| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GEORGE BLAIR WEILER3 Filed as: GEORGE WEILLER | 14 WALL ST STE 8C NEW YORK, NY 10005 | AFLAC | $24K | $1K | $25K | 9.85% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2 PIERCE PLACE 14TH FLOOR ITASCA, IL 60143 | AFLAC | $14K | $1 | $14K | 5.38% |
| COURTENAY LEE AMERLING3 Filed as: COURTENAY AMERLING | 26 THE TERRACE ROAD KATONAH, NY 10536 | AFLAC | $5K | $233 | $5K | 2.11% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY R ORGERA INC | 14 WALL STREET STE 8C ATTN AFLAC NEW YORK, NY 10005 | AFLAC | $5K | $314 | $5K | 1.92% |
| TODD J BURKE CORP3 | 2 IRIS LN GARDEN CITY, NY 11530 | AFLAC | $1K | $0 | $1K | 0.52% |
| ELIZABETH SARAH IMPERIAL3 Filed as: ELIZABETH IMPERIAL | 120 LINCOLN STREET GARDEN CITY, NY 11530 | AFLAC | $1K | $0 | $1K | 0.50% |
| KENNETH C MEIER CORP3 | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $1K | $0 | $1K | 0.42% |
| SIMONE HIRSCH3 | 7 MAPLE RUN DR JERICHO, NY 11753 | AFLAC | $932 | $0 | $932 | 0.37% |
| SAL RESTIVO INSURANCE BROKERAGE COR3 | 32 HASKEL LANE STONEYBROOK, NY 11790 | AFLAC | $701 | $0 | $701 | 0.28% |
| WILLIAM WHICHER3 | 1 LINDEN ST GARDEN CITY, NY 11530 | AFLAC | $661 | $0 | $661 | 0.26% |
| CIRO ABRIL3 | 18 BRACKEN CT HOWELL, NJ 07731 | AFLAC | $539 | $0 | $539 | 0.21% |
| PATRICK RUHLE3 | 200 GARDEN CITY PLZ STE 410 RUHLE RISK MANAGEMENT GARDEN CITY, NY 11530 | AFLAC | $408 | $0 | $408 | 0.16% |
| CHRISTINE M. MCCULLUGH3 Filed as: CHRISTINE WALSH | 255 WEST NECK ROAD HUNTINGTON, NY 11743 | AFLAC | $357 | $0 | $357 | 0.14% |
| EDWIN O'CONNOR3 | PO BOX 166 MASSAPEQUA, NY 11758 | AFLAC | $268 | $0 | $268 | 0.11% |
| BRIAN WHITE3 | 6 COWDIN LN CHAPPAQUA, NY 10514 | AFLAC | $257 | $0 | $257 | 0.10% |
| OMNI MANAGED HEALTH, INC.3 Filed as: OMNI MANAGED HEALTH INC | 3021 AVENUE J STE 1 BROOKLYN, NY 11210 | AFLAC | $232 | $0 | $232 | 0.09% |
| KENNETH REY VIOLA3 Filed as: KENNETH VIOLA | 14 WALL ST STE 8C NEW YORK, NY 10005 | AFLAC | $230 | $0 | $230 | 0.09% |
| BENITO A ROTONDI II INC3 | 23 PINE RIDGE ROAD SARATOGA SPRINGS, NY 12866 | AFLAC | $218 | $0 | $218 | 0.09% |
| KATINA O'CONNOR3 | PO BOX 166 MASSAPEQUA, NY 11758 | AFLAC | $212 | $0 | $212 | 0.08% |
| FRANK CRYSTAL & CO INC3 | FINANCIAL SQUARE 32 OLD SLIP NEW YORK, NY 10005 | AFLAC | $195 | $0 | $195 | 0.08% |
| DOUGLAS MEIER3 | 23 ROCKLEDGE TER POMPTON PLAINS, NJ 07444 | AFLAC | $183 | $0 | $183 | 0.07% |
| TREVOR FENNELL3 | 11835 QUEENS BLVD STE 1403 FOREST HILLS, NY 11375 | AFLAC | $146 | $0 | $146 | 0.06% |
