475 | 0.01% |
| MCCAMON HUNT INSURANCE AGENCY INC3 Filed as: MCCAMON-HUNT INSURANCE AGENCY INC. | 8150 MARKET STREET BOARDMAN, OH 445126255 | UNITEDHEALTHCARE INSURANCE COMPANY | $183 | — | $183 | 0.00% |
| FESSENDEN CONSULTING GROUP, INC.3 Filed as: FESSENDEN CONSULTING GROUP INC. | 555 MARRIOTT DRIVE SUITE 250, BUILDING 2 NASHVILLE, TN 372145024 | UNITEDHEALTHCARE INSURANCE COMPANY | -$317 | — | -$317 | -0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 648 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 648 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 981 | $5.7M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 981 | $5.7M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 981 | $5.7M |
| Life insurance | UNITEDHEALTHCARE INSURANCE COMPANY | 981 | $5.7M |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 981 | $5.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 981 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.