| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE, SUITE 100 MOUNT LAUREL, NJ 08054 | AETNA LIFE INSURANCE COMPANY | $95K | — | $95K | 4.93% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 200 EAST PARK DRIVE, SUITE 600 MOUNT LAUREL, NJ 08054 | AETNA LIFE INSURANCE COMPANY | — | $59 | $59 | 0.00% |
| GUNDERMANN & GUNDERMANN INC3 Filed as: GUNDERMANN AND GUNDERMANN, INC. | 175 WEST CARVER STREET HUNTINGTON, NY 11743 | AFLAC | $664 | — | $664 | 3.06% |
| MJ INSURANCE3 Filed as: EDWIN OCOONOR AND VARIOUS AGENTS | PO BOX 166 MASSAPEQUA, NY 11758 | AFLAC | $548 | — | $548 | 2.52% |
| STEPHEN FLECKER3 | 356 MIDDLE COUNTRY ROAD, SUITE 207 CORAM, NY 11727 | AFLAC | $416 | — | $416 | 1.91% |
| ROBERT FERTIG3 | PO BOX 2329 SAG HARBOR, NY 11963 | AFLAC | $303 | — | $303 | 1.39% |
| JOHN E GLASER3 Filed as: JOHN E. GLASER | 65 ARLINGTON ROAD LAKE RONKONKOMA, NY 11779 | AFLAC | $137 | — | $137 | 0.63% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C. MEIER CORPORATION | 401 FRANKLIN AVENUE, SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $125 | — | $125 | 0.58% |
| MICHAEL C WALKER3 Filed as: MICHAEL P. DESTEFANO | 4250 VETERANS MEMORIAL HIGHWAY SUITE 1015 W HOLBROOK, NY 11741 | AFLAC | $120 | — | $120 | 0.55% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE, SUITE 100 MOUNT LAUREL, NJ 08054 | COMPANION LIFE INSURANCE COMPANY | $2K | $664 | $2K | 14.35% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE, SUITE 100 MOUNT LAUREL, NJ 08054 | VISION SERVICE PLAN | $931 | — | $931 | 6.18% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPROATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE, SUITE 100 MOUNT LAUREL, NJ 08054 | MUTUAL OF OMAHA INSURANCE COMPANY | $235 | $112 | $347 | 14.78% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 405 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 405 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 373 | $1.9M |
| Dental | AETNA LIFE INSURANCE COMPANY | 373 | $1.9M |
| Vision | VISION SERVICE PLAN | 190 | $15K |
| Life insurance | COMPANION LIFE INSURANCE COMPANY | 405 | $15K |
| Prescription drug | AETNA LIFE INSURANCE COMPANY | 373 | $1.9M |
| Other(2 contracts, 2 carriers) | AFLAC | 405 | $24K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 405 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.