| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLEGIANT GLOBAL PARTNERS3 | 800 BOYLSTON ST 16TH FLOOR BOSTON, MA 02199 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $4K | — | $4K | 5.31% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC | 225 WIRELESS BLVD STE 200 HAUPPAUGE, NY 11788 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $758 | — | $758 | 0.97% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | 2255 GLADES ROAD SUITE 321A BOCA RATON, FL 33431 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $152 | — | $152 | 0.19% |
| ALLEGIANT GLOBAL PARTNERS3 | 800 BOYLSTON STREET-16TH FLOOR BOSTON, MA 02199 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $2K | — | $2K | 7.39% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | 2255 GLADES ROAD SUITE 321A BOCA RATON, FL 33431 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $478 | — | $478 | 1.43% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC. | 225 WIRELESS BLVD STE 200 HAUPPAUGE, NY 11788 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $368 | — | $368 | 1.10% |
| ALLEGIANT GLOBAL PARTNERS3 | 800 BOYLSTON ST - 16TH FL BOSTON, MA 02199 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $2K | — | $2K | 9.39% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | 2255 GLADES ROAD SUITE 321A BOCA RATON, FL 33431 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $240 | — | $240 | 1.11% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC | 225 WIRELESS BLVD STE 200 HAUPPAUGE, NY 11788 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $172 | — | $172 | 0.79% |
| ALLEGIANT GLOBAL PARTNERS3 | 800 BOYLSTON ST - 16TH FLOOR BOSTON, MA 02199 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $2K | — | $2K | 11.69% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | 2255 GLADES ROAD SUITE 321A BOCA RATON, FL 33431 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $480 | — | $480 | 3.30% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC | 225 WIRELESS BLVD STE 200 HAUPPAUGE, NY 11788 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $160 | — | $160 | 1.10% |
| ALLEGIANT GLOBAL PARTNERS3 | 800 BOYLSTON-16TH FLOOR BOSTON, MA 02199 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $307 | — | $307 | 9.73% |
| ALLEGIANT GLOBAL PARTNERS3 | 800 BOYLSTON ST 16TH FLOOR BOSTON, MA 02199 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $307 | — | $307 | 9.73% |
| CBIZ BENEFITS & INSURANCE SERVICES3 | 2255 GLADES ROAD SUITE 321A BOCA RATON, FL 33431 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | $72 | — | $72 | 2.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 122 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 122 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | 122 | $22K |
| Short-term disability(2 contracts) | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | 184 | $111K |
| Long-term disability | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | 99 | $15K |
| Other | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | 99 | $3K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 184 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.