| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC. | 225 WIRELESS BLVD. STE 200 HAUPPAUGE, NY 11788 | SUN LIFE ASSURANCE COMPANY OF CANADA | $83 | $746 | $829 | 1.50% |
| SEUBERT & ASSOCIATES, INC.3 Filed as: SEUBERT & ASSOCIATES | 225 NORTH SHORE DR. STE 300 PITTSBURGH, PA 15212 | SUN LIFE ASSURANCE COMPANY OF CANADA | $165 | — | $165 | 0.30% |
| SEUBERT & ASSOCIATES, INC.3 Filed as: SEUBERT & ASSOCIATES | 225 NORTH SHORE DR. STE 300 PITTSBURGH, PA 15212 | AMERICAN UNITED LIFE INSURANCE COMPANY | $6K | — | $6K | 10.74% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: BABB INC. | 850 RIDGE AVE. PITTSBURGH, PA 15212 | AMERICAN UNITED LIFE INSURANCE COMPANY | $132 | — | $132 | 0.25% |
| MICHAEL J KELLY3 | 314 OAKMONT DR. PITTSBURGH, PA 15229 | AFLAC | $5K | $174 | $5K | 9.55% |
| SEUBERT & ASSOCIATES, INC.3 Filed as: SEUBERT & ASSOCIATES INC. | 225 NORTH SHORE DR. STE 300 PITTSBURGH, PA 15212 | AFLAC | $3K | — | $3K | 5.66% |
| AMANDA C LONG3 | 4225 N HONEYTOWN RD SMITHVILLE, OH 44677 | AFLAC | $470 | $41 | $511 | 0.97% |
| JENNIFER WHITE3 | 10675 PERRY HWY UNIT 1278 WEXFORD, PA 15090 | AFLAC | $429 | — | $429 | 0.81% |
| JOCELYN DEFELICE3 | 1238 CASCADE RD MONACA, PA 15061 | AFLAC | $100 | $41 | $141 | 0.27% |
| MATTHEW S MCCLAY3 | 1086 MANSFIELD AVE INDIANA, PA 15701 | AFLAC | $138 | — | $138 | 0.26% |
| KIMBERLY HAVENS3 | 218 BERKLEY MANOR DR. CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $121 | — | $121 | 0.23% |
| HALEY E SCHMITT3 Filed as: HALEY SCHMITT | 8150 PERRY HWY STE 200 PITTSBURGH, PA 15237 | AFLAC | $77 | — | $77 | 0.15% |
| DESDE PALMER3 | 8880 HIGHLAND RD. PITTSBURGH, PA 15237 | AFLAC | $53 | — | $53 | 0.10% |
| LEE ANN M. KLINE3 Filed as: LEE ANN M LESOON | 18 PINTAIL DR. PITTSBURGH, PA 15238 | AFLAC | $53 | — | $53 | 0.10% |
| STEPHEN KOZAK3 | 190 SHENOT RD. WEXFORD, PA 15090 | AFLAC | $51 | — | $51 | 0.10% |
| KAYLIE A LING3 Filed as: KAYLIE LING | 243 TAMARACK DR. MARS, PA 16046 | AFLAC | $50 | — | $50 | 0.09% |
| MICHAEL H FLEMING3 | 7546 STATE ROUTE 30 THIRD FLOOR IRWIN, PA 15642 | AFLAC | $48 | — | $48 | 0.09% |
| KRISTEN L KELLY3 | 314 OAKMONT DR. PITTSBURGH, PA 15229 | AFLAC | $36 | — | $36 | 0.07% |
| BRADLEY KAUFFMAN3 | 3009 WILMINGTON RD. NEW CASTLE, PA 16105 | AFLAC | $27 | — | $27 | 0.05% |
| BRITTANY WOLFE3 | 2442 RIDGEWOOD DR. NEWTON FALLS, OH 44444 | AFLAC | $25 | — | $25 | 0.05% |
| LISA M STELLO3 | 364 JAMES ST SPRINGDALE, PA 15144 | AFLAC | $23 | — | $23 | 0.04% |
| JOY GRUBE PADGELEK3 | 318 COTTINGHAM CIR CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $19 | — | $19 | 0.04% |
| MICHELE LASER3 | 15830 W LEBANON RD. AVONMORE, PA 15618 | AFLAC | $15 | — | $15 | 0.03% |
| BRIAN W PATTEN3 | 120 MARGUERITE DR. STE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $12 | — | $12 | 0.02% |
| STOVER INSURANCE AGENCY INC3 Filed as: STOVER INSURANCE AGENCY, INC. | 3213 FOX RUN RD ALLISON PARK, PA 15101 | AFLAC | $12 | — | $12 | 0.02% |
| BRITTANY BELL-MARCOTTE3 | 8744 E BARKHURST DR. PITTSBURGH, PA 15237 | AFLAC | $11 | — | $11 | 0.02% |
| JOHN ANTHONY WENTZ3 | 102 JOHN ST PITTSBURGH, PA 15237 | AFLAC | $10 | — | $10 | 0.02% |
| JENNIFER LYNN STARCHER3 | 221 HORSESHOE RD. MORGANTOWN, WV 26508 | AFLAC | $10 | — | $10 | 0.02% |
| STEVE J PADGELEK3 | 5500 BROOKTREE RD. STE 102 WEXFORD, PA 15090 | AFLAC | $9 | — | $9 | 0.02% |
| BYRON ALLEN BRAY3 | 111 MINNOCK DR. MARS, PA 16046 | AFLAC | $7 | — | $7 | 0.01% |
| CYNTHIA KAY PATTEN3 | 121 BUCKTHORN RD. BADEN, PA 15005 | AFLAC | $6 | — | $6 | 0.01% |
| LEE TENACE3 Filed as: LEE KRISTIAN TENACE | 151 BROOKFIELD ESTATES DR. WEXFORD, PA 15090 | AFLAC | $4 | — | $4 | 0.01% |
| ELIZABETH ELLIOTT3 | 4331 W LONGMEADOW CT. PEORIA, IL 61615 | AFLAC | $4 | — | $4 | 0.01% |
| DANIEL E TORRES3 | 301 JAMESON CT SEVEN FIELDS, PA 16046 | AFLAC | $3 | — | $3 | 0.01% |
| SEUBERT & ASSOCIATES, INC.3 Filed as: SEUBERT & ASSOCIATES | 225 NORTH SHORE DR. STE 300 PITTSBURGH, PA 15212 | VISION BENEFITS OF AMERICA | $514 | — | $514 | 3.00% |
| ERICA J LEONHARDT3 | 9000 FRANCINE LANE POWELL, OH 43065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 11.19% |
| THOMAS W BOSTON3 | 139 MARKET AVE NE HARTVILLE, OH 44632 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $226 | — | $226 | 1.77% |
| SEUBERT & ASSOCIATES, INC.3 | 225 NORTH SHORE DRIVE STE 300 PITTSBURGH, PA 15212 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $180 | — | $180 | 1.41% |