| JAMES (JAY) GRIMES3 Filed as: JAMES GRIMES | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $138 | $0 | $138 | 0.05% |
| JACQUES P DAVID CORPORATION3 | 125 JERICHO TPKE STE 201 JERICHO, NY 11753 | AFLAC | $70 | $0 | $70 | 0.03% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: COOK MARAN AND ASSOCIATES INC | 461 PANTIGO RD EAST HAMPTON, NY 11937 | AFLAC | $51 | $0 | $51 | 0.02% |
| LEA MANSOUR3 | 150 WEST 96TH ST #15E NEW YORK, NY 11937 | AFLAC | $30 | $18 | $48 | 0.02% |
| S BEIN INC3 | 81 STEPHEN DRIVE PLAINVIEW, NY 11803 | AFLAC | $47 | $0 | $47 | 0.02% |
| MICHAEL KANE3 | 88 WHITSON ROAD HUNTINGTON STATION, NY 11746 | AFLAC | $38 | $0 | $38 | 0.01% |
| PACKES J D CORP3 | 92 NORTH AVENUE SUITE 102 NEW ROCHELLE, NY 10801 | AFLAC | $36 | $0 | $36 | 0.01% |
| KATHERINE C WOOD3 Filed as: KATHERINE GRIMES | PO BOX 906 FOLLY BEACH, SC 29439 | AFLAC | $36 | $0 | $36 | 0.01% |
| DONALD BUDDE3 | 16 RIVERSIDE AVE UNIT A AMITYVILLE, NY 11701 | AFLAC | $35 | $0 | $35 | 0.01% |
| GREGORY MALONEY3 | 1300 VETERANS HWY STE 210 HAUPPAUGE, NY 11788 | AFLAC | $19 | $0 | $19 | 0.01% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: LISA-AN NEW WORLD ASSOC. INC. | 445 BROAD HOLLOW ROAD CL 17 MELVILLE, NY 11747 | AFLAC | $18 | $0 | $18 | 0.01% |
| SALLY ROBILOTTO3 | 101 BRIARCLIFF DR EAST NORWICH, NY 11732 | AFLAC | $17 | $0 | $17 | 0.01% |
| BRIEN C FLETCHER3 | 15 GARDEN AVE CARLE PLACE, NY 11514 | AFLAC | $17 | $0 | $17 | 0.01% |
| SJRDK ATTN REID KLEINMAN3 | PO BOX 20565 NEW YORK, NY 10021 | AFLAC | $17 | $0 | $17 | 0.01% |
| CHRISTIAN M TULLY3 Filed as: CHRISTIAN TULLY | 1062 5TH AVE EAST NORTHPORT, NY 11731 | AFLAC | $17 | $0 | $17 | 0.01% |
| AMERICAN TEL-TEK INC.3 | 92 NORTH AVENUE SUITE 102 NEW ROCHELLE, NY 10801 | AFLAC | $15 | $0 | $15 | 0.01% |
| SPHEREC GROUP LLC3 | 14 WALL ST STE 8C NEW YORK, NY 10005 | AFLAC | $15 | $0 | $15 | 0.01% |
| CHRISTOPHER MOORE3 | 4272 PERSIMMON WOODS DR NORTH CHARLESTON, SC 29420 | AFLAC | $14 | $0 | $14 | 0.01% |
| MICHAEL S CHILLE3 | 22 CORPORATE WOODS BOULEVARD 4TH FLOOR ALBANY, NY 12211 | AFLAC | $13 | $0 | $13 | 0.01% |
| BRADLEY S RUPPEL3 Filed as: BRADLEY RUPPEL | 67 MAPLE PL HUNTINGTON, NY 11743 | AFLAC | $13 | $0 | $13 | 0.01% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: EMPIRIAL RISK MANAGEMENT INC | 68 CRESCENT ROAD GLEN COVE, NY 11542 | AFLAC | $11 | $0 | $11 | 0.00% |
| BENEFITS PLANNING CORP.3 Filed as: BENEFITS PLANNING CORPORATION | 1 HUNTINGTON QUADRANGLE STE 1C09 MELVILLE, NY 11747 | AFLAC | $11 | $0 | $11 | 0.00% |
| DAWN MASCHAS3 | 11 RACEBROOK RD BETHEL, CT 06801 | AFLAC | $11 | $0 | $11 | 0.00% |
