See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EMPIRE HEALTHCHOICE ASSURANCE, INC. EIN 23-7391136 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Contract Administrator; Float revenue; Other services Service code 12 | 3350 PEACHTREE ROAD ATLANTA, GA 303261039 | $180K |
| JEANNINE DEVLIN EIN 11-6043757 NONE | Employee (plan) Service code 30 | — | $161K |
| FIRST FINANCIAL SERVICES 11-3043712 | Securities brokerage; Other commissions; Named fiduciary; Investment advisory (plan); Distribution (12b-1) fees; Custodial (securities); Consulting (general) Service code 16 | — | $144K |
| DAWN LANGE EIN 11-6043757 NONE | Employee (plan) Service code 30 | — | $79K |
| WILMA SPATAFORE-ALVAREZ EIN 11-6043757 NONE | Employee (plan) Service code 30 | — | $59K |
| GOULD, KOBRICK, & SCHLAPP, P.C. EIN 13-3082707 UNION AUDITOR | Accounting (including auditing) Service code 10 | 3 PARK AVENUE SUITE 1402 NEW YORK, NY 10016 | $25K |
| C&R CONSULTING SERVICES EIN 13-3935364 NONE | Contract Administrator; Claims processing Service code 12 | 1501 BROADWAY SUITE 1724 NEW YORK, NY 10036 | $16K |
| HOLM & OHARA EIN 13-3591118 UNION ATTORNEY | Legal Service code 29 | 3 WEST 35TH STREET 9TH FLOOR NEW YORK, NY 10001 | $14K |
| FACT FIRST ACTUARIAL CONSULTING EIN 26-3842522 NONE | Actuarial Service code 11 | 1501 BROADWAY SUITE 1728 NEW YORK, NY 10036 | $10K |
| I.B.E.W. LOCAL 1049 EIN 11-0502155 RELATED ORG - UNION | Participant communication; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Copying and duplicating Service code 15 | 100 CORPORATE DRIVE HOLTSVILLE, NY 11742 | $7K |
| FIRST FINANCIAL SERVICES EIN 11-3043712 NONE | Consulting (general); Other commissions; Investment advisory (plan); Named fiduciary; Distribution (12b-1) fees; Custodial (securities); Securities brokerage; Investment management Service code 16 | 38 KINGS HIGHWAY HAUPPAUGE, NY 11788 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 524 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | EMPIRE HEALTHCHOICE ASSURANCE, INC. | 1,656 | $9.2M |
| Life insurance | AMALGAMATED LIFE INSURANCE COMPANY | 524 | $61K |
| Short-term disability | AMALGAMATED LIFE INSURANCE COMPANY | 524 | $74K |
| Prescription drug | EMPIRE HEALTHCHOICE ASSURANCE, INC. | 1,656 | $9.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,656 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.