| ARMIN G LEONHARDT3 | 9000 FRANCINE LANE POWELL, OH 43065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $51 | — | $51 | 0.40% |
| JONATHAN GAUDIO3 | 7722 LEVERETT PARK NEW ALBANY, OH 43054 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $30 | — | $30 | 0.23% |
| KATIE D DUER3 | 2801 S MEDINA LINE RD. WADSWORTH, OH 44281 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $11 | — | $11 | 0.09% |
| ERICA J LEONHARDT3 | 9000 FRANCINE LANE POWELL, OH 43065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $403 | — | $403 | 4.53% |
| THOMAS W BOSTON3 | 139 MARKET AVE NE HARTVILLE, OH 44632 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $179 | — | $179 | 2.01% |
| KATIE D DUER3 | 2801 S MEDINA LINE RD. WADSWORTH, OH 44281 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $106 | — | $106 | 1.19% |
| JONATHAN GAUDIO3 | 7722 LEVERETT PARK NEW ALBANY, OH 43054 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $52 | — | $52 | 0.58% |
| ARMIN G LEONHARDT3 | 9000 FRANCINE LANE POWELL, OH 43065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $18 | — | $18 | 0.20% |
| ERICA J LEONHARDT3 | 9000 FRANCINE LANE POWELL, OH 43065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $97 | — | $97 | 4.52% |
| THOMAS W BOSTON3 | 139 MARKET AVE NE HARTVILLE, OH 44632 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $52 | — | $52 | 2.42% |
| KATIE D DUER3 | 2801 S MEDINA LINE RD. WADSWORTH, OH 44281 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $34 | — | $34 | 1.58% |
| SEUBERT & ASSOCIATES, INC.3 | 225 NORTH SHORE DRIVE STE 300 PITTSBURGH, PA 15212 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $18 | — | $18 | 0.84% |
| JONATHAN GAUDIO3 | 7722 LEVERETT PARK NEW ALBANY, OH 43054 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $16 | — | $16 | 0.74% |
| ARMIN G LEONHARDT3 | 9000 FRANCINE LANE POWELL, OH 43065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4 | — | $4 | 0.19% |
| THOMAS W BOSTON3 | 139 MARKET AVE NE HARTVILLE, OH 44632 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $36 | — | $36 | 1.74% |
| ERICA J LEONHARDT3 | 9000 FRANCINE LANE POWELL, OH 43065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $31 | — | $31 | 1.50% |
| KATIE D DUER3 | 2801 S MEDINA LINE RD. WADSWORTH, OH 44281 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $16 | — | $16 | 0.77% |
| JONATHAN GAUDIO3 | 7722 LEVERETT PARK NEW ALBANY, OH 43054 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6 | — | $6 | 0.29% |
| ARMIN G LEONHARDT3 | 9000 FRANCINE LANE POWELL, OH 43065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2 | — | $2 | 0.10% |
| ERICA J LEONHARDT3 | 9000 FRANCINE LANE POWELL, OH 43065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $120 | — | $120 | 7.36% |
| SEUBERT & ASSOCIATES, INC.3 | 225 N SHORE DR. STE 300 PITTSBURGH, PA 15212 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $34 | — | $34 | 2.09% |
| THOMAS W BOSTON3 | 139 MARKET AVE NE HARTVILLE, OH 44632 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $11 | — | $11 | 0.67% |
| ARMIN G LEONHARDT3 | 9000 FRANCINE LANE POWELL, OH 43065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | — | $5 | 0.31% |
| JONATHAN GAUDIO3 | 7722 LEVERETT PARK NEW ALBANY, OH 43054 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.06% |
| ERICA J LEONHARDT3 | 9000 FRANCINE LANE POWELL, OH 43065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $191 | — | $191 | 17.75% |
| THOMAS W BOSTON3 | 139 MARKET AVE NE HARTVILLE, OH 44632 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8 | — | $8 | 0.74% |
| ARMIN G LEONHARDT3 | 9000 FRANCINE LANE POWELL, OH 43065 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6 | — | $6 | 0.56% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 137 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 137 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 139 | $55K |
| Vision | VISION BENEFITS OF AMERICA | 137 | $17K |
| Life insurance(3 contracts, 3 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 67 | $108K |
| Short-term disability(3 contracts, 3 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 67 | $119K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 67 | $53K |
| Other(6 contracts, 3 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 67 | $120K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 139 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.