| JOHN TULLY3 | 14107 20TH AVE STE 507 WHITESTONE, NY 11357 | AFLAC | $11 | $0 | $11 | 0.00% |
| KEVIN MCCARTHY3 | 197 LANG DR NORTH KINGSTOWN, RI 02852 | AFLAC | $8 | $0 | $8 | 0.00% |
| WALTER TOLSON3 | 87 KINNEY AVE MOUNT POCONO, PA 18344 | AFLAC | $8 | $0 | $8 | 0.00% |
| TIMOTHY CAVAZOS3 | 11551 NUCKOLS RD STE P GLEN ALLEN, VA 23059 | AFLAC | $7 | $0 | $7 | 0.00% |
| RICHARD PETERSON3 | 14107 20TH AVE STE 507 WHITESTONE, NY 11357 | AFLAC | $7 | $0 | $7 | 0.00% |
| KENNETH GRAF3 | 578 CENTER HILL RD PITTSBURGH, PA 15239 | AFLAC | $6 | $0 | $6 | 0.00% |
| DOMINICK R SIRACUSA3 Filed as: DOMINICK SIRACUSA | 225 DOLSON AVE SUITE 304 MIDDLETOWN, NY 10940 | AFLAC | $6 | $0 | $6 | 0.00% |
| ANTHONY LABADIE3 | 130 WEST DRIVE N MASSAPEQUA, NY 11758 | AFLAC | $6 | $0 | $6 | 0.00% |
| MCINERNEY GROUP LLC3 | 580 WHITE PLAINS ROAD SUITE 600 TARYYTOWN, NY 10591 | AFLAC | $4 | $0 | $4 | 0.00% |
| JAMES ROBERT CONFORT3 Filed as: JAMES SWEENEY | 130 EUSTON ROAD GARDEN CITY, NY 11530 | AFLAC | $3 | $0 | $3 | 0.00% |
| THE MEYER AGENCY LTD3 | PO BOX 112829 NAPLES, FL 34108 | AFLAC | $1 | $0 | $1 | 0.00% |
| MELISA SCHOFIELD3 | 932 E VOLK LN MIDDLETOWN, CT 06457 | AFLAC | $1 | $0 | $1 | 0.00% |
| IRENE OSORIO3 | 14 WALL STREET STE 8C NEW YORK, NY 10005 | AFLAC | $1 | $0 | $1 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $15K | $0 | $15K | 13.90% |
| PETER J RIEBLING3 | 38 WOODLAND AVENUE W HAMPTON BEACH, NY 11978 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $15K | $0 | $15K | 13.90% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | TWO PIERCE PLACE 14TH FLOOR ITASCA, IL 60143 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $54 | $0 | $54 | 0.05% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF ROAD STE 1000 ROLLING MEADOWS, IL 60008 | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | $15K | $2K | $17K | 17.17% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | ONE JERICHO PLAZE #200 JERICHO, NY 11753 | EYEMED VISION CARE | $4K | $0 | $4K | 8.36% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 619 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 619 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 570 | $106K |
| Vision(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,128 | $159K |
| Life insurance | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | 619 | $102K |
| Long-term disability | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | 619 | $102K |
| Other(2 contracts, 2 carriers) | AFLAC | 619 | $356K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,128 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.