| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF OKLAHOMA | 208 N MILL PRYOR, OK 74361 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $21K | — | $21K | 2.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF OKLAHOMA | 208 N MILL PRYOR, OK 74361 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $9K | — | $9K | 2.00% |
| PREMIER CONSULTING PARTNERS LLC3 Filed as: PREMIER CONSULTING PARTNERS | 10441 S REGAL BLVD, STE 100 TULSA, OK 74133 | GUARDIAN | $36K | $12K | $49K | 12.09% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF OKLAHOMA | 208 N MILL PRYOR, OK 74361 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 2.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,453 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 354 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,807 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 4,118 | $427K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $1.0M |
| Short-term disability | GUARDIAN | 1,247 | $402K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $457K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 0 | $78K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,118 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.